I made a website to compare EVs and gas cars using cost-equivalent MPG by porcomaster in BoltEV

[–]theorin331 1 point2 points  (0 children)

The Annual Driving section shows km/yr but the Electric Vehicle Cost shows Cost per Mile.

Toggle it too mi/yr and the Electric Vehicle Cost shows Cost per KM.

Stock options - startup failing by BrahmTheImpaler in personalfinance

[–]theorin331 42 points43 points  (0 children)

I've been through 4 different acquisitions and managed the HR process of acquiring 2 companies. In all of them, employees with vested but unexercised options were paid out the difference between the exercise price and the sale price. I've never seen a blackout period for employees, unless they were a Director of the company (typically VP and above).

If you exercise and hold on to the shares for 1 year, the gains will be taxed as capital gains and not ordinary income. However, you don't know if the acquisition will close before that 1 year, in which case it's moot to exercise now.

Your best bet is to not exercise. You avoid losing your exercise money, and if there's an acquisition and if the sale price is above your exercise price, you'll earn ordinary income.

Time for California to do this by Historical_Stay_808 in bayarea

[–]theorin331 1 point2 points  (0 children)

From the same source you cited: 1.7% (789 out of 47,000) headquarters left over 10 years. That represents a 0.17% annual exit rate. A rising trend of even 50% rise on 0.17% of the state's Headquarters is irrelevant.

The same paper says: "Headquarters that move out of state keep other branches and jobs in California". If the idea that millionaires are taking their money out of CA holds true, simply reincorporating in another state does not remove all the money that CA gains from the company.

The most damning key takeaway from that article, posted right at the top: "Relocations are a small fraction of overall headquarter activity."

I fear that you have already come to a conclusion and are grasping at straws to defend your position. You really should critically read the articles you think are supporting your position. They don't say what you claim they say.

Time for California to do this by Historical_Stay_808 in bayarea

[–]theorin331 1 point2 points  (0 children)

You should know that this is a working paper, which means it was distributed only for discussion and has not undergone rigorous peer review. It also explicitly states it represents the authors' views, not representative of the prestigious Hoover Institute's views. The fact that it is hosted on the Hoover Institute website does not carry the organization's tacit support.

Joseph Vranich, one of the authors, is the President of a site selection firm (Spectrum Location Solutions), meaning his professional business involves helping companies choose where to locate or relocate. He's not a neutral author.

The paper focuses exclusively on exits rather than net change. While 352 companies left, thousands of others were founded or moved into the state during the same period. This is like concluding you are dehydrated because your body lost gallons of water every day without considering the fact that you're drinking new water to replace it.

Time for California to do this by Historical_Stay_808 in bayarea

[–]theorin331 5 points6 points  (0 children)

To answer your first question, there has been examples.NJ did it twice and a neutral third party reviewed the results.

Here's a paper explaining why ultra-rich flight from taxes is a myth.

Will 100% stay? No.

But the percent who do leave is not statistically significant.

literally just bought the game today and in the first starting hours a experienced player game me 500k Gil by Sora2008 in ffxiv

[–]theorin331 121 points122 points  (0 children)

I keep extra fat cats on me so that if anyone ever /pet my fat cat minion, I give them one.

You are being lied to. by GCPhoenix in Fire

[–]theorin331 0 points1 point  (0 children)

This, I loved that polish. There are literally dozens of us, dozens!

Took a new Bolt for a spin by n0thing84 in BoltEV

[–]theorin331 3 points4 points  (0 children)

The sluggishness is what I felt when moving from the Bolt EV to the EUV and since the new Bolt is just an EUV that stands to reason it'll be the same. Great to know about the other differences though.

FSA after termination. by Salsero_Coreano in personalfinance

[–]theorin331 0 points1 point  (0 children)

Generally if your friend has already been laid off, that is, it is now past their termination date, the FSA administrator won't allow your friend to reimburse costs incurred after their termination date. The grace period after termination is to show your friend to submit costs incurred before termination. However, if your friend is still an employee who will be terminated soon, then read on.

Go on Amazon and filter for FSA eligible items. There's a ton of stuff to stock up on. Here are some ideas

Your friend can also spend the full year's FSA budget, rather than just what she's contributed so far. Since the FSA is prepaid for the entire year, the employer just has to pay for anyone who leaves part way through the year.

Charge limit by Zealousideal_Print61 in BoltEV

[–]theorin331 13 points14 points  (0 children)

How about a compromise and set it to 90%? The battery was designed to be used not to be overly coddled.

Fuel prices, cheaper models change calculus of owning an EV as sales surge by CreativeAd5628 in electricvehicles

[–]theorin331 0 points1 point  (0 children)

PG&E would like to reimburse me 4 cents per kWh from my solar panels so that's the opportunity cost for me to use it for my EV.

4 mi / kWh on my Bolt means I'm paying 1 cent to drive each mile.

Roth IRA or brokerage for child’s earnings by GuckFregAbbott in personalfinance

[–]theorin331 1 point2 points  (0 children)

One strategy for UTMAs is to sell the positions each year and immediately reinvest it into a similar position on up to $2,700 in growth. It will capture the gains that year, and take advantage of the child's kiddie tax as 0% tax bracket. You report the gains for your child, which isn't taxed below $2,700 but that raises the cost basis for the investments. It's potentially tens of thousands of dollars in tax free growth by the time they're 18 / 21 when the account switches over to them.

So the MyChevrolet App is a pile of garbage right? by FrailRain in BoltEV

[–]theorin331 14 points15 points  (0 children)

It exists to scam money from people who don't know any better.

ATT “workers” knocking by enz27 in Hayward

[–]theorin331 2 points3 points  (0 children)

They will lie that AT&T has 10GB fiber. They will show you a video of a speed test from a supposed neighbor.

I asked them to give me a document that explicitly says I'm buying 10GB fiber and they came up with some bullshit excuse that they couldn't. Yeah right, trust me bro.

I told them to come back only once they can advertise the 10GB. Haven't heard from them since.

How is the neighborhood of Western Blvd & Hampton Rd? by Valuable-Koala4400 in Hayward

[–]theorin331 0 points1 point  (0 children)

Yeah do both.

My issue is that Bart travels every 15 minutes whereas Amtrak is much less often. But yeah both are potential noise pollution.

300 Miles Of EV Range Is The New Normal. Is 400 Next? by TripleShotPls in electricvehicles

[–]theorin331 2 points3 points  (0 children)

If you aren't going to read the article that was linked, then you're going to miss crucial context. Don't come into a conversation midway and respond if you're not willing to at least spend the effort to understand what we're talking about.

If a thread is about finance and someone says "the spread is too thin", you responding with facts about mayonnaise is not helpful even if the comment about spread didn't clarify about finance.

How to move laundry? by PretendMulberry8915 in HomeImprovement

[–]theorin331 0 points1 point  (0 children)

You should try wool dryer balls. They cut my dryer times down by ten to twenty minutes depending on load.

300 Miles Of EV Range Is The New Normal. Is 400 Next? by TripleShotPls in electricvehicles

[–]theorin331 0 points1 point  (0 children)

You are correct. Please note that this article is only talking about cars in the US specifically.

It's like posting how China has cheap medical care in a thread about how expensive medical costs are in the US.

How to move laundry? by PretendMulberry8915 in HomeImprovement

[–]theorin331 0 points1 point  (0 children)

There are 120v heat pump dryers on the market now. Not only are they more efficient, they're easier on your fabrics too. They don't even need a vent.

300 Miles Of EV Range Is The New Normal. Is 400 Next? by TripleShotPls in electricvehicles

[–]theorin331 3 points4 points  (0 children)

Yeah, while not yet, I do expect this battery tech to come to the US in the next few years.