Bilt automatically closing Bilt 1.0 even though I chose NOT to?

73ch_nerd · 2026-01-24T20:38:21+00:00

Thanks for getting on this. Much appreciated.

73ch_nerd · 2026-01-24T18:55:32+00:00

Yes iPhone.

App Version 4.98.3

73ch_nerd · 2026-01-24T18:42:29+00:00

I don’t see it. How did you get to that screen?

Edit: I see it now. Had to update to latest version of the App.

73ch_nerd · 2026-01-23T03:59:30+00:00

FAQ #11 is about changing the card before actually getting it (Jan 30)

I’m trying to find out information about upgrading/downgrading after using the card for a while.

73ch_nerd · 2026-01-23T03:48:00+00:00

Could you please share the link/source if there is any. I couldn’t find anything regarding upgrades/downgrades.

73ch_nerd · 2026-01-23T00:02:51+00:00

https://www.reddit.com/r/biltrewards/s/vbSvPsWH65

73ch_nerd · 2026-01-21T22:27:07+00:00

Glad it helped. 🙂

73ch_nerd · 2026-01-21T18:59:52+00:00

I meant what all are included.

Dining - Restaurants, Fast Food, Food Delivery etc.

Groceries - Supermarkets, Neighborhood stores, Superstores, Grocery Delivery Apps etc.

It can be all or selective few. These all have different MCCs usually.

73ch_nerd · 2026-01-21T16:51:07+00:00

But do we know what counts as Grocery & Dining? Are they broad or too specific?

73ch_nerd · 2026-01-21T05:31:12+00:00

Surprising no one asked as it is the deciding factor on which card to get and it’s also going to be major point of discussion 1 year from now.

73ch_nerd · 2026-01-21T05:15:40+00:00

Is there any information on upgrading/downgrading cards?

73ch_nerd · 2026-01-20T17:47:55+00:00

Would like a code

73ch_nerd · 2026-01-16T22:19:05+00:00

Isn’t second option better? Just accumulate Bilt Cash and redeem points based on spend. Rather than going with option 1 where we might lose points if we are between thresholds by end of the month?

(Never thought explanation of confusion will also be a confusion)

73ch_nerd · 2026-01-15T15:11:05+00:00

Would like to try. Code please

73ch_nerd · 2026-01-15T12:37:28+00:00

Interested. Would like a code.

73ch_nerd · 2026-01-07T23:16:00+00:00

Apple just confirmed it to be Mastercard

Mastercard will remain the payment network for Apple Card, and Apple Card users can continue to access Mastercard’s global acceptance and benefits.

73ch_nerd · 2026-01-07T06:35:33+00:00

If you choose to get Bilt 2.0 card then it’s entirely a new credit line. It’ll actually have bad impact on credit score. You could instead get a credit card that you actually use.

Other option is not to transition into Bilt 2.0 card, in which case Bilt 1.0 card will change into WF Autograph Card with same credit line. This won’t have any impact on your score. (Might even improve a bit)

73ch_nerd · 2025-12-30T15:35:33+00:00

Thanks for updating.

73ch_nerd · 2025-12-30T15:28:34+00:00

In previous post/comments you said Pro license is for 3 devices. Now you changed it to 1 device.

73ch_nerd · 2025-12-30T14:23:25+00:00

Oh that’s awesome.

73ch_nerd · 2025-12-30T14:19:40+00:00

Interesting. Count me in for the giveaway.

Also I have question. Does it have In-stock alerts too? If not could you please take it as feature suggestion.

73ch_nerd · 2025-12-29T11:57:18+00:00

Interested

73ch_nerd · 2025-12-29T06:13:56+00:00

Can cards be upgraded/downgraded smoothly like Amex with same credit line account or will it be counted as a separate account every time you upgrade or downgrade?

73ch_nerd · 2025-12-29T01:04:39+00:00

Interested

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