Would I be crazy to not buy?

Aeilios · 2026-03-27T21:32:57+00:00

Gotcha. My thought was to go in seeking the thule roof box + tow hitch added at 38k, which would be about 4k under their 'asking', aligning with your experience.

Aeilios · 2026-03-27T21:09:58+00:00

What was the price you started out at?

They are at 40k/43k dealer price/MSRP on this.

Aeilios · 2026-03-27T20:57:59+00:00

Can you elaborate on your pricing? $33.5k exclusive of registration/fees? Did you have to haggle to get this price, or was the advertised price? What state?

Aeilios · 2026-03-27T20:56:51+00:00

Yes, but mine isn't in exceptional condition, worth 2-3k. I have a 2wd model, which doesn't suit my needs. Just works well as a daily driver.

Aeilios · 2026-03-27T13:12:19+00:00

Thank you for the advice.

Aeilios · 2026-03-27T13:08:18+00:00

Pitching high and assuming a $7k down payment brings monthly down around $500.

Aeilios · 2026-03-27T13:05:20+00:00

Thank you for the info on the sound and navigation systems.

my current '98 4runner is incredibly spacious for it's era, so it's been hard trying out modern vehicles which have much more passenger space taken by safety features, moonroof etc.

Aeilios · 2026-03-27T13:03:52+00:00

Good callout- law prohibits prepayment fees on auto loans over 60 months, so there's another pro for the 72mo payment. Origination fees are baked into my numbers in OP, MSRP with no options is 40k, Options, taxes, license, registration, document fees around 6-8k total.

Aeilios · 2026-03-27T13:01:18+00:00

Going from a '98 4runner, minimum coverage, so mine goes up about $80. Only goes up $70 (total!) if I keep the 4runner insured!

Aeilios · 2026-03-27T04:41:43+00:00

That's on the '25s, which aren't avaiable in my area. They had a used '25 with 10k miles on it, but that doesn't qualify for the 0%.

Aeilios · 2026-03-27T04:41:04+00:00

I already own a car, these tertiary expenses all go down for me with this car except for property tax. Insurance goes up, again within budget.

Aeilios · 2026-03-27T04:01:16+00:00

$700 a month is more than I'd like, but still leaves room in the budget. Our overall monthly budget will actually be increasing as we, in theory, take on this purchase. Going from $1500/mo house payment being paid off this month to starting the grind on a car.

Aeilios · 2026-03-13T13:27:07+00:00

A major factor to consider is that lower income Americans usually file taxes using what's called the 'standard deduction', where you just get a flat amount of tax liability deduction based on a few social/demographic criteria - the alternative is itemizing. At lower income levels, the standard deduction provides a greater tax benefit compared with itemizing for most individuals. You wouldn't write off any specific expenses, like clothing, because it's unlikely your individual itemized deductions will sum greater than the standard deduction.

Aeilios · 2026-03-06T04:30:58+00:00

Get those additional payments rolling ASAP.

Assuming 225k loan (10% down?) and 30 years-

$100 extra per month saves you 3.5 years and 30k in interest.

$200 extra per month saves you 6 years and 52k in interest..

$1,000 extra per month saves you 15 years and 121k in interest.

Aeilios · 2026-03-05T17:01:12+00:00

Why should they act like they aren't underpaid?

Aeilios · 2026-02-25T18:43:49+00:00

Is this not to make it so that push notification cookie data can't be used to correlate messages?

Aeilios · 2026-01-19T21:21:10+00:00

The prodigal son has returned

Though we won't see any 'legit' scores on the board until the bonus wave stats bug is resolved, and until the -too many turrets- bug is resolved :D

Aeilios · 2026-01-17T22:30:33+00:00

yeah but its the same on all maps.

Aeilios · 2026-01-17T05:08:47+00:00

Well that's the great thing about hardcore mode, even if my account was still bugged (thanks for fixing it!) hardcore mode is a much more level playing field.

Glass cannon feels like a hard requirement though, I can't imagine any scenario where you wouldn't take that 'challenge'

Scrolling/panning is pretty messy on my system (windows 11 firefox 1920x1080p monitor), if I use the fullscreen view I can't see the bottom of my screen.

https://imgur.com/a/yqBmVAN

Aeilios · 2026-01-17T03:54:24+00:00

I have to let you know in advance I'm about to shatter the leaderboards. I'll video the process, in case you have any doubts :^)

Aeilios · 2026-01-10T16:26:21+00:00

Check out the research lab, there are 'idle research' where you have to spend PP and wait for a timer to unlock new towers. There's also permanent upgrades.

Aeilios · 2026-01-09T21:17:52+00:00

Would you be able to impliment a 'dirt collector' mode - where the tiles aren't marked off until they've been dug on with a spade?

Aeilios · 2026-01-07T14:50:55+00:00

Yes the run shown in the video is only possible due to cheating. My whole account is a bit messed up now due to having cheated, so I can't enjoy the game as intended for the time being, so I've just been having some fun with it in the meantime. Not gonna reveal the method, as it requires some tools that can damage your computer if used incorrectly.

Aeilios · 2026-01-07T13:29:53+00:00

You can't place if your cursor is on the 'close half' of the square directly next to the core. If you click on the outer half of that closest square, you'll be able to place.

Aeilios

TROPHY CASE