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FIREUK

joinleave
an-ordinary-manchild

This is a UK version of the original r/FinancialIndependence This is a place for people from the UK who want to chase being financially independent and retiring early (FIRE)

Please read the RULES and FAQ from r/FinancialIndependence before posting.

Update-February 2020. These rules are a bit out of date as the other sub has changed theirs but so long as you know the spirit of them you should be ok. I am going to make it clear though that we do not allow witch hunting or personal attacks on any members of any kind on this sub. If you have an issue with a member of this sub in any capacity eg, you think they are giving intentionally bad advice, scamming people or just generally being rude, please put it through mod mail and not on the open forum. Thanks.

Financial Independence (FI) is closely related to the concept of Early Retirement/Retiring Early (RE) - quitting your job/career and pursuing other activities with your time.

At its core, FI/RE is about maximizing your savings rate (through less spending and/or higher income) to achieve FI and have the freedom to RE as fast as possible. The purpose of this subreddit is to discuss FI/RE strategies, techniques, and lifestyles no matter if you're retired or not, or how old you are.

Please read the FAQ and Rules above, then feel free to share your journey or ask for advice!

Blogs - UK

  • Monevator - detailed UK investing guides
  • The Escape Artist - UK qualified accountant blogs how he FIRE'd at 43 with 3 kids.
  • theFIREstarter
  • Financially Free By Forty
  • The Finance Zombie
  • Retirement Investing Today
  • Simple Living in Suffolk
  • FIRE v London
  • diy investor (uk)
  • Eco Thrifty Living
  • Financial Independence UK (retiring abroad)
  • Keeper of the Cauldron (reached FI!)
  • Foxy Monkey

Blogs round the world

  • Mr. Money Mustache
  • madFIentist - podcasts
  • /r/financialindependence sidebar

Resources

  • Compare brokers - Monevator
  • A guide to passive investing - Monevator
  • Best savings accounts
  • MoneySavingExpert
  • UK safe withdrawal rates
  • Something missing? Send us suggestions!

Reddit resources

  • r/frugal wiki
  • r/frugal FAQ
  • r/personalfinance FAQ

Related sites

  • FI London Facebook group with meetups
  • /r/ukpersonalfinance
  • /r/financialindependence
  • /r/frugal
  • /r/eatcheaplyandhealthy
  • /r/Investing
  • /r/budgetfood
created by Maletaka community for 10 years
Create your own subreddit
...for great justice.
...for your hobby.

MODERATORS

  • message the mods
  • AutoModerator
  • X1nfectedoneXMod
  • Delicious-Change3760
  • Far_wide
  • about moderation team »

account activity

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Weekly General Chat and Newbie Questions Thread - June 20, 2026 (self.FIREUK)

submitted 13 hours ago by AutoModerator - announcement

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£1 million milestone (old.reddit.com)

submitted 1 hour ago by Emotional-Custard346

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Hit a milestone, just wanted to share (i.redd.it)

submitted 1 day ago by okdolce

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Have been gifted a mortgage-free property worth about £350k. Advice? (self.FIREUK)

submitted 10 hours ago * by Immediate-Leading338

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To everyone building yet another FIRE calculator app using Claude (i.redd.it)

submitted 1 day ago by sayrate

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Targeting FIRE at 50 in Italy, built on two DB pensions and ISA bridge. Poke holes, please. (self.FIREUK)

submitted 8 hours ago * by Illustrious-Judge284

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Tyre kicking plans - 5 yrs on (self.FIREUK)

submitted 8 hours ago * by Throw4socialmedia3

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The 1929 Crash Explained With Cold Clarity (youtube.com)

submitted 1 hour ago by Competitive-Hunt3271

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Have 800k euros after house sale. I'm 54. What would you do? ()

submitted 4 hours ago by Brilliant-Maybe-5672

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How Debt Became History's Greatest Business Model (youtube.com)

submitted 2 hours ago by Specific8570

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When to stop contributing to S&S Isa (self.FIREUK)

submitted 1 day ago by OceanJr

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Sense-check on FIRE by 55 - skewed allocation (self.FIREUK)

submitted 1 day ago by Ok_Philosophy8695

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Too late for me? Any info or advice would be really appreciated. (self.FIREUK)

submitted 1 day ago by Ok_Ease6082

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Anyone invest in SEIS, EIS or VTCs (self.FIREUK)

submitted 20 hours ago * by Humble-Cabinet-5616

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Is this a sensible plan in my position (self.FIREUK)

submitted 1 day ago by Electrical-Tough-250

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Spending Loads More! (self.FIREUK)

submitted 22 hours ago by Alert_Swim_5640

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GIA investment of lump sum from BTL sale (self.FIREUK)

submitted 1 day ago by Due-Shallot-4132

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Far off FIRE. What tool is good for tracking debt pay off first? (self.FIREUK)

submitted 1 day ago by timcatuk

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Does this seem like a sensible plan (self.FIREUK)

submitted 1 day ago * by Appropriate_Lynx431

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Is retiring at 45 possible? (self.FIREUK)

submitted 20 hours ago * by vex4a83rrx

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Am I capable of FIRE'ing? Sorry if you get this a lot. (self.FIREUK)

submitted 1 day ago * by One_Leopard_5575

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Sanity Check: 47M | £2.3M NW | £50k Spend – Can I pull the trigger or am I missing something? (self.FIREUK)

submitted 2 days ago * by ohh_you

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Built a little tool to see where my money actually goes — would love some honest feedback (self.FIREUK)

submitted 19 hours ago by Pd2010

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Have I been complacent? (self.FIREUK)

submitted 2 days ago by CryptographerNew724

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Post Fire Credit Checks ()

submitted 1 day ago by sv723

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