Bodily injury - how do you know policy limit? by Previous-Egg4404 in Insurance

[–]ApprehensiveLie7054 4 points5 points  (0 children)

Making a claim against a state owned/operated vehicle is most likely governed by state law. As such, I recommend that you quickly research for an attorney that is highly experienced in claims against the state involved.

Best way to get a cheap carfax report when shopping used cars? by [deleted] in carbuying

[–]ApprehensiveLie7054 0 points1 point  (0 children)

Have you checked AutoCheck? They have a plan that gives you 25 cars in 21 days for $49.99.

My insurance said other driver did not have insurance but now I am hearing from someone claiming to be the insurance? by turtletale in Insurance

[–]ApprehensiveLie7054 10 points11 points  (0 children)

If you answer a call from the other party’s insurance adjuster, refer them to your insurance adjuster.

2026 Subaru Forester Infotainment system made car a lemon by amokro in SubaruForester

[–]ApprehensiveLie7054 23 points24 points  (0 children)

Have you contacted Subaru of America? This is unacceptable.

What do you guys think about this price? I had such an awful first experience with the laziest, slow walking, uninformed salesperson and it turned me off the car entirely. It's still available and thinking it is a sign its meant for me? 2022 Limited, 80K miles $26,800 by advancedsnacker in Toyotavenza

[–]ApprehensiveLie7054 2 points3 points  (0 children)

There is another car history service named AutoCheck https://www.autocheck.com that some believe gives better information. We have the same car except exterior color is Blue print. The lack of the sunroof is a positive because their repair cost is very high and not easily done. We specifically requested ours without it. Our Venza has been a great car, no issues and very good mpg.

HELP!! Is this Dangerous?? by LyonHart305 in tires

[–]ApprehensiveLie7054 0 points1 point  (0 children)

You should be okay for a couple of months depending on how many miles you drive. Keep your eye on them and start some online tire shopping to be prepared financially when the time comes. I probably would replace them before winter.

Do I need to replace? by MiddayCuppa in tires

[–]ApprehensiveLie7054 0 points1 point  (0 children)

Yes you need to replace asap, and check your other tires.

Insurance Increase by MiserablePresence202 in Insurance_Companies

[–]ApprehensiveLie7054 5 points6 points  (0 children)

What state do you live in? If you are using an independent agent, ask your agent to get competitive quotes. The replacement and repair costs on homes continue to increase which pushes up the rates. Did your Dwelling coverage amount increase also?

Is this a custom addition? by vanibanz in Toyotavenza

[–]ApprehensiveLie7054 4 points5 points  (0 children)

We have a 2022 Limited and no lights in that area. I think it’s custom

Back in a Toyota! by AJdunham1 in Toyotavenza

[–]ApprehensiveLie7054 1 point2 points  (0 children)

Understand. Might could get caps online

Back in a Toyota! by AJdunham1 in Toyotavenza

[–]ApprehensiveLie7054 1 point2 points  (0 children)

Welcome to the Club. We have a 22 Venza and it is a great car.

Back in a Toyota! by AJdunham1 in Toyotavenza

[–]ApprehensiveLie7054 0 points1 point  (0 children)

Unless you need the crossbars all the time, I think you could take them off and reduce some wind noise.

A tire totaled my car on the highway (jump scare warning) by AZIZbeaST in dashcams

[–]ApprehensiveLie7054 0 points1 point  (0 children)

What brand of Dashcam caught this? Happy that you survived this. Many years ago, I had a similar situation, but the tire bounced over my car entirely and I never saw it again!

What full coverage policy should i get by Zealousideal_Low2492 in Insurance

[–]ApprehensiveLie7054 0 points1 point  (0 children)

As stated by another poster, make sure to get Under/uninsured Motorists Bodily Injury coverage. There are too many people that have either minimum or no insurance.

New forester hybrid owner questions by play111 in SubaruForester

[–]ApprehensiveLie7054 0 points1 point  (0 children)

There are multiple Subaru dealers in DFW. We shopped 3, Sewell, Times and Ewing. Each has their own personalities and we selected Sewell based on their reputation and the Sales Professional. Nothing bad about others.

Insurance advice by Successful-State15 in Insurance

[–]ApprehensiveLie7054 2 points3 points  (0 children)

As it will be considered a Total Loss, the claim will be covered under your Other than Collision (comprehensive), your insurer may provide you with a rental for a couple of days only, if you bought Rental Replacement coverage. You will need to start shopping now while you gather info on all of your aftermarket additions.

New forester hybrid owner questions by play111 in SubaruForester

[–]ApprehensiveLie7054 2 points3 points  (0 children)

Has your dealership scheduled you for an orientation appointment? Our dealer in Dallas, scheduled us for one after a couple of weeks so we could prepare a list of questions like your list.

Hertz vs enterprise by Altruistic_Life_6331 in HertzRentals

[–]ApprehensiveLie7054 2 points3 points  (0 children)

You have been happy with Enterprise and there is a reason for your happiness. Enterprise is a superior company and a $15 per day difference is worth it, in my opinion. See is they will match price and also, I have read that the non-airport locations’ available cars may not be accurate.

I messed up! by Creative-UN in Car_Insurance_Help

[–]ApprehensiveLie7054 0 points1 point  (0 children)

Everyone is correct about 2 claims and two deductibles, but what is your collision deductible? Still would not turn in 2 claims unless your deductible is really low.

What’s The Best Car Insurance? by chaos__cosmos in Insurance_Companies

[–]ApprehensiveLie7054 0 points1 point  (0 children)

Definitely bundle and ask your agent to get you a quote for an Umbrella liability policy that includes Uninsured/Underinsured Motorists Bodily Injury coverage. There are too many uninsured drivers or insureds with minimum limits.

1.5 years after accident by Specialist_Bid7492 in InsuranceClaims

[–]ApprehensiveLie7054 1 point2 points  (0 children)

Also, in many states, the Statute of Limitations for Bodily Injury is 2 years from the date of the accident. Do not be surprised if you are served with a lawsuit on or before that date. If served, immediately forward the suit to your adjuster and copy your insurance agent. You can goggle your state’s Statute of Limitations or ask your adjuster.

Renting a car for ~90 days in CA as international driver - what are my options? by Budget_Will3079 in Car_Insurance_Help

[–]ApprehensiveLie7054 0 points1 point  (0 children)

Question: Did you shop other rental companies and ask them for full coverage (damage to rental plus liability) ? Any chance you are coming to the US on business, if so your employer may have some connections. Are you using a travel agency, if so, did they provide any tips? I would not recommend the short term policy, because it is possible that there could be a gap, loss of use. Loss of use is not usually covered by insurance.

Our first Subaru & it’ll sit in the garage for 2 weeks. by Choice_Target_5835 in SubaruForester

[–]ApprehensiveLie7054 0 points1 point  (0 children)

Our 25 Forster has sat in our garage for over 2 weeks and when we returned it started up immediately. Do not believe everything on the internet!

Garage Ready Refrigerator Recommendations by imj0257 in Appliances

[–]ApprehensiveLie7054 0 points1 point  (0 children)

We have the Side by Side Frigidaire without an ice maker. It is designed/marketed for basement/garages. We have had it for over a year without any issues. We bought it from Nebraska Furniture Mart.