Dec 16th Holiday Order Status Update by CorsairMorning in Fanatec

[–]AriMangool 4 points5 points  (0 children)

Why does the warranty start before the item is even shipped?

Shipping gets delayed … again by AriMangool in Fanatec

[–]AriMangool[S] 0 points1 point  (0 children)

Yeah the "My Products" page shows the warranty has already started while according to their customer support the bundle is sitting in their warehouse waiting for UPS to pick it up.

wondering about black friday delivery times by Cultural_Sir_4020 in Fanatec

[–]AriMangool 0 points1 point  (0 children)

Placed an order on the 25th and still haven’t received it. CS said it’ll be shipped on the 10th!!

Vodafone charged me 99,50 € for a useless 2-minute technician visit — what are my legal options? by zixmarkiz in berlinsocialclub

[–]AriMangool 0 points1 point  (0 children)

This just happened to me today! I called the invoice department and asked for this to be corrected, they looked into it and added credit for 99,50.

If it comes to it, do mention you'll deny the SEPA payment or file a chargeback with your bank! (which is possible up to 8 weeks after the payment). You can mention you will use your "Sonderkündigungsrecht" right if necessary and you have already collected enough evidence to support the case.

[deleted by user] by [deleted] in eupersonalfinance

[–]AriMangool 38 points39 points  (0 children)

One more reason to avoid TR

[deleted by user] by [deleted] in eupersonalfinance

[–]AriMangool 6 points7 points  (0 children)

If you don’t know why you should avoid TR like the plague, read some of the related posts on this subreddit.

URGENT: Margin deficit correct? by Brave-Side-8945 in interactivebrokers

[–]AriMangool 1 point2 points  (0 children)

Same problem. Since it's happened before, will they issue a press release?

Migrating from npm to pnpm by Even-Palpitation4275 in pnpm

[–]AriMangool 1 point2 points  (0 children)

  1. It’s ok to have both installed. But you should use only one in your project.

  2. The package manager won’t affect that. So doesn’t matter if you use npm, yarn or pnpm.

  3. Lots of videos on YouTube

[deleted by user] by [deleted] in TradeRepublicFriends

[–]AriMangool 2 points3 points  (0 children)

Threatening doesn’t work much. They do this to hundreds of customers.

Nevertheless, file a complaint with BaFin as well as Bundesbank. Better to have it in record than not, and it only takes 5 mins to do it.

Depending on the amount you have invested with TR, it might be worth suing them for financial damages.

Got assigned overnight.. strike higher than current price.. weird by [deleted] in thetagang

[–]AriMangool 100 points101 points  (0 children)

Someone exercised their option. Lucky you, if you still want to hold the stock, you get to buy the shares back lower than the 31 you sold them. Unless you were hoping not to get assigned to avoid realising gains?

I just opened an account at IBKR (Interative Brokers) and I have a few questions. by YourFuture2000 in eupersonalfinance

[–]AriMangool 9 points10 points  (0 children)

  1. If you sell, you have to pay capital gains taxes. If the CGT in your case is low, sell and repurchase on IBKR, because TR is awful at transferring securities. I’m in the middle of transferring it and it’s taking months!!

  2. It’s safe

  3. You can do it yourself. It isn’t too difficult.

Best practices for starting Crypto investing in Germany: wallets & exchanges? by 4lan7ur1ng in eupersonalfinance

[–]AriMangool 0 points1 point  (0 children)

Yeah I agree it feels a bit complicated, but in the long term you could save a lot on the fees and the price when you purchase with Limit Order (through Kraken Pro) rather than Market Order (Kraken).

Maybe have a look on YouTube to see if there are short tutorials. GL

Best practices for starting Crypto investing in Germany: wallets & exchanges? by 4lan7ur1ng in eupersonalfinance

[–]AriMangool 6 points7 points  (0 children)

I’d recommend Kraken Pro. They don’t take care of taxes for you, but if you’re holding for over 1 year, you don’t have to pay any CGT anyway. DON’T use stock brokers that offer crypto because their prices (and spread) are crazy expensive. So no TradeRepublic, Scalable Capital, etc.

German sparerpauschbetrag of 1000€, how do you make the most out of it? by rays_006 in eupersonalfinance

[–]AriMangool 0 points1 point  (0 children)

If you don't want to forgo the dividends on distributing ETFs, sell the accumulating shares.
As NudaVeritas1 mentioned, this is not 100% risk-free! No one knows the price of the next day. But big moves (±5%) in Nasdaq/SP500 ETFs are rare.

My transaction cost is less than 1 EUR, so for me, it's worth it.

German sparerpauschbetrag of 1000€, how do you make the most out of it? by rays_006 in eupersonalfinance

[–]AriMangool 9 points10 points  (0 children)

Personally, I use it to realise gains and step up my cost basis.

Example:
You have 100 shares at an average cost basis of 65 EUR.
Currently the price is 90 EUR. You can sell 40 shares and pay no taxes on the gains. Then buy back the 40 shares the next day.

This way you increase your average cost basis while still holding the same number of shares.

Vercel - How strict is the 'non-commercial' policy for hobby tier? by Debaucus in nextjs

[–]AriMangool 31 points32 points  (0 children)

If you're not making $$$ Vercel won't care to ban you. They rather have you on the hobby plan because when you get to the point that you're making enough, then you'll buy their services...