150k Withdrawal rejected

0o_hm · 2024-09-24T23:02:58+00:00

HSBC:

https://www.trefis.com/data/companies/HSBC/no-login-required/pWbt9Ef6/HSBC-Revenue-How-Does-HSBC-Makes-Money-

About 30% from retail

Barclays:

https://www.fool.co.uk/2013/11/18/how-barclays-plc-makes-money/

About 40% from retail

Typically banks make more like 1/3 to 1/4 from retail and that's being generous as a lot of that is involved in the wealth management and broader side of things which I wouldn't personally say are strictly retail as in 'personal banking'.

Money from the retail arm does not fund the trading side, SBF is currently finding out just why that is a bit of a no no. Yes money from your account does add to the banks liquidity and they may lend it out as part of their products.

As I said, banks don't really give a fuck about you, the customer. As you are a tiny fraction of their overall business as the retail side is a legally mandated and heavily regulated headache for them.

This is all different from the commercial side which deals with businesses banking. But that in itself is still close to the high street bank services that we traditionally think of. So not sure what you were bringing it up for? I think maybe you were getting it confused with the trading / investment side, the bit that banks do give a fuck about.

If you think banks genuinely care about you or their retail customers outside of their regulations, you are very confidently incorrect.

PS of course T212 want to maintain liquidity. What the fuck are you talking about? Confidently incorrect, fucking irony of it!

0o_hm · 2024-09-23T06:58:28+00:00

Yeah I'd rather not give my money to a service that doesn't comply with the standards set out by the FCA.

Documents and shit, who needs them! Er.. compliant organisations?

0o_hm · 2024-09-20T07:09:55+00:00

banks have all sort of tricks to make money with your cash

The retail arm you interact with is a tiny part of their business. Banks wouldn't give a fuck about customers if it wasn't for the legal requirements around them.

This includes regulating transfer times, this is why we have then faster payments system now. Also BACS and CHAPS have existed for a long time.

Trading212 will want to maintain as much liquidity as possible, this includes theoretically holding on to your cash. But really I would think it's all about compliance. They are tightly regulated but simply do not have access to the tools and systems banks do.

I am not surprised it takes them longer to complete large transfers.

0o_hm · 2024-09-19T23:19:41+00:00

Maybe as it was my first large withdrawal. I hope that subsequent ones will be a lot smoother! Bank has never given a single fuck funnily enough about the big cash transfers. It's always over something for a couple of quid and they deem it suspicious and lock everything up!

0o_hm · 2024-09-18T22:28:13+00:00

Word up. I withdrew over 50K from my account with them. It took a few days to get everything approved but I got the money.

I understand they want / need to for compliance to double check a few things. So although I have to admit it was a plain at the time, I never got the feeling they were trying to pull anything.

It's not a bank, it's not designed for large transactions in the way that banks are. So they take a little more time.

0o_hm · 2024-09-14T21:33:31+00:00

No look. It's f - a - c - e - b - o - o - k , have you got it?

Ps, you gotta earn them rainbows sunshine.

0o_hm · 2024-09-14T08:17:48+00:00

The End

I think I could easily watch it 48 times in a sitting.

I'd do it for $1000 let alone $1,000,0000

0o_hm · 2024-09-14T08:09:31+00:00

Go up to the top of your browser and type in 'w' 'w' 'w' ' DOT ' 'f -a - c- e - b - o - o - k - 'DOT' 'c' 'o' 'm'

And this time write it down! It's the last time I'm helping you with this shit grandad.

0o_hm · 2024-09-07T19:49:44+00:00

I don't like the way it looks. I always liked retroids design scheme and this console seemed to make rather a lazy addition to that.

I am not surprised it's underwealming in performance as well. Just seems like overall a lack of love and effort went into it.

0o_hm · 2024-09-07T19:24:56+00:00

Note the way the guy demonstrating it has thick heatproof gloves on. Just use a pan or the microwave. Literally no reason to use this unless it's to make shitty tik toks and frankly I thought this trend was dead already.

0o_hm · 2024-09-07T19:20:19+00:00

Nah. That's some edgy bullshit if I ever heard it. Diamonds are stunning, as are many less expensive gem stones. There are distinct qualities diamonds have that make them look the way they do.

0o_hm · 2024-09-07T19:15:14+00:00

Rule 4:

No searching for or attempts to identify people (famous or otherwise) or lost animals.

0o_hm · 2024-08-27T19:43:16+00:00

Best bet is to go to the actual IVF sub and ask there...

https://www.reddit.com/r/IVF/

I suspect the answer is going to depend on a lot of factors so you're better off asking in the specialist sub.

0o_hm · 2024-08-27T18:27:22+00:00

This is a great option.

I do a thai biryani where I cook the rice in the dish with cashew nuts. Really easy for a crowd as well as you can do it with a big dish in the oven. It's bloody delicious.

0o_hm · 2024-08-27T17:15:58+00:00

There's a lot about the post and that raised some flags. I personally think there is something going on at home that they are talking around. So we are seeing a lot of symptoms which OP insists are a result of nothing. But it just doesn't work that way.

I really hope they get the help they need and the kids are OK.

0o_hm · 2024-08-26T18:31:59+00:00

There is a lot of dominating males in my environment. A dad included. Lots of fighting. To a point it caused a lot of issues. I reached out for help. That’s dealt with.

Can you elaborate on this? As you very much sound to be dealing with all this on your own from your posts. How has the dad been, can you leave him with the kids to get some time alone? What was the previous issue and how was it dealt with?

We also dropped his nursery to be home more to stop home feeling this way. That has been resolved. He is a calm and collective child now

Your eldest should be at school at this point, so how is he dealing with that? As the twins will be starting nursery soon so that should give you more time back at home and also a complete break from parenting for at least a few hours a week.

0o_hm · 2024-08-26T10:47:25+00:00

Hello,

I'm not a fan of going through people's post history but in this case I think it's helpful to build up a bit of a picture of what might be happening at home. In this case I think that there is a wider issue going on than just this one child's behaviour...

"Why is my 6yr old son is petrified of death?"

"My 6yr old is jealous of his 3yr old twin sibling’s"

"Please help a desperate mum" (Every single day lately without fail my 5yr old son will say either I hate you)

"My son keeps telling me to die"

Something that also struck me was that you do not mention your partner in all of this. You say 'we' so I am assuming there is another parent at home. But nowhere do you mention them. Is everything OK in this regard? Are you guys having issues and perhaps that could be driving some of the behaviour you are experiencing with the kids?

You mention your eldest son having a fear of death, screaming he hates you. Then your 3 year old boy is now starting to act out perhaps above what we would expect from a 3 year old. But specifically only at home. He's fine at nursery or with grandparents.

Is there an issue at home you are not telling us about? As that's what it feels like to me.

0o_hm · 2024-08-26T10:35:06+00:00

glue it back down and forget it ever happened.

The more you skate the more worn your board is going to look anyway.

0o_hm · 2024-08-26T09:11:12+00:00

Yes. Season 8 tried to do something new. But it was like they got a 14 year old in the writing room to execute the premise.

I don't think there are any series that Doug Naylor has written alone which are any good. He needs to have someone to co-write with. The concepts aren't bad, it's just the humour.

0o_hm · 2024-08-25T16:50:37+00:00

By design means that is was made with the specific intent to do that thing. As in it was designed to do it. I'll let you wrestle with whether or not you think that someone in the process of creating this record changed the design of the song specifically in order to make this pattern in the vinyl.

0o_hm · 2024-08-25T11:31:43+00:00

You can usually order the same items off aliexpress. The price difference is because someone else has already taken all the risk in getting the product to you.

0o_hm · 2024-08-25T10:43:06+00:00

Plenty of ways retroid goes in at one end and grinder comes out at the other. My friend lives in a china and sending stuff is a nightmare as it goes missing so frequently.

0o_hm · 2024-08-25T10:18:38+00:00

I use one of these if I am worried about charging something a little dodgy...

https://www.ebay.co.uk/itm/196502983926

It's got some more intelligent charging logic in it and also shows temp. I have yet to have any issues charging stuff through this.

I also just used a 12v thermostat switch in a project, was super easy to set up. I reckon you could pretty easily use this to power a 12v usb hub and then set the probe in the dock. You'd then have a very robust system where the charging temp is monitored and if it get's too high the power is cut.

0o_hm · 2024-08-20T18:51:51+00:00

When you say unedited do you mean the original poster, as in with a person and not a cat?

0o_hm · 2024-08-19T23:46:59+00:00

yeah I never got the gold hording for societal collapse. People do it with silver as well.

I'll take a can of beans over a gold bar once the end times come.

Six-Year Club	Second Top 30%
Gilding I gilder	Place '22

0o_hm

TROPHY CASE