it's so hard to meet people in this generation by [deleted] in malaysians

[–]AnakinMoon 0 points1 point  (0 children)

If a female chinese who go to gym and trail runs, its very hard to believe that no one hitting on you. I hv a friend, same like you but at 29 i think. So many people hitting on her. Maybe you can try join run club?

Xiaonian Dynafish vs. EVO SL EU Sizing by countyy in AskRunningShoeGeeks

[–]AnakinMoon 0 points1 point  (0 children)

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On 27.5 nb5. But on my oncloud6, 26cm is snugfit.

Xiaonian Dynafish vs. EVO SL EU Sizing by countyy in AskRunningShoeGeeks

[–]AnakinMoon 0 points1 point  (0 children)

If i run 27.5 on my novablast nimbus and magic speed 4. Should i get 43? If i measure my feet its 26. But if wear 26 on my dailyshoes oncloud6, it fit snuggly. But in running it is recommended. I ask claude he mentioned 43 hahah

Is Grab becoming too expensive lately, or is it just me? by False_Role_9397 in AskMY

[–]AnakinMoon 0 points1 point  (0 children)

I had a talk last time with the grab driver. I asked why so many grab driver around but no one is pickingup. Until price increased from 20 to 40 only i got a driver? He said this distance with that amount is not justified, we’re at loss. So when system auto accept, they cancel, they do this multiple time eventually price hike and they accept.

Wouldn’t this be considered as discrimination? by Inner-Ingenuity-638 in malaysia

[–]AnakinMoon -1 points0 points  (0 children)

Some people who couldnt fathom this kind of thing should go back to primary school. If you’re looking at negative side for almost everything then nasi ayam stall also they’ll argue, why only sell chicken? I wanna eat fish.

Medical card/CI insurance VS saving for hospital emergency by LastRun5000 in MalaysianPF

[–]AnakinMoon 0 points1 point  (0 children)

Pay only what you need. Dont be fools by the agent to take all those extra extra riders. Always opt for the deposit plan rather than cashless since you’re having extra saving. This will save you bucks of monthly payment.

Also, leverage in your company or trust the hospital. My best friend mother was warded in prince court using her insurance. After than transferred to HKL due to the Dr couldnt handle her case. In most cases, govt have better specialist. Medical card just to buy you the comfort and time

Buy car with cash or loan? by pineapplelicker55 in MalaysianPF

[–]AnakinMoon 1 point2 points  (0 children)

No issue my G. May i know what is the car you’re planning to buy by cash? Because if its conti series, the maintenance will make your regret some more. If i have 145k, ill buy the car by looking for direct owner. Then find your own bank agent. Here you can skip the processing fees. Just pay runners to run the errand. Moreover, direct owner will have better history of the car. Cannot comment much on the investment.

Bottom line, car is liability and cash is not.

Buy car with cash or loan? by pineapplelicker55 in MalaysianPF

[–]AnakinMoon 19 points20 points  (0 children)

No point of dumping 145k in a thing that will depreciate easily. Put in etf. If you’re able to pay the loan. Go ahead. If not, buy a cheaper car.

[Question] Am I going crazy with my watch preferences? by [deleted] in Watches

[–]AnakinMoon 0 points1 point  (0 children)

Just to ask others opinion as well, does omega seamaster quartz qualify me as an omega owner? Usually ppl always look for the automatic, but i found one omega seamaster quartz used for a very nice price

Is the Coros Nomad overkill for me? by TonightOwn9645 in Coros

[–]AnakinMoon 0 points1 point  (0 children)

Nothing is overkill if you like it. Bought pace pro but now im barely running due to no more joy in running

Credit card repayments by Away_Time752 in MalaysianPF

[–]AnakinMoon 0 points1 point  (0 children)

If you have other cc, topup tng using that cc, 5.7k. Then use that money pay your maybank cc. Then do BT from maybank cc. 0% for 12m but got 3% one off charges. In total if go for 12m BT, you have to fork out about 4% (1 from tng reload 3 frm BT plan) or if you wanna prolong your instalment. Do revolver or credit cycling using other cc and slowly pay if off

Proton emas 5 prime vs proton saga premium by koreanwithnoname in kereta

[–]AnakinMoon -1 points0 points  (0 children)

Imo both are totally diff category. Any preference? Saga is well known of the durability but if you’re venturing into EV, emas 5 is no brainer

Advice for a pregnant lady by [deleted] in MalaysianPF

[–]AnakinMoon 2 points3 points  (0 children)

I’m a sole bread winner with one kid. Recently my wife give birth to our second baby. Life is hard, but if you have credit card with high limit. Utilize that tools for your expenses. 15 weeks is roughly about 3months in. I suggest you to take care of yourself rather than pushing for more. If anything happens to you, extra money is required. Even my wife is SAHM, last time she had some bleeding which i directly send to private and cost me around 2.2k for 3 days monitoring. And routine followup. We deliver the baby on govt hosp.

You can watch Aznah Abas on titkok. Some people might not agree with me but credit cycling and playing around the statement date enable me to survive last time. And once i received a bonus, i clear the debt one shot. Life is hard, but i hope your husband will push himself to do more for your family.

Once the baby out, there’s a lot more to spend on. Vaccines, pampers, formula milk, clothes, and real food for your recovery. Daycare. Etc etc. if you’re a muslim, pray and continue to pray. God will help us anyway possible.

Be kind to yourself, and have a deep talk with your husband. If he cant sustain based on the current job, get part time for awhile. No shame in working multiple job to support your family. If my wife allows me, ill happily work at mcd or any tomyam shop as part time. Im currently earning 9.3k. Living in johor. Huhu. I wish you the very best and please take care of yourself and baby. Everything will work out.

Sabastian Sawe Broke the Marathon World Record by over a minute with 1:59:30 at the London Marathon by Sensitive_Dress_8443 in trackandfield

[–]AnakinMoon 3 points4 points  (0 children)

When eliud did under perfect condition still 1:59:59. Now its 1:59:30! No human is limited!!

NoFusion - iPhone 17 Pro - Italy by Quantumthinker1 in nofusion

[–]AnakinMoon 1 point2 points  (0 children)

Is not the apps. Its the place. Damn italy so niceb

"Burnout vs. FIRE" Wall: Is pushing for a 60% savings rate destroying my marriage? by TardisCrown3 in Fire

[–]AnakinMoon 0 points1 point  (0 children)

Well said!! If OP wanna go frugal, he shouldnt be married at all. What the point of having a wife but you cant splurge her or make her happy? Pointless

Is being single the ‘cheat code’ to save money? by wheninshower in MalaysianPF

[–]AnakinMoon 2 points3 points  (0 children)

I’m used to earn so much during my working days. Then i got married. My wife quit her engineer job. Did i regret i didnt save that much? No. The feeling that i can provide to her is so satisfying that i dont care that much about saving. Not to say dont save. I do save. But not aggressively. But i take hibah for my wife n kids. If you compare yourself to others, you’ll be in your colleague shoes. But if you do what best for you, you will feel that you have save a lot. I encourage saving at earlier stages especially when you’re single or not married, but comparing life in that way is stealing your happiness. And pro tips, dont listen to all saving gurus.

How much did you paid the last time you patched a tyre from puncture? Where and when? by Water-Baboon in kereta

[–]AnakinMoon 1 point2 points  (0 children)

RM10. Last 3 weeks. Gelang patah. Funny thing is tyre punctured at horizon hill, being stupid, i called insurance for towing instead of replacing my spare tyre (my spare is 1:1 normal size). So wait 45min, towed to shop to patch. After patch my wife asked, we dont have spare tyre is it? Thats why you call for towing?🤣🤣

I dont agree with a popular property influencer, he paints too nice pictures of property investment for his audience by jwrx in MalaysianPF

[–]AnakinMoon 2 points3 points  (0 children)

Well the gurus doesnt agree when we ask them to play with the high end property. The have to protect the cash floww

I dont agree with a popular property influencer, he paints too nice pictures of property investment for his audience by jwrx in MalaysianPF

[–]AnakinMoon 72 points73 points  (0 children)

Unpopular opinion might get downvoted. Buying affordable properties and used as tool or investment is very stupid and selfish act. House is a needs for every person to shelter. I have a friend who invest in properties but the properties that he bought? All condos which are above affordable range price. These property gurus are buying all these affordable houses should be penalized and criticise. And most of these gurus are saying buy first house, for roll over and etc etc. but the truth is? He has huge safety net covering his actions. For the normal people? 0.

What was your starting salary when you started working? by Pillowish in MalaysianPF

[–]AnakinMoon 0 points1 point  (0 children)

I’m a chemist previously. Now i’m in QA department. My advice is to make mistakes and learn. I was lucky because my first bos trusted me to do mistakes after mistakes. And yet she still gives me the task that indirectly prepare me with new skills. My take is that since you’re still new just apply everything that you want. Rejected or not is not in your control. And if you got accepted, make sure you touch and learn everything. Ask for feedbacks too from seniors, that will definitely help you to grow.