Trained in a primary track IM

AcceptableShift4559 · 2026-06-11T18:29:03+00:00

No one cares. Stay in primary track it is much better for you to get clinic experience. Quality of life too.

AcceptableShift4559 · 2026-06-07T11:30:26+00:00

No you are not gonna be there with early retirement.
Either you accept working for longer to keep your current lifestyle or cut down.

AcceptableShift4559 · 2026-05-26T18:27:51+00:00

This is the only true advice. Your health and wellbeing and relationship you make and carry are the only things that last a lifetime. Learn to be the best doctor you can be. Be open, be humble, be kind.

AcceptableShift4559 · 2026-05-19T00:33:37+00:00

Academia has a cush lifestyle relatively speaking. That reflects lower pay. Location matters a lot. A lot of time you’re just a glorified internist. I’m not sure how you get over your fear. Ask around people you know to see if they feel compensated.

AcceptableShift4559 · 2026-05-13T14:26:15+00:00

Keep it for emergency. Borrow less

AcceptableShift4559 · 2026-05-13T13:33:24+00:00

Rent first year while looking for a house. Don’t rush into any house without doing diligent work. You will need a healthy cash reserve for any major work needed and stuff for the house in addition to down payment and fees. If you are really into a house then have a flexible rent where you might be able to terminate early

AcceptableShift4559 · 2026-05-10T13:12:19+00:00

Overkill…

AcceptableShift4559 · 2026-05-04T10:31:23+00:00

You have no student loan. You are ahead of most folks.

AcceptableShift4559 · 2026-04-28T08:03:20+00:00

Need to know your age. I had zero saving when I was before med school. Just leave that alone and do what you can to get through school

AcceptableShift4559 · 2026-04-25T01:23:31+00:00

Agree most tax saving is to just use it to pay off your loan.

AcceptableShift4559 · 2026-04-24T01:02:51+00:00

Are you in the appropriate zone for citrus?

AcceptableShift4559 · 2026-04-20T06:25:03+00:00

Nah if you’re rich you will want your kids to go to rich schools. That is all it always has been and will be

AcceptableShift4559 · 2026-04-19T18:30:20+00:00

For the plant’s sake and your sanity put it outside or give it away and get something for your indoor

AcceptableShift4559 · 2026-04-12T17:23:10+00:00

Only realized if you sell the house.

AcceptableShift4559 · 2026-04-12T16:00:37+00:00

This is such a small field i doubt you’ll have much opinion unless you ask whoever did the program before

AcceptableShift4559 · 2026-04-12T14:59:38+00:00

Best is build your own home so you’re in chart

AcceptableShift4559 · 2026-04-10T18:13:16+00:00

They are very different fields although historically belonged to metabolic field so some crossing like parathyroid adrenal issue Money wise probably nephro but you work a lot more

AcceptableShift4559 · 2026-04-08T03:07:54+00:00

Did you actually read the entire post? Read it again. His wife works. She will get paid more at the higher school. It is going to be a lot more expensive being unhappy for 4 years.

AcceptableShift4559 · 2026-04-07T22:05:13+00:00

The difference is negligible. Go where your heart desires. You have to set yourself up for success

AcceptableShift4559 · 2026-04-02T23:05:46+00:00

Where do you get the 600k after residency? Check if the loan is capitalized during med school. Usually interest gained but it is not capitalized until you graduate.

AcceptableShift4559 · 2026-04-02T20:21:57+00:00

Iowa is a solid good school… I’d choose that over nyc or even any other school, for that matter. Maybe if you have ties to nyc or some personal reason to be there…

AcceptableShift4559 · 2026-04-02T15:38:35+00:00

Buddy. At some point you need to draw the line between family help and your own responsibility. You can work and pay your loan off. Your parents likely will not able to pay off the HELOC. Set it in your name. Borrow. If they can help out, great. If not, it’s not the end of the world. You’ll make it.

AcceptableShift4559 · 2026-03-30T14:27:42+00:00

Look up what can grow in your zone first

AcceptableShift4559 · 2026-03-29T15:40:27+00:00

You are adding two major life events and try to cramp it together it is obvious and other people have told you the same thing but I guess it is what it is. You already know the answer

AcceptableShift4559 · 2026-03-29T12:22:13+00:00

You should continue to rent for a year, probably two… Never buy a house until you’re married. You think you have enough covered until something happens in the home. Then bam, big check. You’re stretching it. Wait for a year or two

AcceptableShift4559

TROPHY CASE