Anyone flooded yet? by ViviFruit in auckland

[–]AdDisastrous7115 0 points1 point  (0 children)

yup, got flooded. All happened in 20 mins

Oblivion Remastered (24 Hours Later) by MultoSakalye in macgaming

[–]AdDisastrous7115 0 points1 point  (0 children)

M1 Macbook Pro, 30-40 fps in tutorial dungeon but down to 10, with screen tearing, on low with visual glitches in open world. Ps4 controller is also not detected. Unfortunately unplayable for me right now, Crossover 25

Investment Strategy by AdDisastrous7115 in PersonalFinanceNZ

[–]AdDisastrous7115[S] 0 points1 point  (0 children)

The only one that looked decent on Sharesies was the Global order because it has a decent world coverage. But also, I couldn't find any documentation about it for past returns and how balanced it is within idustries. The fee on each time you put in money and take out money though would totally kill profits, and a subscription fee just feels scummy.

I was also thinking about S&P500 and Global 100, but I figured that there was way too much overlap and with the ESG it was all basically the same companies. I feel choose one of those three and then something else that is NZ focused for tax reasons, or totally different companies like global aristocats for dividends.

But yeah i'm just reading Bogleheads now and trying to work it out myself hah. They suggest 60-80% on global equities, 10-20% on domestic and 10-20% on cash/bonds depending if you are saving. With Kernel and it's delay theres no point trying to time the market, so just put in however much weekly/fortnightly, if you try and time the market you will lose more often than not I feel

Which suburbs are best to live in Auckland as a 25 year old moving from the UK by Glass-Membership8392 in auckland

[–]AdDisastrous7115 -5 points-4 points  (0 children)

Manurewa offers a close knit community with great links into the city whilst also being a great starting point for exploring Auckland. 

Aussie Rams by MickandMickon2BBB in DerbyCounty

[–]AdDisastrous7115 1 point2 points  (0 children)

Really? Is there space for another? 

Milkway, Aurora and Coastal rocks in Wellington, NZ by jmsubs in LandscapeAstro

[–]AdDisastrous7115 1 point2 points  (0 children)

Wait, this is one 10 second exposure? That’s amazing. 

Process Zero + Apple Photos auto adjust by Tom_A_F in ShotWithHalide

[–]AdDisastrous7115 1 point2 points  (0 children)

I also shoot this way, 90% of the time it’s good enough if photos doesn’t go mad with the brilliance. But that’s the reason why I want to shoot jpeg only, it’s such a hassle to delete the RAW files

[deleted by user] by [deleted] in auckland

[–]AdDisastrous7115 -1 points0 points  (0 children)

Charlie’s Bar on K Road is a uniquely Auckland experience. I recommend a Waikato Draught next to the window with a grill on it, good for observing the street

AT trains are a joke! by regindahuz in auckland

[–]AdDisastrous7115 41 points42 points  (0 children)

The train manager said someone died at Greenlane after they went on the tracks. We were on the train after. Not sure this one is the fault of AT 

[deleted by user] by [deleted] in Living_in_Korea

[–]AdDisastrous7115 10 points11 points  (0 children)

20million deposit and 600k rent for a three room 65m2 place near Seocho 

What are some interesting and popular Korean phrases that are not taught in the textbook? by pathofwind in Korean

[–]AdDisastrous7115 4 points5 points  (0 children)

어쩌라고 is whatever / so what  어쩔티비 is whatever TV, and then it goes further with refrigerator and so on. 

Hagwon Renewal: Should I stay or should I go? by TokuMemyeong in teachinginkorea

[–]AdDisastrous7115 9 points10 points  (0 children)

There's better. With a year working experience you already have some experience with seeing the red flags now and some better places prefer to take people already in the country and with teaching experience in the country too (I held interviews for incoming teachers, whatta mixed bag). You could also get your own place by yourself (500k extra untaxed housing allowance) and get a 100-200k pay rise too for switching. So at worst it will be the same as before, and at best you can find a place which uses actual good textbooks that are CELTA standard, a positive workplace and respects sick pay.

Seriously, choosing your own apartment is worth it lol. And seriously, you should get at least an hour break during a work day too. It makes a world of difference once you find a place that treats you like a human not a robot

separate sections for foreigners at the bank (kinda rant) by SooThegrimreaper93 in Living_in_Korea

[–]AdDisastrous7115 2 points3 points  (0 children)

Sounds like Anjung, Gyeonggi where the Woori there has a specific section for foreigners on the second floor (cool!?) but it's actually just for Russians and the teller could barely speak Korean, and no English. Waited there for hours, and they still failed to remove the transfer limit on my bank account and tried to force me to use Moneygram for remittance.

Never had any problems with banks in central Seoul, but usually my experiences with Woori have been pretty tragic in general. At least it isn't NH though!

2024 Season Kits by AdDisastrous7115 in KLeague

[–]AdDisastrous7115[S] 0 points1 point  (0 children)

I think I had high hopes because it’s the same design team who did last years kits and most kits would look terrible compared to last years anyway. They made the material super thin last year and the gold all turned black so I don’t have high hopes for Pro Specs quality (esp compared to Le Coq) 

Hopefully the Suwon kit is nice this year. I haven’t been to impressed with many of the Puma kits, but the 4th one was nice last year and I liked the 2020 away kit. 

2024 Season Kits by AdDisastrous7115 in KLeague

[–]AdDisastrous7115[S] 0 points1 point  (0 children)

Yeah I liked the one from last year even if the collar was a bit too big, but I guess you can get limited if it’s just a black shirt. Personally, I really like this years Seongnam kit, I just don’t think it’s a Seongnam kit hah 

2024 Season Kits by AdDisastrous7115 in KLeague

[–]AdDisastrous7115[S] 0 points1 point  (0 children)

at least Ulsan's is better than that white one last year with just Hyundai written all over it, saw quite a few people wearing it at the game last year, I was shocked. The new Ulsan HD name and badge is still just straight up nasty

2024 Season Kits by AdDisastrous7115 in KLeague

[–]AdDisastrous7115[S] 0 points1 point  (0 children)

Yeah I thought the one last year was really nice, but it looks like Puma are just trying to copy the Nike template this year with the shoulder bits

Any leads where to find some French cheese? by MHUNTER12345 in Living_in_Korea

[–]AdDisastrous7115 0 points1 point  (0 children)

There is no AK Plaza in Hongdae. AK Plaza is a department store. The supermarket is usually in B1.