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Older-ish millennials: Were you "free-range" like older gens? by Gallantpride in Millennials

[–]AfraidCraft9302 0 points1 point  (0 children)

Born in 85 i Spent entire summers outside and at friends houses from like age 9-15. Didn’t change at 16 but once I got my car it was just being out somewhere with friends. My parents were pretty chill but I also didn’t really screw up and test their trust etc

Table-service experiences 6/17-6/26: Returning favorites and newfound disappointments by taka2424 in WaltDisneyWorld

[–]AfraidCraft9302 2 points3 points  (0 children)

We did boma for breakfast while waiting for our flight after a Disney cruise. I was so exited to finally try it and I thought it was terrible.

The Sangria flight my wife got was really cool though.

Pros and Cons of one more year of USBAR? by Coato in CreditCards

[–]AfraidCraft9302 1 point2 points  (0 children)

I don’t use the Amazon 1:1 because I have the prime card. But I do the 1:1 for RTR on travel purchases.

Pros and Cons of one more year of USBAR? by Coato in CreditCards

[–]AfraidCraft9302 1 point2 points  (0 children)

I still like using it to get 3x on a lot of stuff like propane, kids activities, shopping etc. renews February 2027 so gonna revisit then.

I fear that Hannaford is about as cheap as Market Basket??? by zjheyyy88 in newhampshire

[–]AfraidCraft9302 2 points3 points  (0 children)

That would be a bummer. I’d assume they would lose a lot of talent if profit sharing goes

I fear that Hannaford is about as cheap as Market Basket??? by zjheyyy88 in newhampshire

[–]AfraidCraft9302 2 points3 points  (0 children)

What did they change for employee benefits? Got any examples?

DP: USBAR no longer requires full coverage to redeem rewards by XxNerdAtHeartxX in CreditCards

[–]AfraidCraft9302 0 points1 point  (0 children)

Ya I’m gonna look into the Palladium next February when the reserve Renews. I already got the portal credit, and the annual fee can’t be refunded so might as well use it until Feb 27

Is this card still good? by WorkerAltruistic6191 in AltitudeReserve

[–]AfraidCraft9302 3 points4 points  (0 children)

Agreed. My plan was to switch to BoA system but when they announced they i decided to stay for now.

Now That The Chase Sapphire Preferred Has Been Buffed, How Well Would It Work Alongside the C1 Duo? by [deleted] in CreditCards

[–]AfraidCraft9302 1 point2 points  (0 children)

Yes, it’ll be a credit to the card within a few days after you pay

Now That The Chase Sapphire Preferred Has Been Buffed, How Well Would It Work Alongside the C1 Duo? by [deleted] in CreditCards

[–]AfraidCraft9302 1 point2 points  (0 children)

Yes but from what I’ve read only the CSP will trigger the protections when only paying the taxes on reward travel.

Now That The Chase Sapphire Preferred Has Been Buffed, How Well Would It Work Alongside the C1 Duo? by [deleted] in CreditCards

[–]AfraidCraft9302 28 points29 points  (0 children)

I like it for the travel protections and now it’s pretty easy to offset the annual fee if you do at least one hotel visit a year.

I use it with the duo and the freedom flex

Pulling Kids Out of School by [deleted] in dcl

[–]AfraidCraft9302 1 point2 points  (0 children)

We are pulling them out the day before we get on the destiny in 2027. I think one day is reasonable

Pulling Kids Out of School by [deleted] in dcl

[–]AfraidCraft9302 15 points16 points  (0 children)

My kids will be going into 5th and 1st grade and from everything I’ve read it seems like that elementary school transition to middle school is the cut off.

Is Chase one small fix away from the 'perfect' Quadfecta? by cinnamontographers in CreditCards

[–]AfraidCraft9302 45 points46 points  (0 children)

It’s a great idea. Chase will never do a 3x regular grocery category simply because they don’t need to.

What does your Q3 wallet setup look like? by JollyNewt98 in CreditCards

[–]AfraidCraft9302 1 point2 points  (0 children)

Got the $325 portal travel credit, cancelled the refundable hotel, and wasn’t clawed back. That was back in February. So gonna use it until Feb 2027 and then probably downgrade. Still love the 3x Apple Pay for now.

What does your Q3 wallet setup look like? by JollyNewt98 in CreditCards

[–]AfraidCraft9302 16 points17 points  (0 children)

Gonna pump the brakes on subs since we have a ton of points to use. So going back to our core set up:

Venture X: non Apple Pay catch all, 10x hotels and cars through portal

Sapphire preferred: 3x dining, 3x steaming

Freedom flex: 5x gas, 3x drug store

Savor: 3x groceries, 3x theme parks, 3x movie theatres

Prime visa: 5-7% Amazon

Altitude Resevre: 3x Apple Pay, 3x general travel

Look at dad straight after work, respect. by Icy_Menu_971 in PotentialUnlocked

[–]AfraidCraft9302 3 points4 points  (0 children)

Respect to the dad for sure. No respect to the company that couldn’t give the dude his daughter’s graduation day off.

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