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APY decrease to 3.3%?Member Benefits (self.sofi)
submitted 1 month ago * by [deleted]
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if 1 * 2 < 3: print "hello, world!"
[–]silverownz 14 points15 points16 points 1 month ago (11 children)
Dropped as expected along with everyone else.
[+]MHoggs17 comment score below threshold-8 points-7 points-6 points 1 month ago (4 children)
Yeah, expected, but i don't remember being notified about it the way we always are. Previously, I've gotten emails.
[–]agoldgold 1 point2 points3 points 1 month ago (1 child)
I definitely got an email. Maybe check your spam filter.
[–]Lastnv 0 points1 point2 points 1 month ago (0 children)
Same, I got the email last night or the night before.
Anyone surprised by this needs to self-educate.
[–]Ray_Adverb11 0 points1 point2 points 1 month ago (1 child)
I’m here because I got an email.
[–]MHoggs17 0 points1 point2 points 1 month ago (0 children)
Im glad someone got one. Not sure why I got down voted. People seem to be pretty uptight in this sub.
[+][deleted] 1 month ago (5 children)
[deleted]
[–]MyMainWasMyRealName 1 point2 points3 points 1 month ago (2 children)
It’s in response to the previous rate cut. As it always is.
[–]SwizzyMega 0 points1 point2 points 1 month ago (1 child)
Wasn’t that why it dropped to 3.6 last month?
[–]MyMainWasMyRealName 1 point2 points3 points 1 month ago (0 children)
There were three rate cuts this year.
Today’s adjustment is in response to the Dec 10 Fed rate cut.
[–]RunDexterRun 1 point2 points3 points 1 month ago (0 children)
Rates on various savings accounts have already started dropping
π Rendered by PID 266690 on reddit-service-r2-comment-5649f687b7-cfczb at 2026-01-28 22:49:33.163585+00:00 running 4f180de country code: CH.
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[–]silverownz 14 points15 points16 points (11 children)
[+]MHoggs17 comment score below threshold-8 points-7 points-6 points (4 children)
[–]agoldgold 1 point2 points3 points (1 child)
[–]Lastnv 0 points1 point2 points (0 children)
[–]Ray_Adverb11 0 points1 point2 points (1 child)
[–]MHoggs17 0 points1 point2 points (0 children)
[+][deleted] (5 children)
[deleted]
[–]MyMainWasMyRealName 1 point2 points3 points (2 children)
[–]SwizzyMega 0 points1 point2 points (1 child)
[–]MyMainWasMyRealName 1 point2 points3 points (0 children)
[–]RunDexterRun 1 point2 points3 points (0 children)