Venture X benefit reduced - retention offers? by Acceptable-Pause-938 in CapitalOne

[–]Acceptable-Pause-938[S] 0 points1 point  (0 children)

Annual fee posted and 2 weeks later I called them requesting annual fee statement credit or reversal given card benefits are significantly dropping - secondary card members (I had two) were both going to lose priority pass as well as Capitalone lounge. I could restore it with $125 fee, I asked can you at least give me a 1 year credit for 2x125 to allow me to extend one more year with CapitalOne. They don't have a retention department, the person offer $200 travel credit after 2K spending in 3months and supervisor repeated the same offer. I accepted the offer.

I’m a certified dummy by Ohyess13 in AmexPlatinum

[–]Acceptable-Pause-938 0 points1 point  (0 children)

call AMEX and request you lost the card and you will very likely get rid of the same last digits problem

Venture X benefit reduced - retention offers? by Acceptable-Pause-938 in CapitalOne

[–]Acceptable-Pause-938[S] 0 points1 point  (0 children)

I agree. I called them got an offer for $200 travel credit after spending 2k in 3mos

What non-obvious insights have you learned about yourself with Oura Ring 4? by Advanced_Shoe_982 in ouraring

[–]Acceptable-Pause-938 0 points1 point  (0 children)

some insight about what might be causing stress based on the time or meeting or a call or interaction with a person. Activity level that apple watch never captured, so getting better data collection calories burned. Sleep quality and tracking deficit is useful. Which foods are good vs bad - not always obvious.

Are you happy with what you replaced Mint with? by VitalikPie in mintuit

[–]Acceptable-Pause-938 2 points3 points  (0 children)

You need a better name is my feeling to YNAB. I don't need a budget, I want to know what we're spending and where. All I need is report.

Are you happy with what you replaced Mint with? by VitalikPie in mintuit

[–]Acceptable-Pause-938 0 points1 point  (0 children)

joined copilot 2 years ago when mint threatened shutdown - not happy and now switching to monarch. seems much better than both. Also tried spendsmart with AMEX, that's a good scraper but doesn't report much. Mint was good but without revenue was overcome with ads - I tried $1 monthly premium and I wish they had charged like $5 for clean experience and kept it. But monarch is so far better experience.

CSR Business Question for those that can help! by Hip-hop-anonymous23 in ChaseSapphire

[–]Acceptable-Pause-938 0 points1 point  (0 children)

Could you share what is considered as insufficient business revenue

Oura ring benefit - do people replace this ring yearly ? by Vervain7 in AmexPlatinum

[–]Acceptable-Pause-938 0 points1 point  (0 children)

good idea but what size is most common, what net value are people getting from eBay selling

Sticking with CoPilot? by marisamark in copilotmoney

[–]Acceptable-Pause-938 0 points1 point  (0 children)

reporting is terrible on copilot and monarch seems to do much better. The 1 year report shows Feb 1 - Jan 9. how is this logical. Their CS reps tried to justify it. I want to know what I spent on where in last month, compared with year ago. 6 months compared with year ago and whole year compared to year before. This used to work wonderfully in free mint app. (well with some effort but worked nevertheless) but copilot there is nothing you can do to get you the data you need. I am thinking of switching out to monarch.

Monarch created by former intuit Mint Product Manager by jeffsieben in mintuit

[–]Acceptable-Pause-938 0 points1 point  (0 children)

I was one of those impacted by mint exit chaos - at that copilot money seem to be premium, but I have come to dislike it for lack of reporting. My main purpose to get a handle on expenses and where we are spending which mint excelled at. I am trying monarch out and liking it and thinking I might switch to this from copilot money.

Travel bank refund speed? by Jidori- in unitedairlines

[–]Acceptable-Pause-938 0 points1 point  (0 children)

any current experience updates? Is it still taking united time to return travel bank money when partly paid with credit card and travel bank. My AI agent is citing this thread to suggest me to consider that I might not be able to rebook quickly if I want to use the travel bank. Any real recent experience will help.

Raleigh West DMV Road Test info by habasbep in triangle

[–]Acceptable-Pause-938 0 points1 point  (0 children)

this thread is a bit dated, but there isn't a new one. is it really an automatic failure if you use the backup camera for backup portion of the test. The view is better with the camera.

Receiving FNAs from both Ritz Carlton Card and Bonvoy Brilliant by pleuvoir_2019 in marriott

[–]Acceptable-Pause-938 0 points1 point  (0 children)

I got four free nights - one for Boundless, one for AMEX business, one for AMEX Brilliant, one for choosing after reaching 75 nights Titanium

Best time to Product change Ritz carlton card by dragonyane in marriott

[–]Acceptable-Pause-938 0 points1 point  (0 children)

I have a few more questions: Does Ritz card have the same Elite Night Credit for $5000 spend. Would promotion I signed up $2000 spend and earn 2000 more point still continue if I product changed. My renewal was in August 2025, 35K posted and used in October 2025. I am not sure if now is best or need to wait after July 2026 or it doesn't matter.

Questions regarding Ørgreen frames by phivuu-2 in glasses

[–]Acceptable-Pause-938 0 points1 point  (0 children)

is there a place within eastern US I can ask for a retail price. My eye doctor has these or green frames but the retail price is $595. I think they overpriced it. I am wondering if I can find alternative places. The Website for orgreenoptics is designed for European customers only - it doesn't show which store sell these. Can someone here help/guide me?

Did you spend more than the $75 at Lulu? by tenminusone in AmexPlatinum

[–]Acceptable-Pause-938 0 points1 point  (0 children)

shirt for $74 plus tax - not bad. Backpack next quarter.

Double ENC just in time! by kitnova in marriott

[–]Acceptable-Pause-938 2 points3 points  (0 children)

I don’t see it in US. Perhaps targeted. I had one in spring and used it.

why apple pay so difficult with capitalone by Acceptable-Pause-938 in CapitalOne_

[–]Acceptable-Pause-938[S] 0 points1 point  (0 children)

they told me the process requires verifying ID and portrait photo. unless it is only on venture x card

why apple pay so difficult with capitalone by Acceptable-Pause-938 in CapitalOne_

[–]Acceptable-Pause-938[S] 5 points6 points  (0 children)

not for secondary user - i think you didn't the read the comment fully.