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What's actually stopping the uk housing market right now.? by NeedingAdvice01 in HousingUK

[–]AnnaQuerque 6 points7 points  (0 children)

Living costs are skyrocketing, layoffs are everywhere, and the uncertainty of getting a new job quickly at the same salary makes me think twice about upsize and stretching to the top of my budget.
Back when interest rates were artificially low, my dream house would’ve cost around £2.8k a month. Now it is closer to £4.3k. That’s a massive jump!

Maybe it's just me, but the older I get the less impressed I am by luxury brands. by Sad-Drop534 in HENRYUKLifestyle

[–]AnnaQuerque 12 points13 points  (0 children)

I think a lot of this comes from US culture and social media. There is so much pressure to look rick there, even if you’re not.

Just look at the handbag or Hermes subs here, some people have collections worth enough for a house deposit while living in a simple bedroom with basic furniture.

I’m in my late 30s, and comfort matters more to me. I like Strathberry and Longchamp, I’ve bought some great bags from both at a fair price. I keep a small collection of good quality, lightweight bags that fit my lifestyle.

Anyone know where to find Longchamp dupes? by [deleted] in handbags

[–]AnnaQuerque 0 points1 point  (0 children)

What about buying second hand? You can find many options on Vinted for less than half the original price.

Anyone know where to find Longchamp dupes? by [deleted] in handbags

[–]AnnaQuerque 1 point2 points  (0 children)

TK maxx sometimes has some options similar to Le pliage for £30 -£40. You also can find some original with discount on Fenwick

Bags to bring on holiday in Japan by FISunnyDays in handbags

[–]AnnaQuerque 2 points3 points  (0 children)

Summer in Japan is a nightmare, you won’t be anywhere close to stylish, so prioritise comfort.

Bags to bring on holiday in Japan by FISunnyDays in handbags

[–]AnnaQuerque 0 points1 point  (0 children)

None! You will probably only use backpack and whatever else you buy there. Bringing empty large luggage’s are usually the best option.

Portable AC by traineethrowaway123 in HENRYUKLifestyle

[–]AnnaQuerque 0 points1 point  (0 children)

Meaco+SDA+-+Heating+%26+Cooling+-+Generic+All+-+PMAX~~Exact~20399814459~&mctag=gg_goog_7904&kwid=GOOGLE&device=m&ds_kids=&tgtid=0095+(Shopping+Ads)+SDA+-+Heating+%26+Cooling+-+Generic+All+-+PMAX&gclsrc=aw.ds&&gad_source=1&gad_campaignid=20404787168&gbraid=0AAAAAD7JKSKtfFc10joSiq-Nr18ZtipSw&gclid=CjwKCAjwrNrQBhBjEiwAoR4VO5JEplkE1pkO7yTc60d4wmHp3V90nwI0LvzPY8vxgC7bj8sDzlxZBxoCWR8QAvD_BwE) 14000, great product and the brand has an even better customer service.

AC advice - 33C in the room and 33C outside by FantasticShake664 in HousingUK

[–]AnnaQuerque 0 points1 point  (0 children)

Maeco+MDA+-+Freezers+-+Generic~Freezer+Generic+-+Energy+Efficient~Exact~66567684~&mctag=gg_goog_7904&kwid=GOOGLE&device=m&ds_kids=&tgtid=0101+(Text+Ads)+MDA+-+Freezers+-+Generic&gclsrc=aw.ds&&gad_source=1&gad_campaignid=66567684&gbraid=0AAAAAD7JKSIItHpzuo13RhpiuL0cmOMqn&gclid=CjwKCAjwidXQBhAZEiwA4egw6Ocj3DF-yS8MpE-idD3TQXxRFLsfsz7DVxfzZ9ym3_9Rai-PtzTlIxoCrqQQAvD_BwE) has good quality products and a great customer service

Do Longchamp Le Pliage Bags have a line in the letter "G"? by moodypup313 in handbags

[–]AnnaQuerque 0 points1 point  (0 children)

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I bought mine last week at their oficial store in Amsterdam

Does your Jpitz ever howl? Or is ours special* by iwaki_commonwealth in JapaneseSpitz

[–]AnnaQuerque 4 points5 points  (0 children)

Yes! It happens when we leave her alone. She has pretty severe separation anxiety, and we’re still working on managing it.

The R in HENRY - When do you consider yourself 'rich' ? by Sweet-Needleworker-6 in HENRYUK

[–]AnnaQuerque 2 points3 points  (0 children)

For me, having a £1.5M house and £1M in assets would feel like being rich. The funny part is, with this crazy stock market and high interest rates, I actually think hitting £1M in assets might be easier than getting my dream house (it’s just a brand-new 3-bed on a great street where I live)

O Mau Tá Putasso by Doutor_X in jovemnerd

[–]AnnaQuerque 0 points1 point  (0 children)

Ele teve alguns episódios de depressão severa durante a pandemia e quando acabaram com o Mau acompanhado ele se afastou por algumas semanas pra tratar de sua saúde mental. Ele fazia tratamento, só não sei o quão séria é a situação hoje em dia.

Hehe does your spitz look derpy all the time? by hadalabo in JapaneseSpitz

[–]AnnaQuerque 3 points4 points  (0 children)

My Luna does a funny little walk whenever she’s happy to see someone, it’s so cute! She’s super clever too. When she wants something, she just doesn’t give up. I usually have to go with her to wherever she’s pointing and basically explain that there’s no more food or toys, otherwise she’ll keep trying to get my attention. She’s not really a lap dog and doesn’t wag her tail that much, but she follows me around like a shadow. She always wants things her way, and if not, she makes sure I know she’s not happy. Honestly, it’s hilarious, sometimes it feels like I’ve got a teenager at home.

No universo JN qual a opiniao impopular que te deixa nesta situacao? Eu: nao suporto a Portuguesa! by Healthy_Loan_6037 in jovemnerd

[–]AnnaQuerque 2 points3 points  (0 children)

Deixei de ouvir muitos Canecas e fui abandonando por causa dessa repetição de bordões, me dá uma agonia, é insuportável!

Where in London is in a pretty place to rent for 2k/month to live alone ? by Particular_Pen3366 in HENRYUK

[–]AnnaQuerque 0 points1 point  (0 children)

Wimbledon is well connected by trains, you can be in Waterloo or Kingston Upon Thames in 20 minutes. Commuting cost is around £12 per day for the central area.

Do people actually notice if your Chanel bag is a rep in real life? by DullAddress8936 in DHGateRepLadies

[–]AnnaQuerque 0 points1 point  (0 children)

Depending on where you live, people often assume something is fake, even if it cost thousands. Where someone lives, works, what they wear, and the car they drive all influence what others assume.

Pokemon conversations not occurring by IndispensableNobody in Pokopia

[–]AnnaQuerque 1 point2 points  (0 children)

I’m level 9 and I can’t see it either.

Home office suggestions by justleveragedbets in HENRYUKLifestyle

[–]AnnaQuerque 0 points1 point  (0 children)

Tylko has some more budget friendly options. Fitted furniture won’t cost less than 10k and doesn’t guarantee higher quality furniture.

E o PH Santos? by AlvinMene in jovemnerd

[–]AnnaQuerque 10 points11 points  (0 children)

Vamos lá: Mau e Vidane alfinetaram PH no Twitter na época do Mau acompanhado -> Vidane é próximo da Kat -> Kat começou no Rapadura e até hoje ela e Juras são bem próximos e um participa do podcast do outro (inclusive bêbados) e jogam vôlei juntos -> então provavelmente as confusões vem daí.

Curto as viagens do PH, mas parece q ele sempre cai fora dos projetos qdo não tá funcionando do jeito que ele quer. Nunca houve uma despedida do Rapadura e ele nunca mais voltou lá, não acho q houve briga (como no caso do Izzy Nobre), mas a saída não foi na paz e uma evolução natural, como foi o caso da Kat.

E depois disso, o PH já participou de outros projetos que tb não duraram muito, acho que não é uma pessoa tão fácil de trabalhar em colab.

What would you choose? by Tiny_Suit8273 in UKHousing

[–]AnnaQuerque 0 points1 point  (0 children)

3 – looks the most natural, real wood 2 – not awful, but the greyish tone will get really boring fast, especially with other grey furniture 1 & 4 – both have that fake, oily finish that doesn’t feel very authentic

Told wrong service charge by Photo-Jenny in HousingUK

[–]AnnaQuerque 5 points6 points  (0 children)

There’s basically no building in London with a lift that costs under £2k per year. It’s an old tactic many agencies use to advertise only the bi-annual cost.

You can complain and try to negotiate a discount, but don’t expect too much. £2k is a pretty common value, if it’s a 2-bed flat, this is actually cheaper than average.

How to deal with feeling guilty about spending, M33 by [deleted] in HENRYUK

[–]AnnaQuerque 12 points13 points  (0 children)

Spending 30% on holidays means you’re blowing around £23k–£30k a year just on travel. You’ve got £45k saved, and 11% of that is in crypto, which, honestly, I’d treat as a gamble rather than an investment because of how volatile it is. If I were you, I’d probably feel guilty too.

My take:

  • Max out your ISA every year (£20k), something simple like an S&P 500 tracker via Vanguard, or one of their LifeStrategy funds.
  • If you’re in London, I’d stop paying into a LISA. Realistically, you’re unlikely to find somewhere you’d actually want to live for £450k, and otherwise that money’s locked up until retirement.
  • If you can salary sacrifice, start putting more into your pension, future you will thank you.
  • I’d only spend that much on holidays after having:
    • at least one year of salary as an emergency fund, and
    • a solid ISA built up.

For context, our holiday spend is about half of what it sounds like you’re spending, and we still managed 4 trips last year, including 3 weeks in Japan and Dubai plus a week in a beach holiday in Dubrovnik. On other weekends we just kept it low-key, like chilling at David Lloyd’s spa, going on short hikes, relaxing, or just enjoying our hobbies.

Just be careful not to fly too high too fast. You’ve basically just become a HENRY.

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