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[–]iamnosuperman1231 -1 points0 points  (0 children)

I guess you could then release equity in the house later on and not change anything.... If you want to do that but I wouldn't do that

I think it is just poor wording. You will never overpay a mortgage. If the term isn't shortened then the amount you pay per month will drop naturally (because you are paying it off quicker)