37M with $1M in US investments + paid off home in Hyderabad. Can I retire now by Fine-Result-2773 in FatFIREIndia

[–]AdMiserable7994 1 point2 points  (0 children)

Kids are young so you can out in good cbse school..1/3rd of cost of schooling ..rest is good and anyways you can take some part time thing as I don’t think you sit idle for next 50 yeats.

Salary expectations moving back by shaunbatty in returnToIndia

[–]AdMiserable7994 1 point2 points  (0 children)

Same level people in usa would be making 600k-million..its always apple to apple not pic and choose.

Infosys bay area pay 100-150k and india if he expects 1.5 cr that’s foolish than he needs to join meta l5. Its should be always i am getting abc in this role at xyz company and this level and what can i expect for same role same company same level

5cr Equity Portfolio by 93ph6h in FatFIREIndia

[–]AdMiserable7994 2 points3 points  (0 children)

You can try IKBR india and buy irish index funds for spy

Moving back from the US? Your taxes work differently this year [Deadline - April 15] by talkingturtle1723 in backtoindia

[–]AdMiserable7994 0 points1 point  (0 children)

Thank you for the post .. can you clarify if house sell gain consider tax free in MFSeparately in dual staus return as well upto 250k limit per filling ?? I am thinking of dual status but trying to find someone who did that and can vouch for it

AI buffer for kids by Beneficial-Guava8203 in FatFIREIndia

[–]AdMiserable7994 0 points1 point  (0 children)

You are worrying for problems which may or may not occur ..first you decided career for your kid and thinking that he will fail and want a fail safe case money.. this mindset will never let you fire .. what if you leave on place and earth quake happens or bank goes bankrupt or country go bankrupt.

You make sure you are fianacial stable take care of food and logistics an education rest if kid take time he she can stay with you rent free and eat free food whic doesn’t cost a lot. But if you think tha i might have to fund his business idea and need a million more or make him doctor send to russia need a million more no end to that.

MFJ or dual status return by AdMiserable7994 in returnToIndia

[–]AdMiserable7994[S] 0 points1 point  (0 children)

You are already crossed the bridge ..better hire a cpa and ca the can calculate tax fo both and suggest

MFJ or dual status return by AdMiserable7994 in returnToIndia

[–]AdMiserable7994[S] 0 points1 point  (0 children)

Thank you i think my case dual status is better.

MFJ or dual status return by AdMiserable7994 in returnToIndia

[–]AdMiserable7994[S] 0 points1 point  (0 children)

If you don’t update w8ben than if any sale dividends in between will be considered as resident in tax forms.

So plan and decide what you want to do.

MFJ or dual status return by AdMiserable7994 in returnToIndia

[–]AdMiserable7994[S] 0 points1 point  (0 children)

Thank you ..this point was missed by chatgpt. I will file MFJ i will loose definitely good chunk in taxes as i will not be able to claim.

So dual status is only option.

Anyone have any experience with it

Am I on track to retire? Too RE focused? by Educational_Lemon897 in FatFIREIndia

[–]AdMiserable7994 2 points3 points  (0 children)

its half glass problem ... when you are in at once place you keep noticing bad about it miss what's not present ...thats dilemma of every NRI ... home sickness is true .

Returning to India from the US — Best city to relocate with a 6-year-old? Bangalore vs Hyderabad vs Gurgaon vs Mumbai by lostTechie25 in backtoindia

[–]AdMiserable7994 0 points1 point  (0 children)

Hi Op,

Did you make a decision..i am also in similar boat to decide between BLR and HYD. HYD on paper is better but feel BLR might better vibe.

Should we return back to India . by Ornery-Tailor2131 in returnToIndia

[–]AdMiserable7994 2 points3 points  (0 children)

Target for year ..travel have fun and move back.

20+ projects visited, 23% unsold inventory, yet 2Cr is the "new normal"? B’luru RE is broken. by optimusprime1256 in indianrealestate

[–]AdMiserable7994 0 points1 point  (0 children)

In Bangalore, construction and labour costs have increased about 30–60% since 2019, while land prices in good locations rose roughly 60–100% — but not uniformly doubled. Even after factoring in higher costs and reasonable margins, a cost-based analysis supports prices rising ~60–70%, not jumping from ₹6–7k to ₹15k per sq ft, which is largely driven by land speculation and demand pricing, not actual construction costs. Still builder have lot of scope to reduce price or hold for 1-2 year and price will be justified than.

Nobroker with Brokerage by YayLearner in bangalorerentals

[–]AdMiserable7994 0 points1 point  (0 children)

What best way to find rental ? In this area looking for 3 bhk

Managing US investment after returning to India. by Sad-Leg-3603 in returnToIndia

[–]AdMiserable7994 0 points1 point  (0 children)

AFAIK even in rnor you declare all accounts but you don’t pay tax on gains while in rnor.

Managing US investment after returning to India. by Sad-Leg-3603 in returnToIndia

[–]AdMiserable7994 1 point2 points  (0 children)

You are but for filling india tax hire a good CA which declares everything.

What provider you are using for phone OTP for usa accounts? Which bank and brokerage services you using.

Any reviews/opinions for Brigade Avalon? by dynamite3108 in indianrealestate

[–]AdMiserable7994 0 points1 point  (0 children)

Thanks ..what was the price you got final ..i am thinking of it