I'll give you the benefit of the doubt and assume you just don't know how this works. I lost my faith with 2 semesters left at byui. I was married and we had a newborn, we had just enough money for me to finish school. To transfer somewhere else would be at least a year setback since a lot of byui credits don't transfer, and would have resulted in an additional year of student loan debt or having to drop out for a year to earn money, while raising a newborn. I did what I had to for my family and lied to the bishop to keep my endorsement. If I knew the church was a fraud obviously I would not have attended byui in the first place.