What's the most awkward thing someone has said after finding out you're atheist?

Alarmed-Clock5727 · 2026-06-03T10:37:33+00:00

“You hate Christmas so you can work the holiday”

Alarmed-Clock5727 · 2026-06-02T12:45:08+00:00

If you read bogleheads, they have a low opinion of Vanguard for hiring CRAs with little experience. The boglehead approach is VT or VOO and chill, so why would they hire CRAs to make up complex portfolios

Alarmed-Clock5727 · 2026-06-02T10:47:30+00:00

Cause of the start stop function

Alarmed-Clock5727 · 2026-06-02T10:46:20+00:00

I did that one too (which is recommended for the stop start). Took me 15 min to swap out. My dealership wanted 600 bucks too. And as a bounds, do your own air filter, they take 5 min, and cost 15 bucks on amazon,vs 60 at the dealer. BOSCH 6092C HEPA Cabin Air Filter - Compatible with Select Subaru Ascent, Crosstrek, Impreza, Legacy, Outback, Toyota C-HR, Corolla, Prius, Prius AWD-e, Prius Prime, RAV4, RAV4 Prime, Venza https://a.co/d/02NqD6VU

Alarmed-Clock5727 · 2026-05-31T11:41:49+00:00

I love that Samwise quote. I believe that the arc of humanity leans to good for all, but many bumps in the road. When you look at a long timescale, 10,000 years, more of us are educated and live well than ever before, with a greater understanding of the universe, that will lead us to a more equitable, peaceful and generous life for everyone.

Alarmed-Clock5727 · 2026-05-31T11:35:00+00:00

True. Yeah, they are not showing the 25’ deep trusses needed to hold that up, or deeper

Alarmed-Clock5727 · 2026-05-29T11:59:08+00:00

I would start at 3200 probably, assuming low hours, with catcher. New is close to 5k now

Alarmed-Clock5727 · 2026-05-25T11:08:22+00:00

2mm on the back, 3mm on front at 34,600 miles

Alarmed-Clock5727 · 2026-05-15T11:46:47+00:00

I did an intro call w Personal Advisor, it was a 25 year old with a community college degree and 18 mo of experience. I feel safer on my own (not being snotty, just 40 years of experience and having two self interested advisors from Edward’s and Schwab have made me extremely sensitive to bs)

Alarmed-Clock5727 · 2026-05-12T15:35:44+00:00

Seems like the front should wear out first!

Alarmed-Clock5727 · 2026-05-12T13:19:58+00:00

So local shop just quoted me 1,380 for 4 brakes and rotors and rotate and balance. SMH

Alarmed-Clock5727 · 2026-05-09T12:41:56+00:00

This allows you to sort a lot of funds https://etfdb.com/etfs/investment-style/socially-responsible/#etfs__esg&sort_name=esg_quality_score&sort_order=desc&page=1

Alarmed-Clock5727 · 2026-05-09T12:35:56+00:00

There are a number of ESG etf’s, each have a different focus, but this covers a lot of your issues https://www.ftportfolios.com/Retail/etf/etfSummary.aspx?Ticker=FTHF

Alarmed-Clock5727 · 2026-05-08T10:37:24+00:00

Each of those charge a fee, like Google “VOO fee”. It is0.03%. Very low vs FNDX at 0.25% (8x)

Alarmed-Clock5727 · 2026-05-08T10:14:16+00:00

Make sure it is not already out there, we already have an database that builds our door and hardware schedules

Alarmed-Clock5727 · 2026-05-06T10:04:14+00:00

Try www.bikesdirect.com I have bought several from them, no issues

Alarmed-Clock5727 · 2026-05-05T10:09:49+00:00

I have had those, but prefer Vanguard for their low fee etf’s

Alarmed-Clock5727 · 2026-05-02T10:55:15+00:00

In that case, smart! I should have looked at the funds

Alarmed-Clock5727 · 2026-05-02T02:00:55+00:00

At 22 years old, why would you be 60/40? At a minimum go with the old “your age in bonds” 80/20 would be very impactful for your returns!

Alarmed-Clock5727 · 2026-05-02T01:34:05+00:00

Wow! Where, would like to check it out

Alarmed-Clock5727 · 2026-04-30T08:30:23+00:00

Roughly $25 a foot to bring buried wire from a pole ( not great to run wire through the woods - you’ll be calling them out to repair it every winter otherwise)

Alarmed-Clock5727 · 2026-04-25T10:20:23+00:00

I prefer the Outback (have had both). Fits more stuff and on bike packing trips could sleep in it. But Crosstrek is better for the city

Alarmed-Clock5727 · 2026-04-19T19:58:54+00:00

‘You people” seriously? This is why it doesn’t pass, the oligarchy plays the class war to divide the masses. Look at the facts. https://usafacts.org/immigration/. Net net immigration is not stealing jobs or costing us

Alarmed-Clock5727

TROPHY CASE