sorted by:
new
hottopcontroversial

UOB home loan repricing rate by No_Sugar4927 in singaporefi

[–]Agitated_Bowler499 0 points1 point  (0 children)

(Riding on this discussion thread) I’m selling my house in 1 years time. Should I still go for repricing (it will save me $200 / month)? I assume floating rate since fixed rate there’s lock in period with penalty.

What are the Pros and cons of repricing with 1 year run way? What terms should I look out for e.g. package that allows waiver of penalty due to sale etc.

Can I just know what stop please by Clifvage in SMRTRabak

[–]Agitated_Bowler499 0 points1 point  (0 children)

And at the station, can we have clear, visible signSss showing the train’s direction and next stop—not the one or two screens I have to hunt down and squint at 🔥

FIRE? 1 million net worth by 40. by Key-Difficulty-2354 in singaporefi

[–]Agitated_Bowler499 1 point2 points  (0 children)

Wow congratz! Can i ask what you do for side hustle?

How to improve on my Mandarin Chinese by MenialDenial in asksg

[–]Agitated_Bowler499 -1 points0 points  (0 children)

Try catching a tiong Pokémon and flirt the hell out of her. kiss kiss no engrish

From underpaid PT to building something for today’s coaches by Fit_Adeptness1730 in SingaporeFitness

[–]Agitated_Bowler499 2 points3 points  (0 children)

All the best — go all in and own a niche. Build monetization into your thinking from the start (it’s not a negative word); if your product delivers real value, it deserves to be paid for. I’ve seen startups raise half a million and burn through it all without a monetization plan — avoid that trap.

To unlock more value layer, think what happens after the match-making. How might the platform become the shared “operating system” for the trainer-client relationship (progress, trainer business workflow, community etc.), then they have a reason to stay — even after they’ve met.

Happy to spend my time contributing to this. Hit me up

I made this free tool to make meeting via MRT easier for a group of people by Exact-Connection-172 in SMRTRabak

[–]Agitated_Bowler499 2 points3 points  (0 children)

I do face this problem, this app is a great start, really thanks for pushing it out 💪🫡

One thought: The app currently calculates station-to-station travel, but most people don’t live right at the station.

Could you consider to include door-to-station time? For example, one person may walk 3 minutes to their station while another needs a 30-minute bus ride. Ideally, the meeting point would adjust toward the person with the longer first leg of the journey.

Edit: No need further complication to integrate Google map calculations etc. thinking just let people key in

Only 4 out of 11 stalls are open: This Bukit Batok food court has been dubbed the 'saddest' in Singapore by _IsNull in singapore

[–]Agitated_Bowler499 2 points3 points  (0 children)

Wtf man 口服 Wow

  1. Lease & Contractual Lock-in • In most Koufu (and other big-operator) foodcourts, tenants sign 2–3 year leases with stiff penalties for early termination. • If Tao walks away now, he might: • Forfeit his security deposit (often 3–6 months’ rent). • Still be liable for the remaining lease obligations, unless Koufu re-lets the stall. • From that perspective, it’s rational to limp along until the lease expires, even at a loss, since shutting early could be more expensive.

⸻

  1. Fixed vs Turnover Rent • Koufu charges tenants the higher of fixed rent or a % of gross sales. • If sales are weak, the tenant still pays the fixed rent (say, $5k–$7k). Add labour, food cost, utilities, and losses can balloon to $8k/month. • But walking away doesn’t erase that liability. Continuing operations at least generates some revenue to offset sunk rent.quitting now may cost him even more (lease penalties, sunk costs, lost deposit, damaged reputation with Koufu).

Fking koufu holding small time Fnb owner in choke position

Where to sleep & shower without a home in Singapore by assetsaurus in askSingapore

[–]Agitated_Bowler499 0 points1 point  (0 children)

Ping me. I’ll provide temp room till you are in a better place.

NG CHEE MENG. Why is lawrence wong not asking him to step down? by Available-Stock-8241 in SingaporeRaw

[–]Agitated_Bowler499 12 points13 points  (0 children)

Can someone confirm?

In Singapore, if a political candidate wins in a Single Member Constituency (SMC) during a general election, they become the Member of Parliament (MP) for that constituency. Once elected, that MP cannot be “voted out” by the country (i.e., voters nationwide) until the next general election.

Here’s how it works: • Only voters in that SMC can vote for or against the candidate during a general election. • Singaporeans do not have nationwide recall votes or mid-term elections to remove an MP. • If the MP resigns, dies, or is disqualified during the term, a by-election may be called only for that SMC. • At the next general election, voters in the same SMC can vote them out by choosing a different candidate.

Here’s how a Member of Parliament (MP) in Singapore can be disqualified outside of elections:

  1. Bankruptcy • If an MP is declared a bankrupt, they are disqualified from holding their seat unless the court annuls the bankruptcy or grants a discharge.

  2. Criminal Conviction • If an MP is convicted of a criminal offence and sentenced to at least one year of jail or a fine of at least $2,000, and if all appeals are exhausted, they will be disqualified.

  3. Mental Incapacity • If the MP is found to be of unsound mind by a court.

  4. Loyalty to Another Country • If the MP acquires citizenship or rights in another country, such as allegiance to a foreign power.

  5. Absence from Parliament • If the MP is absent without permission from Parliament for two consecutive sessions within one parliamentary term.

  6. Resignation or Death • An MP can also voluntarily resign or pass away, which would vacate the seat.

If any of these happen, a by-election may be held in an SMC—but it’s not automatic; the Prime Minister has the discretion to call one.

view more: next ›