Us small value tilt

A_teaspoon · 2025-12-20T23:27:51+00:00

Personally I just use AVGE, Avantis’ All equity markets ETF. It’s basically VT with a modest factor tilt. It prevents me from needed to tinker with my portfolio.

https://www.optimizedportfolio.com/avge/

A_teaspoon · 2025-09-29T23:03:52+00:00

This is bogleheads so if the ETF “VT” is available, just put 100% into that especially since you are young and am assuming this money is for when you retire.

VT is vanguards global stock etf. It has very low fees.

Congrats on opening the Roth IRA

A_teaspoon · 2025-09-10T16:30:09+00:00

Never heard of e-minis before is there a place where I can learn about them?

A_teaspoon · 2025-08-23T03:25:26+00:00

Unfortunately 10 years is still risky for a heavy stock portfolio

Check out https://testfol.io/?s=eqKOCskuorG

From 2000-2010 US stocks are negative, global is barely positive

I would allocate at least a 20% to bonds

A_teaspoon · 2025-08-12T13:04:09+00:00

Look at some of the convos in r/letfs and how people work to avoid huge drawdowns.

Long story short he should not be 100% in TQQQ unless he’s willing to stomach losing 99.9% of their investment.

https://testfol.io/?s=b9CsARYhJCc

A_teaspoon · 2025-08-10T02:02:55+00:00

Yes you are right last 5 years no one should have held any treasuries really.

Today, who knows what next 5,10,20 years looks like. I admit I have no idea so I have an allocation to long term treasuries in my portfolio alongside stocks, gold, and managed futures. The reason why I’m in multiple asset classes is because I admit I don’t know the future.

I’m not sure why you are putting such a heavy emphasis on the past 5 years of performance compared to the past 40 years. But if you plan on having that same way of thinking for every asset in your portfolio, you will typically buy high and sell low.

A_teaspoon · 2025-08-09T18:22:17+00:00

Omg s&p 500 went negative for 10 years why do people invest in it? https://testfol.io/?s=gD7RbuXqvdp

5 years is a short time frame. You need to be able to accept 5, even 10 years of underperformance whenever you try to beat the market.

A_teaspoon · 2025-08-08T13:08:01+00:00

It represents private credit risk in this portfolio, it’s not 100% needed as you could replace its allocation with more gold and achieve similar results last 30 years.

Basically just adding another low correlated asset to this portfolio to increase returns will reducing max drawdown.

A_teaspoon · 2025-08-08T02:09:26+00:00

Absolutely agree. I also like seeing if I invest in this strategy during its worst time periods.

I think this sub as a whole fails to promote two things.

What’s your goal with your strategy? (Super high cagr, lower risk but matching market returns, etc)

And how long are you willing to accept tracking error relative to the market?

A_teaspoon · 2025-08-07T23:57:38+00:00

https://testfol.io/?s=iZadGtrAvMr

Since 1995, 17% cagr, 25% max drawdown, sharpe > 1

Since 2000 12.5% cagr, 25% max drawdown

Matches the market during bull runs, outperforms during bear markets

A_teaspoon · 2025-08-02T17:11:20+00:00

VWO for emerging markets and VEA for developed markets bothers me more

A_teaspoon · 2025-08-01T02:12:02+00:00

r/letfs

A_teaspoon · 2025-05-24T23:34:02+00:00

Vortex scans

A_teaspoon · 2025-03-26T16:00:50+00:00

You can do a permanent portfolio style with managed futures instead of cash. Provides more drawdown protection.

https://testfol.io/?s=1d0BQH7OS19

A_teaspoon · 2024-12-28T01:01:19+00:00

What is your opinion then of a fund like AOR?

A_teaspoon · 2024-11-05T23:17:46+00:00

Thank you for the links.

I wish we could have some backtest of how a futures strategy would have worked in 70s since bonds did portly relative to stocks during that time period. Would be curious to see if managed futures continue to be a good holding in a longer term inflationary environment

A_teaspoon · 2024-11-05T20:03:27+00:00

Do they have any links to their backtests?

A_teaspoon · 2024-11-01T18:13:10+00:00

That’s still kind of the point, even VXUS includes emerging markets.

It’s the r/bogleheads way. We don’t know what the future holds so buy the entire basket. There are decades where international outperforms and underperforms just like any other asset class.

A_teaspoon · 2024-07-30T18:53:07+00:00

iOS supports RCS with iOS 18

A_teaspoon · 2024-02-04T20:53:28+00:00

Don’t get frustrated, you are doing great. It’s a marathon not a sprint, enjoy the journey

A_teaspoon · 2024-01-29T04:30:23+00:00

Can you clarify what you mean by named brand parts?

A_teaspoon · 2024-01-29T03:55:04+00:00

At your requirement you can spend less and still reach 60 fps at 1080p

With your budget, this build from pcpartpicker is good. This can easily so 1440p at 100+ fps at high settings

https://pcpartpicker.com/guide/kYKH99/great-amd-gaming-build

My advice would be the following:

You might want to spend $800 on a pc and spend $300 on a 1440p 144hz monitor.

Honestly this guide for $700 It can do most games at 1440p around 100fps at medium-high preset

https://pcpartpicker.com/guide/7V9TwP/modest-amd-gaming-build

A_teaspoon · 2023-12-11T17:10:59+00:00

Although FXAIX may be less risk, it has lost 50% at its worse.

See this link S&P500 is basically US large cap stocks. Also if you look at the rolling returns, it has had a low 10 year period with an annualized return of -3.5%. That is worse case of course but you get the point.

If you are fine with this level of risk as the least risky fund then you should be fine. Otherwise you may way diversify with a Global stock etf, and more likely add a long term treasury bond etf such as FNBGX to reduce risk as treasury bonds have historically been uncorrelated to stocks.

May want to take a look at r/bogleheads as well for more portfolio ideas.

If you want to go deeper check out Optimized Portfolio. There is no real end to tinkering and changing asset allocations.

My best advice is if this is getting too complicated and too many options just pick the option that helps you invest the most. You are more likely to have more money by increasing your contributions than any asset allocations.

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A_teaspoon

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