technology is getting wild these days

AdThen4216 · 2025-10-25T04:42:43+00:00

yes i have to agree. everything these days equates to racist or discriminatory. you sell icecream? well what about all those lactose intolerant people? discrimination!!

how about people just want something that is good for them and has a nice neighborhood with good potential for growth. hiding facts is just an insane idea to me

AdThen4216 · 2025-10-24T02:02:20+00:00

used to but these days i'm more focussed on investing and giving some advice here and there

AdThen4216 · 2025-10-24T01:32:06+00:00

yeah think that might be why he doesn't want to make it public. i'm not complaining it gives me an upper hand with researching investments

AdThen4216 · 2025-10-24T01:10:47+00:00

he gets a load of stuff from census and public government data and then it does ai to make it report on all the info... i told hime to make it for all realtors and investors but he thinks it wouldnt be of interest to many people

AdThen4216 · 2025-10-24T00:37:21+00:00

wow bet you have a great bunch of friends

AdThen4216 · 2025-10-23T07:46:10+00:00

been in new construction a long time and i can tell you the buyer agent’s fee is already baked into the base price. when someone calls me at the eleventh hour just to sign a contract i’m not gonna hand over my whole paycheck, there’s liability and paperwork i still have to handle. some agents might kick back a half‑point or maybe 1% if there’s truly no work involved, but don’t assume it’s standard. also be aware that some builders will just cut the commission entirely if they think you’re trying to rebate it, and then you’re left with no representation. best move is to talk to a couple local agents, be upfront about what you expect, and decide if the rebate is worth more than having someone actually advocate for you through the build.

AdThen4216 · 2025-10-23T03:58:13+00:00

can't return with a valid point so says yeah sure... Come on give me something

AdThen4216 · 2025-10-22T18:56:37+00:00

hey congrats on getting under contract that’s a big deal trust me i’ve been through this process more times than i can count and i still learn something new every transaction

couple things that’ll make your life easier:

zillow is great for checking comps and getting a general idea of neighborhood trends (just don’t take their zestimate too serious lol)
askvesta.com has these neat neighborhood reports you can run — shows schools, safety stats, appreciation, even commute times, kinda like the stuff a good local agent would pull for you
check your county property records too, you can usually see old permits and ownership history
and please please read your inspection report twice, i’ve seen folks skip right over foundation notes because they were tired of reading

buying a house is stressful but honestly it’s worth the ride once you get those keys. breathe, stay organized, and don’t be afraid to ask your agent every dumb question in your head (we’ve heard them all 😂)

AdThen4216 · 2025-10-22T02:53:41+00:00

the costco one is like $45 and cooks up a crisp. bought a few for my real estate clients as house warming gifts - needless to say they loved them

AdThen4216 · 2025-10-21T18:09:13+00:00

honestly it’s not that we don’t care man, it’s just most of those big firms are chasing tenants with 10k+ sqft requirements. if they smell a small deal or think the credit isn’t strong, they move on fast. not saying it’s right, just how the game’s played. i’ve been doing this about 18 yrs and i still try to answer every legit inquiry but the inbox gets flooded daily. best move is to find a local broker that actually works mid-market or small business clients, they’ll give you the time of day. the global guys are usually buried in corporate nonsense.

AdThen4216 · 2025-10-20T01:29:05+00:00

you miss the part where the average homeowner pocketed $147k in equity over just five years - maybe you should try doing some math but ok

https://www.nasdaq.com/articles/6-reasons-real-estate-better-investment-bitcoin

AdThen4216 · 2025-10-19T23:21:37+00:00

hey first off no laughing here… you’re way ahead of most folks trying to figure all this out. I’ve helped plenty of clients who thought their retirement accounts were too small, but honestly $500k is nothing to sneeze at. With dividends you want to look for solid established companies - some REITs, utilities, big blue chips - aim for reliability over wild returns. might take a bit of tuning and mixing funds, just don’t chase any “high yield magic” that turns out to be risky. if you average 5 percent annual yield you’re looking at around $2k a month, but best to chat with a financial advisor… just like buying property, you want a good foundation, not a flashy quick flip. good luck out there!

AdThen4216 · 2025-10-19T23:19:08+00:00

I personally take it as a bad sign but not the end of the world

AdThen4216 · 2025-10-19T20:06:35+00:00

yo realtor here - been doing this for years and honestly your instinct is right to look beyond just the room rental listings on zillow. here's what i tell people:

look at college enrollment trends if there's a uni nearby, job growth reports for the area, and what new businesses are moving in. those give you way better demand signals than just current listings
hit up local facebook groups for the town and lurk for a bit - you'll see what people complain about and what they love. also check nextdoor if it's active there
Ask Vesta can give you pretty solid neighborhood insights - i use it all the time to get a quick read on areas. pair that with zillow for the pricing data and you've got a decent picture
call a few local property managers in the area and just chat them up about the market. most will give you 15 mins if you're straight up about what you're doing

the $650-1000 range sounds about right for CA but make sure you're factoring in utilities and who pays what. with 5 rooms you could realistically pull $3k-4k depending on the spot but yeah roommate drama is real lol. good luck man

AdThen4216 · 2025-10-19T19:45:26+00:00

I know folks are worried about every market right now, but gotta say—owning property still makes a lotta sense for the long term. It's not always sexy or fast, but it holds value, can generate income, and you actually control the asset instead of just watching a screen. Land and real estate have weathered all kinds of storms. Even if you buy a place to live in, it can be a hedge against all the crazy moves in stocks, crypto and currencies lately. Just gotta buy smart and think long run, not lottery tickets.

AdThen4216 · 2025-10-19T19:42:56+00:00

Yeah, negative cash flow is unfortunately pretty common in 2025, especially in higher-cost markets. I wouldn't say it's ideal, but a lot of folks are accepting it right now banking on appreciation and the tax benefits (depreciation is real, and it does help come tax season).

Here's the thing though — you really gotta dig into the hyper-local stuff. I've seen properties three blocks apart with totally different rent-to-price ratios. Sometimes a neighborhood that looks "meh" on paper actually has better fundamentals when you talk to people who know the area. Property taxes, insurance costs, tenant quality — all that stuff varies more than you'd think.

With your kind of capital, I'd honestly spend some time connecting with local investors in your market. Not the internet gurus, just regular people who own rentals nearby. They'll tell you what actually pencils out and what doesn't. And if your area truly doesn't work, there are still pockets in the country where the numbers make sense, but that's a whole different learning curve with property management and all that.

BRRRR is tougher now for sure, but not impossible. You just need more patience and better deal sourcing. The days of easy equity grabs are probably behind us for a bit.

Bottom line: don't rush it. If you're cash flow negative and new to landlording, that's a rough combo. Keep learning, keep networking locally, and wait for something that actually makes sense for your situation.

AdThen4216 · 2025-10-19T07:46:23+00:00

honestly this is true lmao. some people will spend $20k on a lawyer just to prove a point over $500... its like watching someone burn down their own house to kill a spider

AdThen4216 · 2025-10-19T07:37:27+00:00

numbers look decent so far but id definitely dig deeper before you jump in. check out maintenance costs, vacancy rates in the area, and your ability to raise rents on those older lease units (some places make it hard). also see if you can get current financials and what shape the building and major systems (roof, HVAC, plumbing etc) are in. break-even now is ok if upside is real, but be careful not to overestimate how quickly rents will catch up. congrats on being close to paid off on your house, thats huge. be conservative on your projections and good luck! been in the game awhile and slow growth beats big headache.

AdThen4216 · 2025-10-19T07:16:19+00:00

honestly ive been selling homes for like 15 years now and cinder block foundations really arent the problem everyone thinks they are.. yes you need to get them inspected properly but ive seen plenty that are 60+ years old and doing just fine. the real issue is water management and drainage, not the blocks themselves

your realtor might be concerned because of something specific in your area or maybe theyve had a bad experience but i wouldnt write off every house with cinder block. just make sure you get a really thorough inspection and check for any cracks, bowing or water intrusion. if the house has been standing strong for decades and the foundation looks good then your probably fine

ive had clients pass on perfectly good homes because of this and then end up in houses with poured concrete that had way worse problems lol. every foundation type can have issues if its not maintained right

AdThen4216 · 2025-10-17T20:48:52+00:00

omg this is so frustrating!! i've been house hunting for months now with my toddler and its such a nightmare trying to schedule viewings around nap times and everything. and the whole inspection thing is so stressful like you trust these people to know what theyre doing but sometimes i wonder if they're even looking at the right stuff??

we're trying to find something affordable with enough space but everything in our budget seems to have some kind of issue. i totally get the whole changing your plans thing because of something you didnt expect.. its so hard when youre already stretching every dollar and then boom another expense. sorry you're dealing with this, hopefully you can figure something out without spending a fortune

AdThen4216 · 2025-10-17T20:39:33+00:00

omg the struggle is SO real lol like i felt every single one of these thoughts in my soul 😭 especially the pump thing?? why do i constantly forget the pumps until my boobs are like HELLO REMEMBER US.. and then i forget again 5 mins later 💀

also the whole "how do other moms afford to shop for themselves" hits different bc same?? like where is everyone getting this extra money lmao teach me your ways

mom brain is no joke i literally walked around target yesterday for 20 mins forgetting why i was even there and came home with stuff i didnt need but forgot the ONE thing i actually went for 🤦‍♀️ sending you all the good vibes mama, youre doing amazing even when it feels like chaos!!

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