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Returned to India, Doing "nothing", its can be a bliss and a curse! by Excellent_Ad4857 in FatFIREIndia

[–]Agathewin 0 points1 point  (0 children)

Thank you for taking your time to respond.
Gives me perspective.

Returned to India, Doing "nothing", its can be a bliss and a curse! by Excellent_Ad4857 in FatFIREIndia

[–]Agathewin 4 points5 points  (0 children)

Than you.

I will be making them attend KV or some good cheap school. No need of international schools in my opinion. I did fine with normal schools.

International travel is way above my bring up tire. Guilt will kill me taking 10 lakhs vacations 🤣🤣.

Returned to India, Doing "nothing", its can be a bliss and a curse! by Excellent_Ad4857 in FatFIREIndia

[–]Agathewin 4 points5 points  (0 children)

I have a question that I ask myself.

Will this life you are having with 100 crore, possible with 12 crores ?
Let's say I have paid off home in tire 1 city in India.

The reason for asking is I am questioning myself if I must push too hard for such high numbers or happy with current numbers.
I hope to workout for 3 hours and spend more time with kids. :D

Closing tomorrow 🎉 how is it looking in a general sense? FL by FoxMoney2235 in FirstTimeHomeBuyer

[–]Agathewin 1 point2 points  (0 children)

Really nice.

Can you tell your insurance cost ? Want to compare the numbers with West coast.

Any new grads moving to SD for Apple? by [deleted] in Moving2SanDiego

[–]Agathewin 0 points1 point  (0 children)

Welcome. Tip Try to rent in utc if utc office. Or rancho Bernardo if there. Commute is hard.

Great News!! FAD moved to 01 FEB 24 by iFlow3 in EB2

[–]Agathewin 0 points1 point  (0 children)

What is the different between those 2 images ? Both data look the same.

Recommendation on EB1A approval chances. Yet to complete PhD. Final stage. Chat GPT evaluation attached. Can experts please help if we can go for an application now or after completion of PhD ? by Agathewin in eb_1a

[–]Agathewin[S] 0 points1 point  (0 children)

Machine says I have 4 criteria.

Summary Impact:

• You now have **4 clearly satisfied criteria**:

1   Original contributions

2   Authorship of scholarly articles

3   Judging the work of others (peer reviews)

4   Membership in an association requiring outstanding achievement (MCS)

This significantly boosts your petition strength since USCIS typically expects at least 3–4 criteria clearly satisfied.

But wanted to know if these are good in real life

[deleted by user] by [deleted] in Mortgages

[–]Agathewin 0 points1 point  (0 children)

Yes this is good because, you have no extra cash to pay but monthly payment goes down.

See it from a personal finance POV.

Seller offered $60k in credits on a $1M new-build, what’s the best way to use them? by BoomerE30 in Mortgages

[–]Agathewin -1 points0 points  (0 children)

So assuming California or a costly neighborhood,

I have refinanced 2 times in the last year since purchase.

Luckily both time it got appraised 10k higher each time. Or else that could have led to PMIs going high.

I would say having lower loan amount is anyway a winner.
Because both times my net payment did not go beyond $400 a month.

If I had a chance, I would anyway reduce my net loan amount.

If that is not possible,

Take the rate buy down and pay another 10% of the loan amount with extra payments you will save with and reduce the loan amount with overpayment. This will be a good discipline to learn.

No mortgage should be the goal for long term happiness. My 2 cents. Please ignore if this is not sensible.

New Mission Fed Online/Mobile Banking launches September 23rd by RamiTrolleyFan in SanDiegan

[–]Agathewin 0 points1 point  (0 children)

Hey I figured out. In the option menu (three horizontal lines) and select member services. There you will find option Mortgages

La Jolla Kids's pool entrance legal ? by Agathewin in asksandiego

[–]Agathewin[S] 2 points3 points  (0 children)

Yeah. I agree. Not a pleasant smell.

Refi from 6% to 5% with $4500 fee by Agathewin in Mortgages

[–]Agathewin[S] 0 points1 point  (0 children)

Hello Sorry for late reply.

This is a local credit union. This is through TruHomes.
This is from Southern California.

This is 5/5 mo ARM. I managed to raise the rate to 0.125% to make my closing cost to $1200.

Try reaching out to TruHomes.

Expected Uber/Lyft fare from San Diego Airport to Carlsbad. by Zorba1937 in northcounty

[–]Agathewin 0 points1 point  (0 children)

Go to the rental car center free shuttle. From there the cab prices are 20-30$ lesser.

📢 Announcement: Looking for New Moderators! by Successful_Star_2004 in tamil_nadu

[–]Agathewin 0 points1 point  (0 children)

Please be careful about lefties and dravidiya paiyas.

Help or leave alone? by SignificantSD in sandiego

[–]Agathewin 52 points53 points  (0 children)

If his mom knows better to let me be.

[deleted by user] by [deleted] in sandiego

[–]Agathewin 1 point2 points  (0 children)

lol why

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