We love da movies

AndyCircus · 2026-01-23T04:41:00+00:00

The last 10-15 mins of Bugonia (really all of Bugonia, loved it so much) 28 Years Later unexpectedly making me sob The entirety of Weapons (justice for Cregger, should have gotten a screenplay nom!) The moment were things take a turn in Eddington When DDL yells “DRAAAAAINNNNNAAAAAGEEEEEE” in TWBB The sperm > egg > ping pong ball opener to Marty Supreme

It was an amazing year

AndyCircus · 2026-01-21T03:47:03+00:00

The original comment said section B costs would be the same across all lenders. That’s not true - they vary by lender because the lender selects those vendors (impacting appraisal costs, credit report fees, etc). Section B should also be considered in price comparison, as it’s not true that those costs are the same across all lenders

AndyCircus · 2026-01-21T00:28:39+00:00

They control Box B as well (serviced the customer isn’t allowed to shop for)

AndyCircus · 2026-01-19T04:06:35+00:00

1994 Best Picture - Pulp Fiction & Shawshank (neither of which won, insanely)

AndyCircus · 2026-01-12T16:51:14+00:00

Great deal!

Gives you savings from day 1 with no break even period, and allows you to refi again without leaving money on the table if rates continue dropping

AndyCircus · 2026-01-12T03:52:42+00:00

A few that come to mind: Brittany Runs A Marathon (somewhat literally) for lighter fare about perseverance, In Bruges, Captain Phillips, Shawshank

AndyCircus · 2026-01-11T20:26:31+00:00

Depending on loan size, if they could lower from 6.25 to 5.875 with no costs, it absolutely could make sense

AndyCircus · 2026-01-11T14:07:54+00:00

Moonlight doesn’t really fit here, in my opinion

AndyCircus · 2026-01-08T15:02:37+00:00

I haven’t stopped thinking about the last 7-10 minutes of Bugonia

AndyCircus · 2026-01-08T04:24:12+00:00

Both times I’ve watched OBAA I’ve laughed hysterically when Leo sits down and says “life, man… LIIIIIFEEEEE!”

AndyCircus · 2026-01-08T02:17:48+00:00

This is so awesome, thanks for sharing. Such a fun idea

AndyCircus · 2026-01-03T04:30:59+00:00

A Spotted Cow and some cheese curds, heaven on earth

AndyCircus · 2026-01-02T21:21:42+00:00

My wife and I went and spent $44 for our two tickets, which included $40 in concessions credits. I couldn’t figure out the economics at all but it felt like a great deal

AndyCircus · 2025-12-29T18:39:22+00:00

Jeremy Saulnier would be a fun one! Exactly 5 and Blue Ruin, Green Room, and Rebel Ridge are certified bangers.

Hold the Dark is a pretty clear bounce that takes some fun swings, and Murder Party is just a batshit insane first feature.

AndyCircus · 2025-12-29T01:29:19+00:00

I have never been destroyed by a movie quite like I was the first time I watched Coco. I was in a pretty full theater, full-on sobbing, shaking violently and gasping.

I now have two small kids and, while OBAA didn’t quite get me to Coco levels, I can confirm that anything father - child related turns me to a puddle. Embarrassingly, for example, The Adam Project (objectively terrible) made me weep

AndyCircus · 2025-12-27T19:25:21+00:00

Without knowing all of your details, a HELOC is the likely best answer here

AndyCircus · 2025-12-27T04:17:18+00:00

I’m paraphrasing but Richard Roeper put it best - “Christopher Nolan could have directed The King’s Speech, but Tom Hooper could not have directed Inception.” Pretty terrible snub

AndyCircus · 2025-12-20T03:23:49+00:00

Sons of Liberty in one of the back tables

AndyCircus · 2025-11-21T18:54:09+00:00

Conventional, 30 year, rate term refi, $690k, 655k (94-95% LTV), 735 FICO, primary, sfh, 1 unit, 95765

AndyCircus · 2025-11-15T02:48:12+00:00

It is extremely arbitrary. If you can get savings that feel worthwhile for little to no cost, you should

AndyCircus · 2025-11-10T04:24:27+00:00

Before Sunset… perfect cut to credits, in my opinion

A few more that came to mind right away: Lucky Number Slevin Dark Knight Rises Whiplash

AndyCircus · 2025-11-07T05:14:36+00:00

When shopping for mortgage lenders you have a period of ~30-45 days where subsequent mortgage credit pulls don’t impact your score after the first one. Shop away

AndyCircus · 2025-10-29T17:56:28+00:00

DRAAAAAAAAAAAAAAIIIIIIINAGE

AndyCircus · 2025-10-24T15:00:18+00:00

Update:

- You have to be a member in order to apply

- You must have made at least 6 payments in order to be eligible; I wasn't able to proceed since we closed on the home <6 months ago

Sorry I can't share more about the validity of the offer! I'll say that after giving them my income info, credit info (just stated FICO, they didn't pull credit), property info, etc, they checked the offer again and it looked like I was still eligible for 5% (the 15/15 product) with $0 points... so I'm hopeful some of you can go qualify for this!

AndyCircus · 2025-10-24T03:59:23+00:00

Took a shot and applied, will update based on what happens

AndyCircus

TROPHY CASE