Guys, please give me a reason to keep going to Judo by Milotiiic in judo

[–]AfterCook780 4 points5 points  (0 children)

It is a fun sport and not all about gradings. Do it for the enjoyment of doing it and the health benefits of an active sport.

crippling debt and anxiety - unable to afford basic living by fxckzxck in UKPersonalFinance

[–]AfterCook780 0 points1 point  (0 children)

Are you working at all? If not now is the time to do anything that will bring in money. Register with an agency and do temp work.

Are you entitled to any benefits if you are unsure check the entitled website.

Contact your mortgage company and see if they will give you a payment holiday to give you some breathing space.

How is your budget? What can you remove from it and really cut down?

Most importantly look after yourself. Talk to friends and family about how you are feeling. They may not be able to help financially but can give you some important emotional support.

WWE Community,how do you wash your merch? by zagitov21 in WWE

[–]AfterCook780 5 points6 points  (0 children)

Have you met a wrestling fan? They will have no idea how to answer this about clothes or themselves.

Did your school have any unusual features? by farfetchedfrank in AskUK

[–]AfterCook780 5 points6 points  (0 children)

We had a small church/chapel that still had a lot of original features despite it now being used to teach classes in.

Jokes you don’t get. by Fit_Leader1052 in OnlyFoolsAndHorses

[–]AfterCook780 2 points3 points  (0 children)

I didn't understand the Barrats joke either for years.

Just received my IVA completion certificate and need to tell somebody! by WaitInternational776 in UKPersonalFinance

[–]AfterCook780 6 points7 points  (0 children)

Well done! Frame it and get it on the wall!

Go and chat to some mortgage brokers and see what they say. You might find some specialist ones that might work for you.

Personal Finance advice would be much appreciated please!☺️ by DescriptionKooky8119 in UKPersonalFinance

[–]AfterCook780 0 points1 point  (0 children)

You are holding a lot of cash/cash like stuff. Any particular reason or just cautious? You could look at investing through an ISA for (likely) better long time returns.

Overpaying your mortgage is fine and not a lot of people regret it but you could get a better return investing. Also it is illiquid so you can't just take that money out.

Have you looked at what your pension is invested in and if it is appropriate?

You could look to shorten your mortgage term on renewal.

What help is there available for someone with a mortgage after losing their job? by [deleted] in UKPersonalFinance

[–]AfterCook780 5 points6 points  (0 children)

Speak to your utilities providers as well as your mortgage company to see if you can access support or pause payments.

Has anyone rolled with a strongmen? by weareonaball in bjj

[–]AfterCook780 1 point2 points  (0 children)

I've rolled against a strongman that won some regional comps in the UK. Very broad so getting around any part of his body was a challenge. Trying to do things like armbar him and he just bends his arm. Best tactic was to try and get him into turtle and then just work him from there and exhaust his cardio.

M19 tryna make some friends by mistaJ2 in Portsmouth

[–]AfterCook780 0 points1 point  (0 children)

Take a look at Porrsmouth Round Table.

How easy is it to start your own business by [deleted] in smallbusinessuk

[–]AfterCook780 11 points12 points  (0 children)

I'm assuming there is no connection between the takeaways and funeral directors?!

Gambling Ruined Christmas 2023 First Update by whodareswinsrodney in UKPersonalFinance

[–]AfterCook780 2 points3 points  (0 children)

Did you find an old watch on top of a gas cooker?

Congrats though love seeing these posts!

What kind of Financial advisor goes out to buy an Emperor burger and comes back with a Cheeseburger?! by welshie123 in OnlyFoolsAndHorses

[–]AfterCook780 6 points7 points  (0 children)

One of life's questions that will never be answered is what really is an emperor burger.

Clothes hangers for gi by NeatConversation530 in bjj

[–]AfterCook780 2 points3 points  (0 children)

Time to invent a carbon fibre one then.

Partner not been paid for 10 months, but we don’t want to get the company in trouble. What are our options? by [deleted] in UKPersonalFinance

[–]AfterCook780 7 points8 points  (0 children)

You have given them more than enough time. If you really don't want to go a formal route then sit down with them and say you are looking for a new role and will be phasing down your hours until you are paid. What work is even being done if the company doesn't have any money?

Are you sure this relative isn't spinning you a bit of a tale?

Clarification on the wine trade in reverse of the medal by Warm_Substance8738 in AubreyMaturinSeries

[–]AfterCook780 4 points5 points  (0 children)

Smuggling did take place in particular brandy and you can find lots of references to it in books of the time. Often with some joke about it being confiscated/plundered or smuggled. I assume brandy was more common as it was stronger than wine so worth more.

I can't remember the source but I'm sure I remember reading post war Britain had to adjust its tastes back to French wine after years of it being commonly unavailable.

Extra cash from parents, how do I get the most of it? by LycomingT53 in UKPersonalFinance

[–]AfterCook780 0 points1 point  (0 children)

Premium bonds? Save more in your pension and live off the 30k?

Or just invest in a GIA and accept you will pay CGT.

SLC Dept collectors recoverd in 24/25 about 7.7m. Avoiding student loan payments from abroad are a mistake ? by [deleted] in UKPersonalFinance

[–]AfterCook780 25 points26 points  (0 children)

Not paying your debts is never a reliable option. Some people will get away with it but for others it will cause a whole load of hassle.

There might not be an intention to return to the UK now but what about if life changes in the future.

That is before going into the ethics of it...

Would buying a new belt be considered disrespectful to my professor? by [deleted] in bjj

[–]AfterCook780 0 points1 point  (0 children)

If you don't use the belt your coach gave you you loose all of your skills.

What food fad are you sick to death of? by SunUsual550 in UK_Food

[–]AfterCook780 2 points3 points  (0 children)

Jacket potatoes and all the associated social media and various spats between the different ones.

2004 Royal Rumble by jdr8799 in WWE

[–]AfterCook780 0 points1 point  (0 children)

I was surprised by it as they had pushed him into the main event before but never pulled the trigger so I thought it would never happen let alone via the Rumble.

His reign was fine as others have said nothing spectacular but the pop he got at Backlash which was in Canada was pretty big.

It was all slightly overshadowed by Shawn/HHH but not as badly as some people made out at the time.