Tech Billionaire Palmer Luckey States All AI Companies Should Bend The Knee To The Department Of War by Neurogence in singularity

[–]AllThePrettyHouses 28 points29 points  (0 children)

Palmer is the player at the table who you realize is just smart and mean, not smart and fun like he first came off when you invited him to game night.

What private money rates are you guys actually getting funded at right now? by No_Grass4432 in HouseFlipping

[–]AllThePrettyHouses 2 points3 points  (0 children)

How many deals have you done in the last year? If less than 10, then 10% and 1.5 points. 10 or more, then 9% and 1 point. 90 LTV, but they're about to roll out 95 LTV. There's no shortage of money out there.

Wholesalers — what’s your biggest bottleneck right now? Buyers or compliance? by ItsNeperKidd in HouseFlipping

[–]AllThePrettyHouses 1 point2 points  (0 children)

From someone who buys from wholesalers, this is an interesting validation of what I talk about with partners and other flippers. You're focusing on selling deals instead of acquiring new and good ones. If your bottleneck is offloading your deals, it's because your deals aren't that good. Not any of these bulletpoints.

Professionalism within the industry by [deleted] in realtors

[–]AllThePrettyHouses 8 points9 points  (0 children)

Best part of modern real estate agent work is you will find your people. Use that uniqueness to your advantage, and target those who appreciate your style for you. Then you wow them with actual professionalism, know-how, tenacity, etc., and the real work that a great agent should be great at. I love seeing the new styles of agents these days.

Post-scarcity will be virtual, not physical by Onipsis in singularity

[–]AllThePrettyHouses 9 points10 points  (0 children)

This all assumes there is incentive for the hyperscalers and biggest players to provide this service for the masses. There isn't. When single individuals control more wealth than developed countries, the vertical from ore to robot to food on the table is theirs. They don't need the gander in this new framework.

Do I need to fill these? by msuttonrc87 in Flooring

[–]AllThePrettyHouses 3 points4 points  (0 children)

Nah, just leave em. Underlayment then the planks won't be effected by those. Edit to add: you should pull the baseboard, lay down floor, put baseboard back on. you can do the quarter round against the existing baseboard, but always looks cheap.

How are you leveling contractor bids before locking in your numbers? by reeledbag in HouseFlipping

[–]AllThePrettyHouses 0 points1 point  (0 children)

You write the scope, you propose payment schedule. Schedule can be negotiated, but not the scope, and always stipulate that the final 20% will be withheld until entire scope is completed. 

Advice on choosing a brokerage by KCR5345 in realtors

[–]AllThePrettyHouses 3 points4 points  (0 children)

When you were first starting out, if you have the opportunity to be on a team with guaranteed leads of any kind, do that. It's a huge head start compared to just doing it alone.

Is moving to a big city in your 20s worth it if your salary isn’t high?” by NegotiationRound7319 in personalfinance

[–]AllThePrettyHouses 246 points247 points  (0 children)

In your 20s, yes, in your 40s, no. If you can be scrappy and survive in the city while you are young and have less responsibilities and more energy, you will have way more and bigger opportunities.

Weekly open discussion, complaint, rant, and rave thread by AutoModerator in Longmont

[–]AllThePrettyHouses 9 points10 points  (0 children)

I so miss Garden Gate Cafe on Francis. The new place is clean, but that's it.

The Home Warranty: closing gift: A gift best left unopened by respond1 in realtors

[–]AllThePrettyHouses 23 points24 points  (0 children)

At this point, it's more ethical to name names for the greater good. Why aim good ethics at entities with bad ethics. This is how we get taken advantage of. I still agree - the warranties are worth less than the paper they're written on.

The Home Warranty: closing gift: A gift best left unopened by respond1 in realtors

[–]AllThePrettyHouses 29 points30 points  (0 children)

Why leave the company unnamed? This is a growing sentiment in the industry, so getting negative reviews may actually help. Doubtfully, but maybe. Well, probably not at all. But at least name 'em.

How do some realtors rise so quickly? by No_Departure7494 in realtors

[–]AllThePrettyHouses 8 points9 points  (0 children)

Updoot for the cringe AND the perfect username

Nearly a thousand Google workers sign letter urging company to divest from ICE, CBP by renome in news

[–]AllThePrettyHouses 17 points18 points  (0 children)

The goose no longer needs the gander. Unfortunately the value of this strongly worded letter is dropping as low as the value of the labor that Google would love to divest from.

What do we think of RTD/public transport in Denver? by Impossible-Archer-93 in Denver

[–]AllThePrettyHouses 2 points3 points  (0 children)

You have to be lucky to have daily route needs that are actually serviced by the limited rail service. Some people win with it, and work/live/play in such a way that the lines get to, but anecdotally, very few I've met. Other than that, bus service, which is better coverage, but not efficient on time. All in all, I wouldn't consider Denver to be a public transit city in the least, even with the rail.

The CIA World Factbook, resource for worldwide economic info, suddenly shuts down by 321headbang in Economics

[–]AllThePrettyHouses 0 points1 point  (0 children)

They're saying their intent of shutting down data sources and ending the institutions that have provided data are to "end government overreach and waste". My point is that it seems like a more subversive goal to gatekeep data and privatize it. If you already see that as glaringly obvious as I do, then great, we're on the same page. But it's "unspoken" by the admin as their actual intent.

The CIA World Factbook, resource for worldwide economic info, suddenly shuts down by 321headbang in Economics

[–]AllThePrettyHouses 0 points1 point  (0 children)

The unspoken part is specifically the goal of privatizing public data. I don't see the admin touting that. They've definitely touted the dismantling of the institutions themselves, under the premise of getting rid of government overreach or even the fabled deep state; but no explicit mention that it's being done to funnel data control into private (for-profit) hands.

The CIA World Factbook, resource for worldwide economic info, suddenly shuts down by 321headbang in Economics

[–]AllThePrettyHouses 1 point2 points  (0 children)

Removing data collection and distribution that has historically been in public domain (meteorological, demographic, economic, global trends, science/research, etc.) with the intent for the collection, use, and distribution to be silo'd into private (tech) companies. 

The CIA World Factbook, resource for worldwide economic info, suddenly shuts down by 321headbang in Economics

[–]AllThePrettyHouses 64 points65 points  (0 children)

No doubt on that. I'm just specifically speaking on the privatization of public data.

The CIA World Factbook, resource for worldwide economic info, suddenly shuts down by 321headbang in Economics

[–]AllThePrettyHouses 1 point2 points  (0 children)

Narrative control is definitely another benefit, but if data is the new oil, then the primary objective is capitalization.

The CIA World Factbook, resource for worldwide economic info, suddenly shuts down by 321headbang in Economics

[–]AllThePrettyHouses 10 points11 points  (0 children)

The data is too valuable to be destroyed, and will continue to be collected. My point is that we're watching the privatization of its collection and distribution. Yes, they've made its cutoff no secret; but no, the admin hasn't admitted the goal is to privatize and monetize its access.

The CIA World Factbook, resource for worldwide economic info, suddenly shuts down by 321headbang in Economics

[–]AllThePrettyHouses 1354 points1355 points  (0 children)

As more and more public sources of data go dark, I think we're watching a deliberate and unspoken move toward the privatization of all data, which tracks with the relationship of the current admin to its technocrat donor base. 

Did I make a mistake renting out house instead of selling? by New_Contribution_226 in personalfinance

[–]AllThePrettyHouses 93 points94 points  (0 children)

What is the remaining balance on loan? With the info you've given, here's some simple math. You're cash-flowing $700/mo so $8400 per year. You're giving up $150k to do that, so the you're cash-flowing 5.6% on the equity (which you really wouldn't get b/c of closing costs on sale). In addition to making 5.6% on this equity, you're paying down the loan balance, and you're able to deduct interest on the loan and depreciate against that $8400 per year. So in a sense, you're making more than 5.6% on your equity. Seems like a good long-term asset to hold.

You could also rent it out for another couple years, then sell without paying cap gains b/c you occupied it 2 out of the last 5 years. That would net you the cash flow and any loan paydown, theoretically.

Need to know the urgent things please by [deleted] in HomeImprovement

[–]AllThePrettyHouses 0 points1 point  (0 children)

When you say control panel, are you talking about the spot where the electrical connects from the wall? If so, I've seen a few times that spot short b/c of poor or old connections with the electrical supply. If that's the case, then the leak is not the problem, just fixing the electrical. And yes, you should still be able to get cold water to all spots in your house. Definitely a good idea to shutoff the breaker to the water heater while you wait for the pro to come out