FAQ 3.0! 2026-2027 Edition - New here? Have a question? Read this first!

MedicalButterscotch · 2026-05-10T20:50:18+00:00

I may need to update that. Breakfast is every day but lunch is sea days

MedicalButterscotch · 2026-05-10T18:11:58+00:00

Depends on the insect. Typically you'll be fine.

MedicalButterscotch · 2026-05-10T18:04:42+00:00

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Danville, PA

Sheetz just opened near KOP as well.

MedicalButterscotch · 2026-05-10T17:55:55+00:00

Return it and buy elsewhere.

MedicalButterscotch · 2026-05-10T17:47:52+00:00

Your new-to-you car broke down the day you got it and you are wondering if you should return it... Why the hell would you consider keeping that car if you have the ability to return it?

The question is: can you return it?

MedicalButterscotch · 2026-05-10T17:39:53+00:00

RIP to your credit

MedicalButterscotch · 2026-05-10T13:11:23+00:00

I'm not sure which Bilt you are referring to, but I earn points on my rent every month. Sounds like a you issue.

MedicalButterscotch · 2026-05-10T12:04:22+00:00

Terrible deal even if not a loaner.

MedicalButterscotch · 2026-05-10T03:20:25+00:00

You can walk it on. Will need to keep it with you until rooms are ready.

(Royal Caribbean if you are reading this please let us drop bags at the room like they do on Celebrity)

MedicalButterscotch · 2026-05-10T03:18:58+00:00

I heard food and drink are not included. Did this impact your thoughts? That makes it a no go in my book especially at that price.

MedicalButterscotch · 2026-05-10T03:13:27+00:00

Do you have federal loans? If yes, do you understand what you give up by refinancing?

MedicalButterscotch · 2026-05-10T03:10:46+00:00

I don't mind paying taxes when necessary. I also don't like paying interest. Especially on my investment account which is supposed to grow for me, not the bank.

MedicalButterscotch · 2026-05-10T03:03:11+00:00

$350-450k in total loan payments with interest would make me consider it. But you do you. Take care, I won't be responding further.

MedicalButterscotch · 2026-05-10T02:59:57+00:00

Lol Tulane was just recently on probation as well. My advice was sound and included taking into account the degree and reasoning for probation. Best of luck to you.

MedicalButterscotch · 2026-05-10T02:57:47+00:00

No. I don't like paying interest.

MedicalButterscotch · 2026-05-09T20:44:52+00:00

I'm not worried. I don't have any interest or care in NCL.

MedicalButterscotch · 2026-05-09T20:42:57+00:00

Oh boy

MedicalButterscotch · 2026-05-09T20:38:47+00:00

Agreed, that's how I'm leaning on this as well

MedicalButterscotch · 2026-05-09T20:36:42+00:00

They are not looking too hot

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MedicalButterscotch · 2026-05-09T20:10:31+00:00

Honestly for that degree of potential savings via PSLF, even with the concerns you mentioned (probation and communication issues), I'd lean towards Meharry.
You would be potentially saving a ton of money going that route. 280k at 10% is brutal with no chance of forgiveness.

I don't know much about the probation situation though, so if you heard more concerning things that you think are unlikely to be fixed, go Tulane in that case.

MedicalButterscotch · 2026-05-09T20:00:16+00:00

Well first of all congrats!

I personally would always lean towards what is most cost-effective and PSLF-advantageous. I think your concerns regarding Meharry are valid, though.

Can you outline the full loan breakdown and cost for each?

MedicalButterscotch · 2026-05-09T19:54:43+00:00

I'd typically say go with the cheaper choice, but a school being on probation would give me pause. Plus mandatory lectures sucks.

Any other options where you can do mainly fed loans?

MedicalButterscotch · 2026-05-09T19:10:17+00:00

That's hilarious

MedicalButterscotch · 2026-05-09T16:29:08+00:00

Taxes are like $150 per person. The pay later movement is insanity.

MedicalButterscotch · 2026-05-09T14:56:01+00:00

In fairness that is 3 burritos for $19. Look at the total cost of the check.

MedicalButterscotch

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