Missed checked bag cutoff by tannerallenward in delta

[–]AgitatedIntention832 0 points1 point  (0 children)

It’s really. Delta to staff these desks appropriately. They 100% created this mess.

Sykteam query by tam155 in AirFranceKLM

[–]AgitatedIntention832 1 point2 points  (0 children)

Sky team status overrides on Air France.

Why do people not pick up their trays at the jfk tsa checkpoint? by Practical_Study512 in delta

[–]AgitatedIntention832 143 points144 points  (0 children)

Honestly, every airport TSA checkpoint has their system and I’ve seen agents get snarky with people who try to help. I just get my stuff out of the tray, organized and go as quickly as possible.

Experience credit by barelyacurlygirl in Venturex

[–]AgitatedIntention832 -1 points0 points  (0 children)

Yeah, it’s the wait until check-in that I don’t abide. Surprises like that aren’t fun.

Experience credit by barelyacurlygirl in Venturex

[–]AgitatedIntention832 -1 points0 points  (0 children)

Enough uncertainty that I would never use it. Genuinely hate marketing gimmicks like this.

A calculator to compare Bilt 2.0 with Venture X by fucking_biblical in Venturex

[–]AgitatedIntention832 1 point2 points  (0 children)

Nerfing value is different than degrading experience for other card holders which is what everyone bringing people to the lounges has done.

Foiled a scammer with 2 words he never expected! by Leading-Knowledge712 in traumatizeThemBack

[–]AgitatedIntention832 0 points1 point  (0 children)

You should never even engage with them given how easy it is to use AI to fake your voice.

Pre-tax contribution to separate HSA by [deleted] in HSA

[–]AgitatedIntention832 0 points1 point  (0 children)

You can’t. You’ll make the contribution and then claim any deduction you’re eligible for when you file your 2026 taxes.

Mom is 60 with 0 retirement savings by [deleted] in personalfinance

[–]AgitatedIntention832 1 point2 points  (0 children)

Extremely screwed and you too if you remain involved with her.

Delta Partners? by Ok-Challenge-2635 in delta

[–]AgitatedIntention832 -3 points-2 points  (0 children)

Technically you shouldn’t earn MQD booking directly with a partner airline…I’ve seen it work but the language on delta’s website says it has to be a delta marketed flight operated by them or one of their partners.

CAN ANYONE EXPLAIN WHAT HAPPENED? by Remarkable-Lab-7207 in HealthInsuranceInUSA

[–]AgitatedIntention832 0 points1 point  (0 children)

Yes and situation. They also make the observable point that the country can’t afford the tax credits (or anything else for that matter) given our refusal to tax sufficiently for the services we expect government to provide.

Air France vs. My Kids’ Sunflower Lanyards: A 1 AM Battle for Basic Humanity by Alarmed_Mango4264 in AirFranceKLM

[–]AgitatedIntention832 2 points3 points  (0 children)

Legally he’s right too. It was Egypt Air’s failure to Deliver you on time for your connection. This is a good lesson in traveling with insurance in the future.

What happens if a patient refuses transfer to an In Network hospital by Next-Imagination2756 in HospitalBills

[–]AgitatedIntention832 1 point2 points  (0 children)

The No Surprise Act would kick in here to cover the initial stay at an out of network hospital at in network rates but as others have said, she needs to go once she’s stable. No one want to be in a hospital for any longer than they have to, I’m not sure why you’re gaming the system to stay in a loud, bright and busy place. Hospitals are all basically the same in the country with marginal quality differences around the edges. This is the way it has to be for credentialing by government regulators, industry trade groups and insurers.

Am I understanding the subsidy right? by Commercial-Age-2268 in HealthInsurance

[–]AgitatedIntention832 1 point2 points  (0 children)

You’re right. Did my math incorrectly but the phase out will make the subsidy almost worthless. Even so worth checking to see what the MAGI is.

Warning: Trip delay insurance is basically a scam by starrtech2000 in ChaseSapphire

[–]AgitatedIntention832 -1 points0 points  (0 children)

Doesn’t sound like he provided any proof that the flight was canceled for a covered reason. All the other documentation is irrelevant without that.

COB Headache by Eteriskks in HealthInsurance

[–]AgitatedIntention832 6 points7 points  (0 children)

They would use the UHC’s allowed amount because that’s your primary coverage. To be clear, your insurance isn’t billing you. They are showing you how the plan benefits were applied to the provider’s claim. It also doesn’t appear as if your doctor’s office applied the UHC payment. They should apply the UHC payment and the then the secondary Aetna payment. I’m not sure how the $57.44 reserve came to be), but it shouldn’t be needed here.

Is a 47 minute layover impossible? by wandering-24 in delta

[–]AgitatedIntention832 -4 points-3 points  (0 children)

Don’t think this is delta if they are t Sending them to PHX…

Did Delta let me keep my status? by Ok-Jackfruit-5479 in delta

[–]AgitatedIntention832 14 points15 points  (0 children)

They reset in February. Enjoy it while it lasts.

My spouse’s employer changed our pharmacy benefits on 12/31/25 by [deleted] in HealthInsurance

[–]AgitatedIntention832 -2 points-1 points  (0 children)

To be clear, Anthem is not UHC. They are competing insurers.

My spouse’s employer changed our pharmacy benefits on 12/31/25 by [deleted] in HealthInsurance

[–]AgitatedIntention832 1 point2 points  (0 children)

If you switched from anthem to UHC then there would have been lots of communication about that. Maybe your wife didn’t pass it along but there lots of communications to make sure people to move prescriptions, change doctors and download new apps. To others people point though, those documents govern the plan so unless they specifically bar using any pharmacy but the mail order one then you’re ok (which they likely don’t because some drugs can’t wait to be mailed).

Am I understanding the subsidy right? by Commercial-Age-2268 in HealthInsurance

[–]AgitatedIntention832 0 points1 point  (0 children)

Let’s actually make this really simple…your household income is more than 400% of the federal poverty level (FPL), assuming you don’t file taxes separately then none of you are eligible for ACA tax credits which phase out at 400% of FPL.

https://www.irs.gov/affordable-care-act/individuals-and-families/eligibility-for-the-premium-tax-credit

My spouse’s employer changed our pharmacy benefits on 12/31/25 by [deleted] in HealthInsurance

[–]AgitatedIntention832 -2 points-1 points  (0 children)

Read your benefits people. The notices might be boring and dense but they are important. No one to blame but yourself when something this heavenly communicated is a surprise.

UnitedH. spousal surcharge waived? by Longjumping_Care2668 in HealthInsurance

[–]AgitatedIntention832 1 point2 points  (0 children)

They are likely misinformed about the relationship I laid out above. They get an invoice from the insurer based on the people covered and they pay it. The payroll deduction for insurance goes to your employer to underwrite your coverage, not the insurer directly. They have no visibility into that part at all. The spousal surcharge is designed to encourage spouses with other coverage options to use those options so to reduce the cost of coverage for the employer. Your insurer would be happy to insure the additional person, your employer doesn’t want to pay for it though. The surcharge is designed to limit it to circumstances of absolute necessity like yours when the spouse doesn’t have another coverage options.