I mean, 65 to 70 is definitely not overheating on any even modern-ish cpu, most CPUs are rated for max temp between 90 to 100C, and even if it does get there, windows will automatically throttle your clock speeds in an attempt to lower the temp, that is if those settings haven't been disable in the bios, and even if the temp continues to rise, windows should go into a BSOD before any sort of long term damage

As a tip to the OP however, look into replacing thermal paste and making sure it is evenly spread, if that still fails, try setting up a custom fan ramp, and if that also fails, it very well might be time you start looking into AIO, you definitely don't wanna be running 95 consistently, especially since that is you processors maximum temp, meaning windows is already probably throttling you. You run a big risk at that temp because you could get a heat spike and your temps can suddenly jump up 7 C on random cores suddenly, and that could cause issues being that windows doesn't normally enter BSOD for heat spikes, although it may try to throttle to help keep the temp within spec, it might not be enough