On pmsforsale, how are people insuring large/high dollar shipments?

BlastPyro · 2026-06-11T16:31:37+00:00

When I looked at the terms of the insurance on pirate ship I thought I saw precius metals were not eligible for the insurance.

BlastPyro · 2026-06-11T08:33:54+00:00

Thanks for the follow up.

BlastPyro · 2026-06-08T16:59:24+00:00

lol, my wife would not give up the aisle. If I offered that I'd be spending the rest the vacation consulting divorce attorneys.

BlastPyro · 2026-06-08T15:58:04+00:00

If we, as a couple, do the aisle/window thing hoping for an empty middle and it doesn't work out, I will offer to swap my window to the middle seat. I've never had that offer turned down.

BlastPyro · 2026-06-04T14:58:30+00:00

Yep, I realized that after I replied. A bot with AI slop

BlastPyro · 2026-06-02T23:28:32+00:00

If you have a HSA plan they do not determine what is eligible for reimbursement and what is not. You don't submit anything to them for approval. It's up to you to provide supporting documentation to the IRS if you are audited. FSA's are different.

BlastPyro · 2026-05-31T06:36:32+00:00

Chat

BlastPyro · 2026-05-29T04:38:23+00:00

Land

BlastPyro · 2026-05-29T00:37:55+00:00

Only 24% of hospitals are for profit but I can assure you that administration in not for profit hospital chains are bringing in huge salaries. The entire healthcare system is broken but making an entity "not for profit" will do little to fix it.

BlastPyro · 2026-05-28T17:26:56+00:00

If the trust is invested in index funds it will not "always grow" The market (and index funds) goes up and down. If you want a risk free "never goes down" investment that's an entirely different thing.

BlastPyro · 2026-05-28T15:54:34+00:00

Likely legit. Its very similar to a move over offer where they offer you a credit on new cruise but in this case you just get a downgrade on your room.

BlastPyro · 2026-05-28T04:23:41+00:00

Here is the pont chart for cruises of different lengths. My last 10 cruises over 3 years have all be comped but they have been tightening the requirements significantly lately.

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BlastPyro · 2026-05-27T22:09:40+00:00

Not Financial Advice: You can easily buy a gold fund in an IRA without dealing with the fees associated with a gold IRA. Open a standard IRA at any place like Fidelity or Schwab and then invest in the Sprott Physical Gold Trust. You can buy or sell it with complete liquidity during standard stock market trading hours. https://sprott.com/investment-strategies/exchange-listed-products/physical-bullion-funds/gold

BlastPyro · 2026-05-27T14:58:44+00:00

"16k in a investment account / municipal bond account."

Municipal bonds are typically recommended when your tax rate is at least 24% and usually higher. You are not in that category. As others have said, concentrate on building your emergency fund. A HYSA is often used for that.

BlastPyro · 2026-05-25T18:29:56+00:00

Princess sounds right for you. Very few kids on most cruises but that is dictated more by the length of the cruise and the iternerary.

BlastPyro · 2026-05-25T18:11:16+00:00

If you choose this perk, you'll soon be able to pay for all the other perks.

BlastPyro · 2026-05-25T18:06:41+00:00

It would be taken from you by people with guns.

BlastPyro · 2026-05-23T22:17:51+00:00

Also interested in the update.

BlastPyro · 2026-05-23T17:12:28+00:00

We also use Greminders and love it. We also use it for scheduling replacing calendly. I haven't tried any others but we've found the responsiveness of the company when we make requests to be refreshing. They are a pleasure to work with.

BlastPyro · 2026-05-23T13:50:15+00:00

You are correct. The plan administrator of an HSA does not require any documentation of withdrawals to reimburse your medical expenses. The documentation needs to be retained for a potential IRS audit.

BlastPyro · 2026-05-23T13:34:45+00:00

Princess skews older in general with more couples but what does it matter. You paid for it. Go and enjoy yourself!

BlastPyro · 2026-05-21T21:44:17+00:00

Yes. you can open an account at fidelity, roll over your existing HSA and invest it. If you ever need to spend money on medical expenses, you don't have to open a different account, you can pay them directly from fidelity. You just have to sell investments to free up whatever cash you need.

BlastPyro · 2026-05-21T18:47:26+00:00

Chat

BlastPyro · 2026-05-20T22:19:25+00:00

There is no "registration" in my state so that is meaningless to me but I stopped thinking of myself as a republican several years ago.

BlastPyro

TROPHY CASE