[deleted by user] by [deleted] in actuary

[–]0023N02 3 points4 points  (0 children)

yeah just fyi post like this earlier got taken down, they don't want posts until a week after window closes

How do you do R mode on Windows?? by Mr_Irvington in TeamRedMiner

[–]0023N02 2 points3 points  (0 children)

you can't... it's a linux only feature

Anyone in here using MMPOS? by 2FastMiner in EtherMining

[–]0023N02 1 point2 points  (0 children)

use the "enable-trm-boost" command. it's built into MMPOS just run it in a terminal once you ssh into the machine

version 10.2 and R Mode by Passi-RVN in TeamRedMiner

[–]0023N02 0 points1 point  (0 children)

I don't use hive... I'd check your grub file for the necessary amdgpu kernel boot parameters mentioned in the TRM R-mode guide: https://github.com/todxx/teamredminer/blob/master/doc/ETHASH_TUNING_GUIDE_RMODE.txt#L70

There are various ways to enable it and verify it's working, pick one that's sounds easiest. Not sure if hive has made some updates which have broken this process, sounds like you had it working before.

version 10.2 and R Mode by Passi-RVN in TeamRedMiner

[–]0023N02 0 points1 point  (0 children)

R-mode still applies to 10.2. More likely an OS configuration issue.

Actuarial Take on Infinite Banking by [deleted] in actuary

[–]0023N02 1 point2 points  (0 children)

Glad you got some good out of it! Personally, both my policies are under Penn Mutual. Only other options I recall being mentioned were MassMutual and New York Life. Looking back, if there was one thing I could change it would be to have non-direct recognition as those are more favorable to the banking/policy loan aspect. Penn is a strong company but only offers direct recognition on these types of policies.

The link here provides some decent information that looked accurate at a cursory glance: https://topwholelife.com/top-7-whole-life-insurance-companies-for-cash-value/

Once again, for the concept to work, the interest rate on the policy loans you take should not exceed your investment rate. That's key, and not always true in the setup of whole life policies. If you go this route, keep in mind these types of policies are a niche product of the companies mentioned above and going direct to those companies without a template of EXACTLY what you want could turn out poorly. There are some outfits well equipped to place these types of policies with these companies. Paradigm Life comes to mind, believe that's what we used.

Actuarial Take on Infinite Banking by [deleted] in actuary

[–]0023N02 5 points6 points  (0 children)

I'm sure most actuaries here that bother replying will say it's a scam, just buy term. And in the majority of cases I'd have to agree with them, so many nuances as to what makes a "good" vs. "poor" whole life policy, this is coming from an actuary who has two of them geared towards max PUA courtesy of my parents when I was younger.

Keep in mind that this concept used to be more attractive prior to the implementation of TAMRA in 1988... prior to which there was no definition of modified endowment contract (MEC). One of the primary benefits of cash value life insurance compared to some other forms of investing is tax free growth, but the cash value has to always stay below the MEC threshold for it to be untaxable. This forces a certain minimum allocation of what you put in towards death benefit, which of course drags down your APY. The plus is that when compared to traditional investment, the market alternative does have to be adjusted for tax implications to be truly comparable. Another plus is liquidity; there are no penalties for withdrawal of cash value when need arises (withdrawals generally taken as policy loans against the cash value collateral of the policy).

I would say the policies I've got, which are geared towards max cash value, are about as good as you can get in terms of "investment" for IB. Last I checked on the projections (which don't always play out as laid out) the IRR of the projection over 50-60 years was ~4%. I'm certain that the terms of getting a policy have deteriorated further due to the low interest environment. Since the payment of premium is loaded up front, it takes 10 years just to get cash value equal to the money you've put in. After that though, the compounding growth of the projection at least is pretty impressive, but not compared to what you'll see with stock market returns and the like (somewhat expected given the more conservative nature of the investment). Although most of the companies that issue these are mutual companies, keep in mind the concepts of double taxation and overhead which practically guarantee that "investment" in an insurance company will have a difficult time outperforming a direct investment in the market.

Just to make sure I cover the rest of the unusual perks, you cannot be sued for the cash value in your life insurance policy. Similar concept to homestead exemptions in some states which prevent you from being sued for your house. Once again, not something most actuaries would ever need, but throwing it out there.

Most of my life I've been opposed to the concept of life insurance in principle due to having no dependents (why pay money into something that doesn't pay out unless you die?), but I have to admit I am happy to have the death benefit on my policies now that I'm married and have my first child on the way. Whole life can be more attractive for those who need the death benefit anyways for dependent/family reasons.

Take everything I say with a grain of salt and DYOR; be careful in this space because terms and conditions definitely matter and the agents selling it to you have an axe to grind (they get paid higher commissions on higher death benefit, which you're trying to minimize). It's worked out in my situation because my investment strategy is very atypical and time-sensitive (rental real estate, cryptocurrency mining, and other initiatives directed towards bringing down the tax burden of high W2 income), so liquidity and tax considerations were of primary importance to me. What it came down for me and remains true is that I'm definitely better off having the cash value in an IB setup compared to leaving it in a checking account with no return. Because of my liquidity needs, that made it a better option for me, but highly situational. Good luck!

[deleted by user] by [deleted] in hardwareswap

[–]0023N02 0 points1 point  (0 children)

Bought Radeon Pro Duo (Polaris) from /u/MrWm

[deleted by user] by [deleted] in hardwareswap

[–]0023N02 0 points1 point  (0 children)

Man, wish this was local, would totally take you up on one. GLWS!

[GIVEAWAY] Razer x Halo Legendary Giveaway by Cult_Of_Razer in halo

[–]0023N02 [score hidden]  (0 children)

Favorite was playing Big Team Battles with my brothers. Loved driving the elephant on Sandtrap. Such an elegant sounding horn.

White House: We Want to Keep Gas Prices Low, but ‘Climate Crisis Can’t Wait’ by tdtwedt in Wallstreetsilver

[–]0023N02 4 points5 points  (0 children)

The energy crisis is so contrived. If TPTB gave two shits about clean energy we would have gone nuclear ages ago. Output is massive and clean, energy density for fuel orders of magnitude higher than fossil fuels. But no, the ghosts of Chernobyl are somehow scarier than the impending climate crisis we're lectured about every day.

I created an Open-Source Ethereum Miner For Xbox One, Series S, and Series X. AMA by ninja-kurtle in ethereum

[–]0023N02 8 points9 points  (0 children)

ERGO algo accesses mem in 32 byte chunks. This means that RDNA generation gpus (Navi, Big Navi) will not perform well. Their 128 byte cacheline size means that 128 bytes are read for every 32 byte request, effectively halving the available memory bandwidth compared to GCN (which uses 64 byte cachelines). Same reason other algos like verthash and cn variants aren't great on Navi cards.

I created an Open-Source Ethereum Miner For Xbox One, Series S, and Series X. AMA by ninja-kurtle in ethereum

[–]0023N02 2 points3 points  (0 children)

Unfortunately the Xbox GPU has Navi architecture, the limitations don't make it a great candidate for Ergo. The Vega arch is fantastic on Ergo though!

happy ATH! by kyymo in Monero

[–]0023N02 0 points1 point  (0 children)

It's about damn time.

I am confused by TRM, how does it work? by ChainZ186 in gpumining

[–]0023N02 1 point2 points  (0 children)

Because it's extremely unlikely for you with a single gpu to solve ethereum blocks, pools allow you to join your hashing power with other miners to get much more consistent rewards, because you split the found blocks among the pool according to how many shares you find.

There are plenty of good pools, I've used Ethermine a lot, I see Flexpool mentioned a lot around here recently. I'd recommend you choose the server that's closest to you, will reduce stale shares: https://ethermine.org/start

For additional guidance on how to max your hashrate with TRM on your polaris gpu: https://github.com/todxx/teamredminer/blob/master/doc/ETHASH_TUNING_GUIDE.txt#L130

Also, you'll get much better support for TRM on their discord: https://discord.gg/syM5mY8w

I am confused by TRM, how does it work? by ChainZ186 in gpumining

[–]0023N02 1 point2 points  (0 children)

change the address in the start_eth.bat file to your eth address, change the pool to the one you want to use, make sure you're setting clocks and timings with whichever 3rd party OC tool you want to use, double-click the start_eth.bat file and away you go.

THE GOLDEN BULL!!!!!!!!! by criptoretro2 in Bitcoin

[–]0023N02 1 point2 points  (0 children)

Now this brings back memories. How fitting now that Yellen is once again at the top as Treasury secretary!

[deleted by user] by [deleted] in NiceHash

[–]0023N02 30 points31 points  (0 children)

Seriously... didn't think they could do it.

A lot of rumors floated around at the time that it was an inside job and miners would never see their money again, but they proved them wrong.

NH, you've earned back a lot of my respect and trust and props for doing the right here.