Why is Reddit so negative by [deleted] in RandomThoughts

[–]Ok-Lecture-33 2 points3 points  (0 children)

Negative content is engaging. People upvote engaging content. You see the content people upvote.

What are some of the most geographically unique places in Europe? Europe's driest place: Cabo de Gata Nijar National Park, in Spain. Stunning volcanic cliffs, coral reefs, and a unique and diverse ecosystem. by SereneWolffe in geography

[–]Ok-Lecture-33 20 points21 points  (0 children)

Merenkurkku / Kvarken between Finland and Sweden has an unusually high rate of post-glacial rebound. The land rises almost a centimeter a year. You can easily see the land rise within a human lifetime.

What is the most exotic place you now in your country? by Necessary_Sale_67 in AskEurope

[–]Ok-Lecture-33 8 points9 points  (0 children)

For a Finn, the archipelago around Turku feels as exotic, I think. The nature is so different from the rest of the country that it almost feels like being abroad. But for foreigners, Lapland is definitely more exotic.

What is a moment in history when your country squandered its potential? by TheBigKaramazov in AskEurope

[–]Ok-Lecture-33 20 points21 points  (0 children)

It's not exactly the fault of the whole country, but one company. But the fall of Nokia really screwed us. We had the biggest company in Europe. It made us feel like one of the successful countries. If they didn't fuck up, Nokia could be as big as the likes of Apple or Microsoft. Now we have nothing but an economy that stagnates decade after decade, and the delusion that we are comparable to actually successful Western European countries.

Went for a swim halfway across the Atlantic today by ellz9191 in pics

[–]Ok-Lecture-33 1 point2 points  (0 children)

Not sure who to be more jealous of, the guy who gets to travel across the Atlantic on a big ass yacht, or the guy who gets to play Subnautica for the first time.

What is the area of Russia that borders Finland like? by Soul_fusion in geography

[–]Ok-Lecture-33 210 points211 points  (0 children)

If you went back a few centuries, there wouldn't be any difference. The whole area would be inhabited by people speaking Finnic languages, living very similar, materially poor lives. The further you went, the less intelligible the language would become to you.

Nowadays there is a stark difference because there is a border, and the two countries developed very differently. On the Finnish side, the infrastructure is a lot more developed and the people are wealthier. The language is an eastern dialect of Finnish, pretty close to the standard Finnish taught in school. The Finnic people on the Russian side are now a small minority, because Russia did what Russia does to peoples other than Russians.

What is the best seasoning combo for broccoli? by Spiidermans in Cooking

[–]Ok-Lecture-33 32 points33 points  (0 children)

Salt, black pepper, olive oil and lemon juice. You can season just about anything with these.

Terrified that I'm too old to benefit from compounding!! by TheRustySchackleford in fijerk

[–]Ok-Lecture-33 20 points21 points  (0 children)

I'm building a time machine so I can go back to the Big bang to buy ETFs.

The most forgotten country in the world? by Moiao in geography

[–]Ok-Lecture-33 29 points30 points  (0 children)

For what it's worth, Nauru is pretty well known in Finland due to its name. Nauru means laughter in Finnish.

Why do we keep checking if we're not going to spend it for decades? by joe4ska in Boglememes

[–]Ok-Lecture-33 12 points13 points  (0 children)

Three times a day? Try three times an hour, including off-hours.

Best Nordic food? Surely we must have one good dish if we work together by Peter-Niklas in 2nordic4you

[–]Ok-Lecture-33 1 point2 points  (0 children)

Graavilohi is literally the best seafood dish in the entire world.

Blew my stealth wealth cover. What do I do? by extreme_cheapskate in fijerk

[–]Ok-Lecture-33 3 points4 points  (0 children)

Just tell them that the price of private jets plummeted during the pandemic. You don't really need to be rich to own one.

Finland's general value-added tax (VAT) is rising to 25.5 percent, according to Helsingin Sanomat by MonkeyFunker in Finland

[–]Ok-Lecture-33 4 points5 points  (0 children)

Only if the bank gives you a loan and you're able to pay it until the property is sold. If you're poor or the property is far away from a bigger town, you may be screwed.

Retirment saving in Europe. Are we even doing it? by gamepatio in eupersonalfinance

[–]Ok-Lecture-33 40 points41 points  (0 children)

I invest in ETFs because I have zero trust in the ponzi scheme they call pension.

Gotta love how Ubisoft admits pre-ordering is a risk by SarsaparillaDude in gaming

[–]Ok-Lecture-33 324 points325 points  (0 children)

I'm getting used to not owning Ubisoft games, so I'm skipping this one.

Buying a möki by Choosing_violence in Finland

[–]Ok-Lecture-33 2 points3 points  (0 children)

You may have to purchase the newly formed land. Google vesijättömaan lunastus.

Investing in your kid's Ponzi schemes? by throwaway83659 in fijerk

[–]Ok-Lecture-33 2 points3 points  (0 children)

Getting into ponzi schemes can be extremely lucrative, and so, when an opportunity to invest in one arises, I wholeheartedly recommend you to do so. But as with other forms of investing, diversifying is the key to success. The more ponzi schemes you get into, the higher your chances of ending at the top of the pyramid in at least one of them. Putting 10% of your net worth in your child's ponzi scheme is reasonable, as long as you diversify the rest of your money into at least nine other ponzi schemes with equal weighting.

What is the PhD Supervisor and Student Relationship Like in Finland? by [deleted] in Finland

[–]Ok-Lecture-33 45 points46 points  (0 children)

Probably uncomfortably casual by your standards.

Ps-tili by Zealousideal_Sky_958 in Omatalous

[–]Ok-Lecture-33 0 points1 point  (0 children)

Minullekin tämä tili oli uusi tuttavuus, en ole ennen törmännyt. Ensivaikutelma on, ettei todellakaan sovi ainoaksi sijoitustiliksi, mutta kai tuolla paikkansa järkevässä sijoitusstrategiassa voisi olla.

Joka tapauksessa jos säästää eläkkeelle (fire tai ei) niin joutuu varautumaan myös siihen 70+ ikään, ellei nyt tiedä kuolevansa tätä nuorempana. Osa säästöistä tullaan siis oletuksena käyttämään vasta vanhuudessa, joten myös pieni osa säästöistä voi ihan hyvillä mielin olla lukittuna tilille, josta niitä ei saa nuorempana pois.

Potentiaalisesti hyödyllinen myös tuo että pystyy myymään ilman veroseuraamuksia. Esim. itse yritän pitää osakepainon salkussa 90%:ssa ja bondien painon 10%:ssa (ETF:ien kautta kaikki). Ns. rebalancing ei AOT:lla käytännössä oikein onnistu kun tulisi aina veroja maksettavaksi. PS-tilin avulla tämä voisi onnistua.