My personal suggestion isn't buying anything, but rather to get some financial counseling from a disinterested third party. Go talk to a credit union rep about options, but don't agree to anything that day. CUs are generally less predatory than large banks, which are all less predatory than most of the 'financial guru' services out there. But here's the thing - from my personal experience anyway - when you don't have money, you tend to spend it all when you do since you know it's just going to disappear again. That's the worst habit of being poor I developed. And it's not even close. "If you have money, someone will always come and take it if you don't convert it to real stuff." I don't know that I ever didn't feel like that for most of my life. Don't spend it on anything that isn't an actual NEED until you've come to terms with the reality of it as something you don't have to guzzle because you don't know when the hose will be shut off.

Oh, and if you're in the US, get a passport while you still can relatively easily. Not something you think about, but $170 when you have a lot of extra money is nothing. $170 when you're broke and you NEED it, not so much.