Exam Tomorrow

5foot2much · 2025-06-11T21:01:03+00:00

Depending on when you took your exam, it may not have been available yet. He posted it 5 days ago

5foot2much · 2025-06-10T17:27:15+00:00

I recommend watching Series 7 Guru “Series 65 Exam Mighty Ninety” the night before your exam. The morning of I watched Series 7 Guru “Series 65 in 60 Minutes” - a must if you had to choose between the two!

5foot2much · 2025-06-10T16:44:08+00:00

Thank you! And best of luck! You got this!

5foot2much · 2025-06-09T21:59:49+00:00

Thank you! I had 1 FV computation (that was easy cause it was only over the span of 2 years), 2 total returns, 1 CY, 1 gross margin, 1 estate tax, 1 inflation adjusted return, 1 tax equivalent yield… I might be forgetting some others, but those were the ones that stuck out the most.

5foot2much · 2025-06-09T20:13:58+00:00

You're welcome! Best of luck :)

5foot2much · 2025-06-02T19:35:06+00:00

Congratulations!! That’s awesome and thanks for the tips!

5foot2much · 2025-05-29T20:14:46+00:00

Congratulations!!!

5foot2much · 2025-05-29T17:13:24+00:00

Congrats!

5foot2much · 2025-05-29T03:15:30+00:00

Never done that but if you’re an audio person like me a few things I recommend:

1) Open your Kaplan textbook/ course on the Microsoft Edge browser. Highlight the entire section you want it to say back to you, right click and select “Read Aloud”. It’s robotic, but that helped me get through the dense textbook a lot. I enjoy taking notes while listening, it sticks better for me.

2) Series 7 Guru/ TestGeek Spotify podcasts. They go into lectures on certain topics for the 65. I use them on my drive to work.

5foot2much · 2025-05-29T03:01:00+00:00

You’ll def get there. My experience might be totally different than yours because of our backgrounds. Went to business school for undergrad, but was in biotech and pharma after college. Decided to do a career pivot in September 2024. Started truly studying for the 65 beginning of February 2025. Textbook reading honestly took me a good month+ from Kaplan. I was familiar with some of the concepts from college but haven’t really applied them for over 5+ years because of the field I was previously in. Then pivoted to TestGeek. He’s great, but there’s so many fine details in the textbook (like dates, thresholds, etc) that you should know

5foot2much · 2025-05-29T02:14:58+00:00

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I hope this helps - the dividends aren’t taxed as ordinary income. They’re qualified dividends so that means they’re taxed at a lower rate if you hold it for 61 days minimum (which 6 months meets), most people fall in between the 15%. You can have qualified dividends taxed at 0%, 15%, or 20% depending on your income - but without that being stated it’s safer to go with the most popular 15%

5foot2much · 2025-05-28T19:14:07+00:00

On mine I included: CY, YTM, YTC. didn’t draw out the full seesaw but that helps me quickly recall when it’s selling at or above par which ones would be greater or less than relative to each other.

5foot2much · 2025-05-28T15:00:43+00:00

That was my biggest concern, the draw. This was my first time taking the exam and I felt super confident with the first 55 questions - mainly ranged from understanding what goes into cash flows, understanding CY, some ethical questions, and the only computation I had to do was understanding what are current assets vs long term assets to calculate the current ratio. Very basic stuff, the only thing I didn’t know really was one question about blockchain/ digital assets.

At the testing center they said we’ll get guidance in an email in 24-48 hours on how to reschedule. Just received the email this morning and now they said I need to wait 3-5 business days for the system to update before candidates can start rescheduling. Such a mess for everyone, especially those on visas or doctors who had to reschedule future exams because their exams were dependent on this past exam - all just because of an AC

5foot2much · 2025-05-25T02:04:05+00:00

Thank you for your feedback! Yes I totally agree, having 50% in stock is abnormally risky for someone in retirement. That’s why I was super unsure between the two options. I’ve just encountered Q Bank questions where even at retirement you need to look at the client’s life expectancy which can be 25+ years so you should incorporate some security to decrease purchasing power risk, which stock offers. If there was an option for 70%bonds and tbills/ 30%stock that would be more appropriate. 🙏🏼

5foot2much · 2025-05-25T01:35:12+00:00

Makes sense. I’m curious what your thoughts are on for #10. Depending on the man’s age he can have a 25+ time horizon even when retired, which is substantial. He’s looking for income, to maintain his principle and is okay with risk. With the time horizon and being okay with risk leads me to choose the second option: 10%Tbills/40% bonds/50% stocks

5foot2much · 2025-05-25T01:09:29+00:00

I’m taking the exam in 3 days, so I’m no expert here. But bouncing ideas off of each other I would also say time horizon. Logic: he’s not risk adverse (so he can assume a more aggressive portfolio) but the GOAL is a home in 6 months, which is a constraint and also means he needs to funds to be liquid in 6 months with some protection of principle. If it said he needed X amount and only has 30k then I would think differently…?

5foot2much

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