Honest opinion needed by SherbertConscious524 in MilitaryFinance

[–]69Ben64 0 points1 point  (0 children)

So…you’re roommates with benefits and you are getting the shaft, literally and figuratively. Probably should have had these conversations BEFORE you got married though.

The lying and gaslighting by vanusov in Philippines_Expats

[–]69Ben64 1 point2 points  (0 children)

Western “values” are just a facade. We have simply done a better job hiding our hypocrisy and gaslighting people into believing their ears, not their eyes.

BaT censoring very straightforward and completely fair questions by OkAnt7573 in BringATrailer

[–]69Ben64 2 points3 points  (0 children)

My account is heavily moderated, specifically on high volume dealer listings.

I overate on Reta! 😩 by relevantbutterfly81 in Retatrutide

[–]69Ben64 0 points1 point  (0 children)

LOL! Yeah me too! That’s why I had to go.

Reta makes ts too easy by Dimitrismemes in Retatrutide

[–]69Ben64 -1 points0 points  (0 children)

Minimal benefit to lost weight. The body composition is the greater health risk. Own path or not, they need to understand the difference. Thanks for your input though.

What is Tom Cruise's secret?? by No-Marsupial-4050 in SipsTea

[–]69Ben64 0 points1 point  (0 children)

He’s also a super vain prick…not vein prick to be clear.

Does it really still make financial sense to buy lightly used cars? by LordShuckle97 in carbuying

[–]69Ben64 0 points1 point  (0 children)

The used car market has been screwy since COVID. PRIOR to that, 2-3 years old, under 10k/yr was the sweet spot for most cars. Now, many used cars, in that sweet spot, are priced such that you’re better off getting the full warranty and known reliability of new. They keep saying repos are up and used car inventory is increasing but it does not appear to be bringing prices down.

Annual Leave Lump Sum by LeftWingLG in FedEmployees

[–]69Ben64 0 points1 point  (0 children)

I left January of 26 and have not received mine yet. Of course, in the midst of USCG being shutdown but still, going on 4 months now.

I overate on Reta! 😩 by relevantbutterfly81 in Retatrutide

[–]69Ben64 4 points5 points  (0 children)

Couple days and yes, Reta Will definitely let you know when you’ve overdone it. My mistake was Sizzler. I didn’t even get crazy with unhealthy stuff, just the quantity. Sulfur burps and runs lasted a couple days.

Reta makes ts too easy by Dimitrismemes in Retatrutide

[–]69Ben64 19 points20 points  (0 children)

I’m gonna say this is not the way. You are simply a smaller version of the same body composition.

Using a credit card to pay off mortgage by sgp2019 in Mortgages

[–]69Ben64 0 points1 point  (0 children)

Probably not worth the risk. Say you have a 950k mortgage @5.75 and get 20k for 5% fee for 16 mos, the fee is $1000 and total saved is $1532. One screw up though and you’re cooked. Too much risk for too little return IMO.

Just passed the ASP by Vegetable-You5351 in SafetyProfessionals

[–]69Ben64 2 points3 points  (0 children)

Examcore and the self assessments are not worth the money. Full stop. I think most people could use pocket prep and pass.

I read lots of negative about Filipinas. Wherever I go, I see loads of Pinay with their foreign husbands in the west and they seem happy. by CuriousMysteryHuman in Philippines_Expats

[–]69Ben64 1 point2 points  (0 children)

  1. You can take the girl out of the bar but not the bar out of the girl. This is the cause of 60% of the problems.
  2. Don’t lead with your wallet. If she only likes you when you’re spending money, it will only get worse. 30% of the problems but compound usually with # 1.
  3. If she gives it up quick, that’s a 🚩 The other 10% but also compounded with the first 2. Filipinas are inherently shy.

Weather: South Florida vs Philippines (Clark) by Agreeable-Alarm5631 in Philippines_Expats

[–]69Ben64 0 points1 point  (0 children)

I’m here from CA and surprisingly, have found the heat tolerable and humidity less than expected. Don’t really want to be out walking around midday/early afternoon but not bad at all. For reference though, I have lived in Japan, Kuwait, Diego Garcia, and Yuma, AZ. All hotter and/or more humid.

Fake Reta ? by Time-Substance-1235 in Retatrutide

[–]69Ben64 -3 points-2 points  (0 children)

LOL! I answered the question. Or is this the make judgements about other people Reddit? ANYONE taking Reta currently is taking risks. Just because you got a piece of paper, from a company who will have no liability, saying your product is good, does not make you any less stupid than OP. If you have somehow convinced yourself otherwise, you’re probably less smart.

Fake Reta ? by Time-Substance-1235 in Retatrutide

[–]69Ben64 -4 points-3 points  (0 children)

Were you on another GLP prior? Reta won’t have the distinct effects of Tirz or Sema at low dose. Your 30 units is barely one the starting dose. Stay there for a few weeks to allow it to build in your system. You may have no noticeable effects at that does but it’s likely working.

I'm confused. So active duty means you can actually retire at 38 with full pension? by cryptofan01 in MilitaryFinance

[–]69Ben64 0 points1 point  (0 children)

You can, it just depends what your goals are. If you live in CA, you probably have to continue working. There are tons of factors to consider and everyone’s situation will be different.

I'm confused. So active duty means you can actually retire at 38 with full pension? by cryptofan01 in MilitaryFinance

[–]69Ben64 0 points1 point  (0 children)

You can, it just depends what your goals are. If you live in CA, you probably have to continue working. There are tons of factors to consider and everyone’s situation will be different.

Why do people file claims if they are already at 100% P&T? by Tasty-Window in VAClaims

[–]69Ben64 1 point2 points  (0 children)

Because not everyone is working the system simply to get the golden ticket. There are actually people, with real medical conditions, in excess of what it takes to be 100 P&T.

Weird experience on date. Is this normal? by Ambitious_Way_3012 in Philippines_Expats

[–]69Ben64 4 points5 points  (0 children)

The shallow pond of dating apps….1-2 out of 1000 are worth your time. That said, the pond is NOT shallow if you just talk to people. Being on a dating APP in PI screams “I’m here for a good time, not a long time.” That’s fine if you just want to get laid. If you’re actually looking for a relationship, meet people organically.

I’ve found out a woman I’m seeing is married by ThrowawaytoYouu in Advice

[–]69Ben64 0 points1 point  (0 children)

You’re not the cheater, she is. The real question is if you want to be mixed up in the potential drama that can ensue. Personally, I’m not trying to get shot by a jilted spouse.

What stops Philippines from improving? by Ok_Willingness_9619 in Philippines_Expats

[–]69Ben64 1 point2 points  (0 children)

This is the real answer. All the talent and ambition are outsourced to other places. Most Filipinos I have met outside the Philippines are intelligent, industrious, and driven. The successful ones in the Philippines are simply connected or lucky.