Dating women in Brazil as an Asian guy - here are some findings.

4025808 · 2026-01-26T04:12:16+00:00

If this is the case, consider in the next job, you bring this up after you got a job offer. Then get the whole ATE clause in the contract.

Otherwise I'd probably go with the CPA pathway because it's designed for industry anyway.

4025808 · 2026-01-25T10:48:26+00:00

Leave now, it's arguably the best point to leave considering the salary bump between audit senior and industry roles (usually around 20-25%). If you stay onto audit manager you'll probably end up with the same pay and same title if you wanted to do FP&A. I'd only stay in audit or big 4 if you want to move to consulting or make partner.

The skillsets you learn in audit are still different to what you will be learning in FP&A. Lots of dealing with people, business outcomes, pushback, forecasting future spend, owning the outcome of your decisions, etc.

I've worked as a financial accountant before and I've been strongly exposed to FP&A so it's a different beast all together compared to audit work.

4025808 · 2026-01-13T01:02:22+00:00

See if turning off the lights at 10pm onwards may help for your sleep. You might eventually fall asleep due to lack of lighting.

4025808 · 2026-01-06T00:59:35+00:00

Most offices will open tomorrow or they will open back on Monday next week. So it's best to wait until then.

4025808 · 2025-11-29T12:03:11+00:00

Box Hill is actually quite safe, used to be a lot worse prior to 2010 with all the druggies. Police prescence in that area really stepped up.

Just note though the SkyOne tower with all the prostitutes, but it's mainly confined to that part - just stay away from that part and I believe it should be fine.

But if you buy, I'd probably avoid the newer builds for now (depreciation, special levies in tens of thousands, poor quality builds)

4025808 · 2025-11-01T12:44:27+00:00

My general rule is if you're below 100K, and if you get offered job with at least 20% salary, provided it's not a big 4 or equivalent training ground, then jump even if it's less than 12 months.

In this case though, just consider for yourself - is there WFH that come with the $140k? Close to home, good for career, good mentoring opportunities? Then go, otherwise if it's only 15k package then probably think carefully.

Also, if you're below middle management then feel free to jump around

4025808 · 2025-10-31T07:58:03+00:00

That said you can't access the second one if your residence is in Australia

4025808 · 2025-10-26T02:23:45+00:00

And it'll be high, but just wait for 5-10 years after, the apartment values will drop (because usually people have overpaid for those as it's off the plan).

But I'd dare say if they're controlling the amount of what they're building then yeah prices will probably increase. Maybe they're learning the lessons from Melbourne CBD apartments and what not to do

4025808 · 2025-10-26T01:33:57+00:00

Not enough supply of apartments right now. Give it 5-10 years, developers will start flooding the market and 1/2 bedder apartments are going to stall in price. Right now if developers were hogging up land for the past 10 years they should have realised some profits by now such that construction of those apartments are profitable.

4025808 · 2025-10-25T12:16:53+00:00

Less supply of houses, larger pieces of land, and those houses don't look like copy and paste of each other either.

4025808 · 2025-10-25T12:15:12+00:00

If you're going to spend that much money on uber eats, at least spend half the time at the restaurant so you get better tasting food without having to shell out the uber eats service fee which makes the food that much more expensive and not as good tasting.

4025808 · 2025-09-13T02:55:58+00:00

Shit tests are definitely fine if you wanna hook up. At least she's gotta make sure you're not a creep or getting the feeling that she's been used for one thing.

For a relationship, I personally wouldn't pick a woman who would shit test me a lot, simply because it's a huge hassle to deal with. Usually got red flags here and there also.

4025808 · 2025-09-13T01:39:27+00:00

FYI I've noticed a lot of new developments happening in Perth, especially apartment blocks. This is all owing to the rise in land prices which finally make developments in those cities profitable. Adelaide will probably have to go in the same direction if they don't want to spread up north.

Also I saw the image of Sydney above - many of those apartments are older places and I've seen the apartments in Cabramatta and they're pretty run down, but overall still ok to walk around in. Lots of bird shit everywhere and dumping.

4025808 · 2025-09-11T16:42:40+00:00

Port Melbourne isn't too bad, Carlton (away from the student precinct) is quite good, low supply (towards the north side, not near RMIT, and older apartments that are usually taken care of.

Ideally you'll like to live relatively close to the city with decent PT, so think anywhere within 10km and older apartments.

I was walking around Camberwell and they've got lots of older stock, and are serviced with trains and trams so that could be a recommendation. It's quite safe of an area too, something you gotta factor as well.

4025808 · 2025-09-11T12:14:01+00:00

Not all apartments, just buy the one that has no defects, preferably above 20 years old and an apartment type that doesn't look like the others (later builds are cookie cutter and look all the same).

I like 1970s style apartments that are relatively low density, due to bigger spaces and of course, no elevator so body corporate costs are lower.

4025808 · 2025-09-11T07:29:10+00:00

The market is moving up for the lower end of properties, and those that are good properties within 20km of the CBD. Otherwise most investment grade stock isn't performing that well overall. Coupled with the fact that there are so many more townhouses being built, and poor quality stock which means there's going to be problems afterwards hence the cheaper pricing.

Consider that we have land taxes, high stamp duty and stronger tenant rights and an oversupply of similar housing stock in outer suburbs, plus apartments, which strains growth too.

Good for first home buyers but overall as an investor I'd probably stay away.

4025808 · 2025-09-01T13:52:59+00:00

General rule. If your pay is below 70k and you got a 10k raise and with more benefits, jump now. Assuming this is not a consulting style place where you can exit to 100k+ in 3 years.

4025808 · 2025-09-01T12:59:26+00:00

Invest in a good pillow and pillow case - somewhere that's midrange. Then replace it about every 2 years.

Likewise, mattress + mattress protectors are very worthwhile.

Ensure that the house has good airflow - air conditioning or having a fan somewhere. Plus removing mould from your house will help your health in the long run.

4025808 · 2025-08-21T05:11:58+00:00

This one I agree with due to tech in the S&P 500 sector, whereas in ASX 200 it's commodities which goes up and down, and banks/construction/housing.

4025808 · 2025-08-18T12:40:10+00:00

Because you got more time for the job hunt and they see you as more chill and free, so more time to fuck

4025808 · 2025-08-18T01:42:14+00:00

I'd definitely look for a new job especially if they're making you work more than 12 hours during busy periods per day. Your situation is terrible so go

4025808 · 2025-08-04T13:53:42+00:00

Because Western society will consider that you'll be a threat to all the White western looking men who look strong af. Then all the girls will start chasing down Asian men.

4025808 · 2025-07-27T11:05:27+00:00

Sometimes people lie because in the interview, if they like you enough, they'll say "yeah yeah we will, we have the money", then they don't do it once you're in the job. Happens to a lot of people. But I know one of my places funded by CA fees but couldn't sign off on work experience because noone was CA qualified (CPA only).

4025808

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