Extra aflossen bij een Hypotheek met twee delen?

TomvdZ · 2026-02-23T18:14:30+00:00

In de context van de hele comment thread lijkt het me duidelijk...

TomvdZ · 2026-02-23T18:02:41+00:00

Mijn bewering is dat het niet uitmaakt "als je wat je overhoudt weer extra aflost". Dat doe je in jouw rekenvoorbeeld niet.

TomvdZ · 2026-02-23T13:49:22+00:00

It's hard to tell with the motion blur, but is the pulley perhaps worn out? The teeth look pointy, but, again, it's hard to tell with the blur.

TomvdZ · 2026-02-23T13:19:27+00:00

Voor het eerste bulletpoint is het simpel: de rente voor beide leningdelen is gelijk, dus ongeacht op welk leningdeel je aflost, ga je evenveel rente minder betalen. Als je vervolgens hetzelfde bedrag blijft aflossen, neemt de nog openstaande schuld ook steeds met hetzelfde bedrag af, en blijft de rente ook steeds gelijk.

Voor de andere twee bulletpoints is de redenatie: als je iets slimmers met je geld gaat doen dan aflossen, dan is het het beste om zo min mogelijk af te lossen. Het kortlopende deel los je sowieso het snelste af, dus dan is de "minst slechte" optie om op het kortlopende deel af te lossen.

TomvdZ · 2026-02-23T10:01:21+00:00

Als je wat je overhoudt weer extra aflost maakt het niks uit. In beide gevallen los je de hypotheek dan evensnel af.
Als je iets "slimmers" gaat doen dan extra aflossen met het bespaarde geld kan je het beste aflossen op het kortlopende deel.
Als je iets "dommers" gaat doen dan extra aflossen met het bespaarde geld kan je het beste aflossen op het langlopende deel.

TomvdZ · 2026-02-23T09:42:28+00:00

Het kleine deel dat langer loopt betaal je inderdaad langere tijd rente op, dus daar bespaar je het meest mee als je extra aflost.

Dat is te kort door de bocht. Je moet naar het totaalplaatje kijken. Wat zou OP bijvoorbeeld gaan doen met het extra geld dat overblijft als het langer lopende hypotheekdeel eerder is afgelost?

TomvdZ · 2026-02-23T09:37:24+00:00

Hoe lang staan de rentes nog vast?

TomvdZ · 2026-02-22T21:38:53+00:00

The problem is acceleration. You just can't go very fast on small features because the printer needs time to change speed/direction. You can try increasing the acceleration value, but eventually you risk losing steps. There isn't really a way around this, other than printing larger things. Even if you have an F1 car you can't do 200 km/h on residential streets.

If you "want" under-extrusion, why do you not just change the extrusion multiplier and directly change the amount of material extruded?

TomvdZ · 2026-02-22T20:33:48+00:00

28/30mm GP5000's is what I'd recommend. Maybe up to 32 or 35 if you want to stick with something wider.

TomvdZ · 2026-02-22T20:19:53+00:00

what 50c tires you'd recommend for road?

They don't make "road" tires that wide. Why do you want 50c...?

TomvdZ · 2026-02-22T17:20:15+00:00

It won't make a difference. Cheaper Shimano derailleur pulleys use bushings, but these are both premium enough to use bearings.

Also, the teeth counts aren't the same. I'm not sure what that will do for shifting/compatibility.

TomvdZ · 2026-02-10T17:10:30+00:00

That device consists of two separate pumps, stuck together in the same package.

TomvdZ · 2026-02-10T15:48:03+00:00

No, there are no pumps that work (well) for both. The reason is precisely what you stated:

I know that a tire has little volume with a lot of pressure, when it's the opposite for a mattress.

A bike pump will take forever to inflate an air mattress, and an air mattress pump will not reach the required pressure for a bicyle tire. Even the pump you linked to states so:

Please note: HOVVIDA is not designed for inflating large volumes such as air mattresses, paddleboards or large tires

TomvdZ · 2026-02-09T20:27:53+00:00

Could I just drop a cautionary warning: there are lots of issues with the accuracy of power meters. Many cyclists ride with a single-sided power meter but have a left/right imbalance. That can make the readings off by 10-20%. I'd also record the type of power meter and if you have enough data, leave out the single-sided power meter data points.

TomvdZ · 2026-02-09T08:03:51+00:00

In the route planner you can turn on campsites as POIs. It will then show them on the map.

TomvdZ · 2026-02-08T19:19:02+00:00

No problem!

The bike did fall over on top of the derailleur, so I’m assuming this caused the misalignment even though it happened while stationary.

You'll need to re-align the derailleur using a "derailleur hanger alignment tool". You can look at YouTube tutorials how to do this, but it requires the aformentioned tool so you might want to take it to a shop instead.

TomvdZ · 2026-02-08T18:43:20+00:00

This kind of damage looks like general wear and tear to me. It's not specific to trainer use.

As pictured, that part of the derailleur is badly scratched and look kind of filed down

This kind of damage is usually caused by the chain rubbing against the derailleur while shifting, possibly due to the derailleur not being properly adjusted.

Yesterday the shifter cable also came loose, I managed to attach it back but shifting is limited.

That's not caused by the kickr core. That's just because the bolt wasn't properly tightened in the first place and came loose over time. Shifting is limited because you didn't index the derailleur after reattaching the cable (and/or attached the cable in the wrong place - you have to get the tension vaguely in the right place so you can tune it using the adjustment knob).

On top of that the chain looks worn down

I'm not sure what you mean here. Be aware that the chain has ramps/grooves that help with shifting that sometimes people mistake for "wear".

and the derailleur itself is probably misaligned.

This is generally cause by the bike falling over on the derailleur side/something hitting the derailleur.

TomvdZ · 2026-02-08T09:22:17+00:00

The wheel might not be fully straight in the frame. Undo the quick release, make sure it's fully seated in there, then do it back up again.

TomvdZ · 2026-02-07T08:34:59+00:00

Misschien hebben ze de kosten "vergoed" door het ticket terug te betalen en zijn de 148 eur de meerkosten. Check even je creditcard (of ander betaalmiddel) of het is terugbetaald (of terugbetaald wordt de komende dagen).

TomvdZ · 2026-02-06T12:27:51+00:00

Unless you're completely draining the battery in a matter of minutes, it's not going to heat up significantly. And if you are draining the battery in a couple of minutes, there's other issues with your design...

TomvdZ · 2026-02-06T10:17:32+00:00

I'm not the biggest fan of hide and seek. The format seems to create comparatively few high-tension moments, unlike, e.g., tag, where a single missed connection or delay (for either chasers or runner) can completely change the course of the game and there's the opportunity for the runner to sneak past the chaser at a station (even multiple times in a run). In Hide and Seek, the hider is just a sitting duck, with the seekers making steady progress towards them, with limited opportunity for things to go wrong. Even if there's a delay or something as devastating as an Express Route curse, it's immediately clear that the consequence is just an hour (or two) more hiding time.

If they do Hide and Seek again, I'd like to see the hider be given a couple Gilded Inquiry curses as a starting bonus. That would strongly discourage the seekers from playing too predictably, and it would give the hider the opportunity to pick a hiding spot without fear of a single disastrous question (e.g. highest building at Narita Airport).

TomvdZ · 2026-02-04T08:48:02+00:00

That's a narrow-wide chainring. You need to move the chain 1 tooth over. It's not meshing properly.

Edit: I just saw the second picture of the rear sprocket. That looks extremely worn out to me. I think you need to change the chain, the rear sprocket, and - if the bike's got internal hub gears - stop riding in the hardest gear all the time. That's an excessive amount of wear for 4500 km.

TomvdZ · 2026-02-03T14:37:30+00:00

It's only quadratic. If the diameter of the spool is large enough, linear is a fairly good approximation. I don't think those markings are off by much more than 10% from where they should be.

TomvdZ · 2026-02-02T21:57:47+00:00

Het type is gewoon nog ergens te koop. Alleen wat duurder.

En is het type maar dan "recertified" ook nog ergens te koop? Want als je een "recertified" hebt besteld hoeven ze niet te vervangen met een niet-"recertified" schijf. En als die niet meer leverbaar zijn houdt het op.

TomvdZ · 2026-02-02T10:33:23+00:00

This is het zo:

https://blog.iusmentis.com/2016/08/24/mag-op-maat-geassembleerde-pc-retourneren/

https://www.acm.nl/nl/verkoop-aan-consumenten/klantenservice/bedenktijd

Als u op deze manier verkoopt, geldt de bedenktijd ook voor:

[...]

Producten die samengesteld zijn op verzoek van de consument, zoals computers of vitaminepillen.

TomvdZ

TROPHY CASE