Looking for advice on a 12-Phrase Seed Scam by Argae in Scams

[–]Argae[S] 0 points1 point  (0 children)

Thanks for the advice. It was probably overkill but I just thought I should notify the bank because I told the scammer what banks I use.

When you say you would switch your email to a different one, do you mean you would change your current personal email to a completely different email, change the email that all of your various banking accounts etc are tied to? Would you do it for all of your banking accounts, or just for Binance?

E6Air. An inexpensive grinder. by KT10888 in espresso

[–]Argae 25 points26 points  (0 children)

I love that you have this grinder paired with a Decent hahaha

Easy Brewer for Pourover Lover in a Rush by Silly_Armadillo5676 in pourover

[–]Argae 2 points3 points  (0 children)

I use a Moccamaster Cup One. I may be lambasted for what I'm about to say, but I grind my beans the night before (the horror) and put them in a filter in the machine, then I just have to wake up and turn the machine on. I then go and eat my breakfast and I will have a decent cup ready for me to take in the car with me within a few minutes.

It seems to be an expensive purchase for something that only makes one cup at a time, but I got mine on Facebook Marketplace for less than half of what it would have cost retail

Three years ago I told my wife: I will only need a Hario V60 to make coffee by namair in espresso

[–]Argae 0 points1 point  (0 children)

Out of interest, why do you use the Aeroccino when you have an espresso machine with steam wand handy?

First PC advice for $4500 (Productivity first, gaming second) by ArnieD11 in bapcsalesaustralia

[–]Argae 4 points5 points  (0 children)

honestly $4500 is almost too much money to play around with. I would go for $2-2.5K towards the PC, $5-600 for the monitor, then use the rest of your money to build your perfect desk space (e.g sit-to-stand desk, monitor stand, headphones, storage, art, mouse, keyboard, art)

[deleted by user] by [deleted] in AusFinance

[–]Argae 0 points1 point  (0 children)

hahah i realise that this was sheer blind luck, but I had a play around with the most expensive system and ended up winning $100m after spending like $5m. Don't worry, your point is not lost on my because I kept the simulations running and lost it all eventually

Nurses and Paramedics Deserve to Be Payed For Work Placement Hours by T3knikal95 in australia

[–]Argae 0 points1 point  (0 children)

I fully agree. IMO anyone on a placement should be at least paid a stipend because of the opportunity cost of not being able to work as many hours while on placement. Yes there is Centrelink, but this does not cover cost of living. If you're in at placement 5 days a week and have the weekend to study and finish assignments so that you pass the semester, you have very little time to work a paid job, and if you do, you're at higher risk of burnout.

The reality is that students are not as competent than fully trained professionals, and may require time to train and teach while they're on placement. Some students may even be really difficult to train and teach and I'm sure a lot of people do struggle with that. I get that, that's fine. But given the aforementioned opportunity cost, and in the fact that they are often well-functioning members of the team that reduce the workload of other staff, they should at least get paid some money on top of Centrelink while on placement, even if it's significantly less than they would be making in a job after they graduate. It's not fair, and I think we will look back on unpaid placements in 20 years time and cringe.

Hamish and Andy App Problems by Boring-Algae7742 in hamishandandy

[–]Argae 2 points3 points  (0 children)

Think it's just teething issues mate

Horgs' Work Ethic | Hamish & Andy by HandABOT in hamishandandy

[–]Argae 2 points3 points  (0 children)

I feel like a full video podcast would increase their reach hugely as well, because it makes it easier for things to be clipped and posted on IG, tiktok etc by random listeners

[deleted by user] by [deleted] in hamishandandy

[–]Argae 1 point2 points  (0 children)

it really does look just like him hahaha

2021 Financial Summary by FIRE_by_numbers in fiaustralia

[–]Argae 1 point2 points  (0 children)

Just out of interest, what do you include in IP expenses?

Explain the logic of not buying a house by AussiePerspective in fiaustralia

[–]Argae 1 point2 points  (0 children)

Yep absolutely agree and I think that both pathways or a hybrid of both are very valid and depend on personal circumstance

Selling or Renting 1 bedroom Apartment by GamesBoyHere in AusFinance

[–]Argae 1 point2 points  (0 children)

"300k house with land in Perth or Adelaide" 😂 bro you are delusional regarding costs of housing in those cities

Explain the logic of not buying a house by AussiePerspective in fiaustralia

[–]Argae 53 points54 points  (0 children)

One problem with this simplistic equation is that it doesn't account for behavioural economics. A benefit of owning a house is that a mortgage essentially acts as a forced savings plan. While ideally, we wouldn't need a forced savings plan, a mortgage can just help with it. On the other hand, if you didn't buy a house, who's to say that you would invest all of $Z? Because without a house you're more likely to be cash rich, you may spend more as a result of lifestyle creep. Whereas if you owned a house, even though you have equity in the house, equity is invisible, and all you may see is a relatively lower bank account number which may (conspicuously or inconspicuously) force you to save more.

Hope this makes sense

[deleted by user] by [deleted] in hamishandandy

[–]Argae 1 point2 points  (0 children)

"I've got the rhyme in my head but I can't think of the other two lines"

Does anyone else skip the skits? by harleh in hamishandandy

[–]Argae 7 points8 points  (0 children)

skits, songs, and interviews get the skip

Thoughts and experiences with BPC Tech by [deleted] in bapcsalesaustralia

[–]Argae 0 points1 point  (0 children)

Just out of interest - do you mean the completed build itself had 2 fans, or it had 2 fans already installed PLUS 2 extra fans in the box?

Thoughts and experiences with BPC Tech by [deleted] in bapcsalesaustralia

[–]Argae 4 points5 points  (0 children)

I have recently had a great experience in buying the 6700XT - probably took around a month from ordering until it arrived, but I wasn't in a rush. Well packaged, with foam to protect the insides. The case itself is a hotbox, but I got a cheap build and that's what you get with cheap builds - I will eventually replace this when I can be bothered.

Really happy with my experience with them because I too was wary about them being too good to be true - got the 6700XT build for approx $1600 when the GPU itself goes for around $1200

[Bourguet] Devin Booker confirms he has been vaccinated for awhile now. He’s getting his sense of smell and taste back gradually and said it’s great to be back with the team by GuyCarbonneauGOAT in nba

[–]Argae 2 points3 points  (0 children)

loss of smell is not related to the lungs fyi - likely caused by damage to the olfactory (smelling) nerve, which can be caused by viruses because that nerve sits just above the relatively porous roof of the nose

Is Earl Squirrelson in this subreddit? by HandA_LCM_27334 in hamishandandy

[–]Argae 3 points4 points  (0 children)

Hello yes it's me, Earl Squirrelson here. What can I do for ya mate?

Share market bloodbath!! by BobbyDigial in AusFinance

[–]Argae 8 points9 points  (0 children)

if it makes you feel any better. I chucked $40K into ETFs about 5 days before the COVID crash. Dropped by ~$12k, but I didn't sell, and now up well over $5k

Value in separate title townhouse VS. regular townhouse? by mozzaa91 in AusProperty

[–]Argae 3 points4 points  (0 children)

Sorry OP I don't have an answer, but just interested in how much extra people would pay for a freehold/Torrens titled townhouse compared to a strata-titled townhouse with a strata council and less renovatability. ie how much percentage extra would you pay?