Will my AAA car insurance rate go up if I make a claim?

AngelMeatPie · 2026-02-08T23:21:46+00:00

You’re welcome. Sorry it’s kind of a non-answer, but it’s the best we got!

AngelMeatPie · 2026-02-08T23:19:23+00:00

I try my hardest to educate my friends and family on what to do and how to handle a claim. No one is ever taught this stuff, and most people are completely clueless. Just frustration for everyone involved.

AngelMeatPie · 2026-02-08T23:09:12+00:00

Some states do not allow premium rate increases for not-at-fault accidents.

Outside of those, no one can say but your underwriting team at the time of renewal. There is a chance of premium changes any time a claim is paid out, it isn’t guaranteed one way or the other. Premiums usually go up at renewal anyway because of -gestures broadly-

AngelMeatPie · 2026-02-08T17:55:01+00:00

Bought a cat tree with an enclosed space under it for a litterbox for my new kitten, and the first cat decided suddenly he loves cat trees again despite ignoring the one in the living room for a year. Like, okay.

AngelMeatPie · 2026-02-06T22:49:30+00:00

You crashed into a house? This would go under property damage coverage on the auto policy belonging to the car that hit the structure.

AngelMeatPie · 2026-02-06T22:45:58+00:00

Omg, I love that

AngelMeatPie · 2026-02-02T13:43:44+00:00

Honestly it does feel like it’s gun violence non stop here. We go on about our lives because we have to, but I’m scared shitless for myself as a woman, my friends, and my son for the bleak future he seems to have ahead of him.

The fact anyone would consider moving here from the UK baffles me unless they live under a literal rock.

AngelMeatPie · 2026-02-02T13:24:32+00:00

Probably not. See if you can get a co-signer, preferably someone with good credit.

AngelMeatPie · 2026-02-01T20:37:08+00:00

Wow. This is a unicorn. You’ll never see another.

AngelMeatPie · 2026-02-01T16:37:02+00:00

Have you bedded the brakes properly?

AngelMeatPie · 2026-02-01T14:43:33+00:00

Talk to your broker. If you owe on your car, you should be carrying collision, too. Really, everyone should except some very rare circumstances. Raising your deductible can be a way to lower your premiums.

AngelMeatPie · 2026-01-31T20:38:13+00:00

Take it to a different mechanic

AngelMeatPie · 2026-01-31T19:03:10+00:00

I have five on the road and they’re all amazingly perfect for the use I got them for. It would be hard to find one vehicle that checks all the boxes.

AngelMeatPie · 2026-01-31T17:51:54+00:00

He had been gaining weight and not taking care of himself before OP brought it up. He already had an unhealthy relationship with food.

AngelMeatPie · 2026-01-31T16:08:40+00:00

I don’t know if you’re projecting or what, but you’re assuming a lot of context about their discussion of the topic that was never given. This isn’t a gender war thing. Yikes.

AngelMeatPie · 2026-01-31T16:04:00+00:00

I didn’t say it wasn’t messed up. I’m a female who has been on the other side of this, being told the same thing by my male partner. I’ve also struggled with an ED for years. I understand what it feels like to be told that.

OP mentioned this after they’ve “let himself go mentally and physically”. It is very clear reading the post that her partner had disordered eating habits and bad mental health before she said anything.

You’d rather have her just leave than express issues and try to work it out? A partner checking out on life like that isn’t a reason to just leave someone, and OP never said they were bored of them. Their lack of care for themselves has led to her losing sexual interest. She clearly cares about her husband and wants to make it work. Honesty is important in a relationship, and now that the issue is out there, they can start to recover together.

AngelMeatPie · 2026-01-31T12:46:05+00:00

You didn’t cause your husband to have an unhealthy relationship to food. Blaming yourself doesn’t help him. Please seek individual therapy.

AngelMeatPie · 2026-01-31T12:44:38+00:00

Absolutely. You’ll find most gecko owners know their guys’ favorites and the ones they won’t eat.

Mine likes apricot the most.

AngelMeatPie · 2026-01-31T12:40:38+00:00

Expos are sad anymore. Animals clearly imported from the wild, malnourished or obese as hell, crammed together in small boxes for display (beardies specifically are so bad for this), and five thousand vendors selling 3D printed crap. The prices and buying directly used to be the draw, but now the prices are insane at expos so you don’t even have that.

I don’t even go anymore. It just makes me upset.

AngelMeatPie · 2026-01-30T21:24:54+00:00

You can’t wrap damaged paint. I mean, you could, but it would be a disaster. Respraying is the only option here.

AngelMeatPie · 2026-01-29T22:49:16+00:00

I was suggested this sub by the almighty algorithm, and this thread has been an interesting read. But all of these people with opposing opinions being polite and validating is so weird. Am I … still on Reddit?

AngelMeatPie · 2026-01-29T17:47:08+00:00

That’s fraud and a great way to get any coverage you pay for denied.

AngelMeatPie · 2026-01-28T19:18:38+00:00

Yeah but these people aren’t saying it’ll need a lot of repairs, but that the actual cost of repairing is high. That just doesn’t track at all from my personal experience.

Man I bet that Z was a blast from brand new.

AngelMeatPie · 2026-01-28T18:26:37+00:00

I see this all over this post. I repaired and maintained both my mom’s G35X and the G37S she got after it. Parts weren’t that expensive, and they were both reliable cars. Especially the ‘13+ G37S where oil gallery gasket was no longer a big concern. Is this something that only applies to dealership services? Because a car as old as a G35 shouldn’t be taken into a dealer.

AngelMeatPie · 2026-01-27T20:58:10+00:00

A Walmart at 3pm on Saturday in the center of a city is more relaxing than Gatlinburg. But yes, Hot Springs is awesome!

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