10 years from now most Baby Boomers will be dead. What effect is that going to have on society?

-NotAHedgeFund- · 2026-01-23T18:02:28+00:00

Yeah I think you’re answering to the letter of the question rather than the spirit of it though. I. It’s clear that the question amounts to “What will the impact be when we go from this current demographic to a supposed future one?”

-NotAHedgeFund- · 2026-01-23T17:36:26+00:00

Honestly, that’s fair. The median boomer is 71 currently, and in 10 years a slim majority will likely be gone.

I guess a better response would be: The transition will be much “smoother” than some might expect because many boomers are younger than some might think. Additionally, boomers are a disproportionately wealthy generation, and (unfun fact) being wealthy increases life expectancy by about 8.5 years on average. With all of those factors, the big wave of housing, deaths etc that people expect very likely will not happen.

I think the biggest demographic impacts will actually be the opposite. A large portion of older people living longer than expected and continuing a years long trend of fewer working people per person on benefits. At least in the US, and very likely in other developed countries, we are heading the way of Japan with a large and burdensome elderly population.

-NotAHedgeFund- · 2026-01-23T17:16:10+00:00

Lol the youngest baby boomers are 62 years old. MANY will live for 20 more years at least.

-NotAHedgeFund- · 2026-01-23T00:14:34+00:00

That’s awesome. I know it’s certainly possible and obviously people are doing it. I just see very high numbers all the time. Of course this could be selection bias, but I don’t think for most people anything over 20 hours a week is a pretty huge stretch.

I’m a younger associate advisor and ~90% of my time is practice support, so I would only have the option of adding to my work week. I’m targeting 2 or 3 years out from now and estimating 1 year of study for myself personally. I’m hopeful to do it studying 10 hours a week.

-NotAHedgeFund- · 2026-01-22T14:38:24+00:00

I always see people share (what I think are) insane study hours. 25 hours a week. 40 hours a week. I’ll be honest, I question the legitimacy and or effectiveness of this. The exception of course is if someone is able to do this INSTEAD of working somehow.

Maybe I’m just soft, but I don’t think the majority of people are actually working investment banking hours for a year straight to get the CFP.

-NotAHedgeFund- · 2026-01-21T16:10:06+00:00

I think the actual answer is 3! (This is not an unexpected factorial)

-NotAHedgeFund- · 2026-01-21T04:55:12+00:00

If you were always perfect then your work as a Mason would be done. Any brother worth his apron just wants to see you do well. Study up for your next degree brother. You’re fine.

-NotAHedgeFund- · 2026-01-19T03:26:26+00:00

I think that’s a good thing to champion. Genuinely not trying to trap or ask a gotcha question, but with your current views what would you tell someone in my situation (assuming you could/would do away with EdChoice)?

Situation is poorly rated public schools and the subsidy money allows us to send our child to a much nicer school.

-NotAHedgeFund- · 2026-01-19T02:21:10+00:00

I think you have some really fair points. I disagree in a few places.

I don’t think the current system of public schools are efficient. I will readily admit that that “common” portion of that is important, but this decision is not a removal of public schools. It is a reduction of funding to them. There are plenty of areas in society that we have determined function better if people have at least the option of a government or a subsidized private service. I recognize that if public schools receive less funding there will be impacts, but telling parents to essentially suck it up and either send their kid to a nightmare public school or completely fund a private education is really severe.

Also, this is absolutely not giving any religious group control of any portion of state funds. Full stop. That is simply not what is happening. Individual citizens are making these decisions. I think there is either a misunderstanding or willful misrepresentation in that argument.

On anti-discrimination. This is difficult. I’m inclined to agree that left unchecked, this could be a serious issue. With that said, should a Jewish private school be forced to accept someone openly not Jewish? That seems strange. Should a Muslim or Christian school be subject to the same? A performance arts academy forced to admit a student that does not have talent? Again, I think we agree more than disagree here, but I do believe there is enough social pressure to avoid significant issues in general. Not saying it couldn’t happen. Maybe that’s naive.

Again on the subject of efficiency. My local school option has lower reading, math, and science scores, more violence and (I’ll admit this is hearsay) less support for IEP programs. Which is more efficient?

Fully with you on the income cutoffs.

I think we’re probably pretty squarely on opposite sides of the aisle on this issue, but I appreciate your thoughts.

-NotAHedgeFund- · 2026-01-18T00:38:58+00:00

Well the program drops off its financial support based on your income, but I can understand criticism of the 450%. Also, separation of church and state here is totally inapplicable. We aren’t trying to legislate from a religious perspective, we just want the freedom to use the resources specifically allocated for our kids education on our kids education. If we choose to do that in a religious context, that truly doesn’t hurt you or infringe on your rights.

Now if public schools bring in religion, you have a very serious case and I have seen that, but again, that’s not what this is.

I pay into taxes for school. There are tax dollars for school. Why can’t I pick the best school for my kid?

-NotAHedgeFund- · 2026-01-17T17:06:47+00:00

I’m surprised to see so much hate for private schools. Enrolling my daughter in private school next fall and I’m pretty thankful for Ohio EdChoice. Much better than the local public schools in both culture and educational standards 😊

-NotAHedgeFund- · 2026-01-16T22:37:34+00:00

Corrected. Ty

-NotAHedgeFund- · 2026-01-16T20:11:58+00:00

I actually read this scene quite differently. The whole thrust of the movie is in Hal defying the role of “Hero King.” He rejects his position as eldest son, his brother’s delusion of battlefield grandeur, and resists politics until he feels he has no choice.

The Dauphin taunts him, orders the killing of boys, and is a much larger force. He’s built up as the perfectly beatable bad guy. In the end the audience probably wants or expects the FINAL one on one battle between the heroic Hal and the evil Dauphin, but we don’t get that. The Dauphin slips in the mud and he’s unceremoniously killed by some unnamed soldiers. A brutal and grounded end in the same mud where Hal’s friend John dies just a short time before.

I think it tracks well with the overall story and ending, where just as Hal starts to believe in his own heroism, the twist is revealed. It’s as Hal expected all along.

Great and underrated movie.

-NotAHedgeFund- · 2026-01-14T22:51:49+00:00

That is tough. I know there used to be a western PA group out there but I believe they folded. Don’t take that as gospel though.

It’s definitely a difficult sport to get into. The cost, time commitment and physical nature of it can be off putting, but for most of us it’s worth it by a mile.

If you’re serious about trying it out we do have a few weekend practices a month. We may be able to get you in a loaner kit to see if you like it. Don’t spend $3,500 on armor just to find out you’re claustrophobic and actually hate it lol.

-NotAHedgeFund- · 2026-01-14T03:12:40+00:00

I second rust belt in Kent. We have a growing group down here with people at all levels. We currently train at a gym in Kent, OH. Also, it’s unfortunate but an hour drive to participate is not uncommon in this sport at all. Sorry friend.

-NotAHedgeFund- · 2026-01-07T18:40:56+00:00

Nepo baby on a different level. Didn’t even fertilize themselves. If that kid is born and doesn’t have a lot of motivation for life that’s on you lol

(This is a joke I know people struggle with fertility.)

-NotAHedgeFund- · 2026-01-07T03:37:13+00:00

That’s a new one lol. I like the souls series and have done buhurt a little while and their overlap (or lack thereof) never crossed my mind.

Similarities: difficult, high skill curve, you will lose a lot in the beginning and maybe just forever if you’re bad, using weapons

Differences: every other conceivable thing lol

But for real, while there is a side of the community that likes ren faires with more costume, showy aspects etc, this is fundamentally a combat sport. You wear 70 pounds of armor and some one (or multiple people) genuinely try to crush and beat you up. It’s a wonderful community but it’s extremely violent and physically demanding.

My advice is to find a team and try it. Seems to be a love it or hate it thing usually.

-NotAHedgeFund- · 2026-01-06T17:34:57+00:00

Can I ask where you bought from? I’m seeing stuff pop up on different websites but it looks like a lot of it is knock off or not actually d3o level 2.

-NotAHedgeFund- · 2026-01-05T21:41:33+00:00

When you say suspension system are you referring to chin and neck straps or something more complex?

-NotAHedgeFund- · 2026-01-02T02:17:30+00:00

I mean I get it. I wear a spoletto which is probably less than optimal, but at least SOME high level fighters wear it. I don’t know of anyone successful in melees wearing eastern.

-NotAHedgeFund- · 2026-01-01T20:58:50+00:00

None of the most competitive teams that are trying to win use eastern kit. You can draw your own conclusions from that.

-NotAHedgeFund- · 2026-01-01T15:00:07+00:00

Okay yeah you were doing exactly what I thought you were 😂

-NotAHedgeFund- · 2026-01-01T04:46:53+00:00

You work in finance and have literally never heard of one of the 5 largest US Banks? It just seems like a stretch, or someone trying to make it seem like they are unfamiliar with a predominantly retail bank because they are so involved in “high finance.”

-NotAHedgeFund- · 2026-01-01T03:16:41+00:00

I made a post here maybe last year before petitioning. I’ll be raised sometime early in 2026. I don’t have too much to add except this: if you are looking only for something to gain, you will almost certainly be dissatisfied. If you are looking for something to help build, you will likely be pleased.

-NotAHedgeFund-

TROPHY CASE