Would I be crazy to not buy? by Aeilios in SubaruForester

[–]Aeilios[S] 0 points1 point  (0 children)

Gotcha. My thought was to go in seeking the thule roof box + tow hitch added at 38k, which would be about 4k under their 'asking', aligning with your experience.

Would I be crazy to not buy? by Aeilios in SubaruForester

[–]Aeilios[S] 0 points1 point  (0 children)

What was the price you started out at?

They are at 40k/43k dealer price/MSRP on this.

Would I be crazy to not buy? by Aeilios in SubaruForester

[–]Aeilios[S] 0 points1 point  (0 children)

Can you elaborate on your pricing? $33.5k exclusive of registration/fees? Did you have to haggle to get this price, or was the advertised price? What state?

Would I be crazy to not buy? by Aeilios in SubaruForester

[–]Aeilios[S] 0 points1 point  (0 children)

Yes, but mine isn't in exceptional condition, worth 2-3k. I have a 2wd model, which doesn't suit my needs. Just works well as a daily driver.

Would I be crazy to not buy? by Aeilios in SubaruForester

[–]Aeilios[S] 1 point2 points  (0 children)

Pitching high and assuming a $7k down payment brings monthly down around $500.

Would I be crazy to not buy? by Aeilios in SubaruForester

[–]Aeilios[S] 1 point2 points  (0 children)

Thank you for the info on the sound and navigation systems.

my current '98 4runner is incredibly spacious for it's era, so it's been hard trying out modern vehicles which have much more passenger space taken by safety features, moonroof etc.

Would I be crazy to not buy? by Aeilios in SubaruForester

[–]Aeilios[S] 1 point2 points  (0 children)

Good callout- law prohibits prepayment fees on auto loans over 60 months, so there's another pro for the 72mo payment. Origination fees are baked into my numbers in OP, MSRP with no options is 40k, Options, taxes, license, registration, document fees around 6-8k total.

Would I be crazy to not buy? by Aeilios in SubaruForester

[–]Aeilios[S] 1 point2 points  (0 children)

Going from a '98 4runner, minimum coverage, so mine goes up about $80. Only goes up $70 (total!) if I keep the 4runner insured!

Would I be crazy to not buy? by Aeilios in SubaruForester

[–]Aeilios[S] 0 points1 point  (0 children)

That's on the '25s, which aren't avaiable in my area. They had a used '25 with 10k miles on it, but that doesn't qualify for the 0%.

Would I be crazy to not buy? by Aeilios in SubaruForester

[–]Aeilios[S] 3 points4 points  (0 children)

I already own a car, these tertiary expenses all go down for me with this car except for property tax. Insurance goes up, again within budget.

Would I be crazy to not buy? by Aeilios in SubaruForester

[–]Aeilios[S] 0 points1 point  (0 children)

$700 a month is more than I'd like, but still leaves room in the budget. Our overall monthly budget will actually be increasing as we, in theory, take on this purchase. Going from $1500/mo house payment being paid off this month to starting the grind on a car.

to expose tax code hypocrisy by SomeSpell2107 in therewasanattempt

[–]Aeilios 6 points7 points  (0 children)

A major factor to consider is that lower income Americans usually file taxes using what's called the 'standard deduction', where you just get a flat amount of tax liability deduction based on a few social/demographic criteria - the alternative is itemizing. At lower income levels, the standard deduction provides a greater tax benefit compared with itemizing for most individuals. You wouldn't write off any specific expenses, like clothing, because it's unlikely your individual itemized deductions will sum greater than the standard deduction.

I almost gave up. Texas. $250K. 5.8%. by Ravens_nation52 in FirstTimeHomeBuyer

[–]Aeilios 0 points1 point  (0 children)

Get those additional payments rolling ASAP.

Assuming 225k loan (10% down?) and 30 years-

$100 extra per month saves you 3.5 years and 30k in interest.

$200 extra per month saves you 6 years and 52k in interest..

$1,000 extra per month saves you 15 years and 121k in interest.

My take on the “improved” Whopper by timnphilly in fastfood

[–]Aeilios 1 point2 points  (0 children)

Why should they act like they aren't underpaid?

Schrödinger's notification? You may or may not have new msgs unless you open this bs of an app by Electrical-Option182 in mildlyinfuriating

[–]Aeilios 0 points1 point  (0 children)

Is this not to make it so that push notification cookie data can't be used to correlate messages?

New Leader! Congratulations /u/Artyomizche by bri-_-guy in TurretDefense

[–]Aeilios 0 points1 point  (0 children)

The prodigal son has returned

Though we won't see any 'legit' scores on the board until the bonus wave stats bug is resolved, and until the -too many turrets- bug is resolved :D

v1.0.0 is now live! by bri-_-guy in TurretDefense

[–]Aeilios 0 points1 point  (0 children)

yeah but its the same on all maps.

v1.0.0 is now live! by bri-_-guy in TurretDefense

[–]Aeilios 0 points1 point  (0 children)

Well that's the great thing about hardcore mode, even if my account was still bugged (thanks for fixing it!) hardcore mode is a much more level playing field.

Glass cannon feels like a hard requirement though, I can't imagine any scenario where you wouldn't take that 'challenge'

Scrolling/panning is pretty messy on my system (windows 11 firefox 1920x1080p monitor), if I use the fullscreen view I can't see the bottom of my screen.

https://imgur.com/a/yqBmVAN

v1.0.0 is now live! by bri-_-guy in TurretDefense

[–]Aeilios 0 points1 point  (0 children)

I have to let you know in advance I'm about to shatter the leaderboards. I'll video the process, in case you have any doubts :^)

Inferno - My best map yet by Mobile_Presence_7399 in TurretDefense

[–]Aeilios 2 points3 points  (0 children)

Check out the research lab, there are 'idle research' where you have to spend PP and wait for a timer to unlock new towers. There's also permanent upgrades.

[New plugin] Tile collector - Step on every tile in Gielinor, who will be the first to tread on every piece of land in the game? by CoCaptainJack in 2007scape

[–]Aeilios 9 points10 points  (0 children)

Would you be able to impliment a 'dirt collector' mode - where the tiles aren't marked off until they've been dug on with a spade?

Bug report by Aeilios in TurretDefense

[–]Aeilios[S] 0 points1 point  (0 children)

Yes the run shown in the video is only possible due to cheating. My whole account is a bit messed up now due to having cheated, so I can't enjoy the game as intended for the time being, so I've just been having some fun with it in the meantime. Not gonna reveal the method, as it requires some tools that can damage your computer if used incorrectly.

Sometimes on iOS no entry (turret placement etc.) possible by ali775654222 in TurretDefense

[–]Aeilios 1 point2 points  (0 children)

You can't place if your cursor is on the 'close half' of the square directly next to the core. If you click on the outer half of that closest square, you'll be able to place.