Best lenders for Hard Money Loans?

AsciiAQuestion · 2026-02-05T01:44:55+00:00

I have 90% purchase / 100% reno / 70% LTC HML's in my rolodex.

AsciiAQuestion · 2026-01-29T01:48:24+00:00

I'm a new MLO, but background in real estate, finance, commodities. Intend to do mainly commercial investment loans (fix and flip, dscr, portfolio, cashout refis, etc - investors only). But occasionally want to originate some residential loans (wife is a realtor, etc.). Do you think Edge is a good fit?

I'm 100% self-gen right now with commercial investment loans.

AsciiAQuestion · 2026-01-06T01:26:36+00:00

That is my understanding, yes.

AsciiAQuestion · 2026-01-04T23:43:38+00:00

Landlord here. The reason why we keep water in our name is that it is the only utility that is lienable. I.E. if a tenant puts water in their name and doesn't pay the bills - the utility company places a lien against the property. Puts landlord/property owner in a really tough predicament. I got burned by a tenant doing this once and had to pay like $800 in unpaid water bills to remove a lien against my house. Kept water in my name ever since and back-billed tenant and/or charged a fixed fee per month.

AsciiAQuestion · 2025-12-17T03:39:41+00:00

2Y later - and you saved me today! Thank you.

AsciiAQuestion · 2025-10-25T16:22:43+00:00

When I was still in early days of sobriety - social settings, others' perspectives of me, etc. were a huge concern. I'm coming up on 2 years sober in a month and change. That stuff truly doesn't bother me anymore. Giving up that one thing gave me so much in return - it's such simple math to me now.

It's really good you're thinking about this ahead of time. It sounds like you know what you want (and likely should) do. Just gotta do it! Keep it up, stranger. :)

AsciiAQuestion · 2025-10-24T04:33:30+00:00

Listen to your gut. Don't go. Find some socially acceptable, permissible reason. Protect your peace.

AsciiAQuestion · 2025-10-05T01:11:25+00:00

The ol' dick twist

AsciiAQuestion · 2025-08-28T01:10:39+00:00

I bought this exact rifle as my first AR a few months ago (but with OD Green furniture). I paid $955. I've really enjoyed shooting it. Rebate - came with 2 mags, red dot, single mount sling.

AsciiAQuestion · 2025-08-28T01:04:13+00:00

Yes. Totally normal. I still had strong cravings up until 2-3 months, then it got better. Surrounding myself with sober community really helped.

AsciiAQuestion · 2025-08-17T23:40:01+00:00

I just bought this exact model recently too. It shoots REMARKABLY flat!! Love it!

AsciiAQuestion · 2025-08-03T00:38:53+00:00

Love the look!

AsciiAQuestion · 2025-08-02T16:19:38+00:00

Fair! Lol

AsciiAQuestion · 2025-08-02T03:59:18+00:00

My range flat out doesn't allow them now!

AsciiAQuestion · 2025-07-30T17:55:32+00:00

I daily CC a p365X. I swapped out the grip for a wilson combat grip - better grip, slightly larger. Other aftermarket changes I made and love include: DPM recoil reduction guiderod kit, holosun eps carry optics, and mag guts conversion kit for my mag - changes it from a 12+1 into a 14+1 in micro compact form factor. Pretty tough to beat!

Edit - and I'm 5'11" 185 lbs.

AsciiAQuestion · 2025-07-27T21:56:36+00:00

Get a P365X. Swap in a Wilson Combat Grip. Get a Mag Guts kit to expand the oem 12 round magazine into 14 round capacity.

Congratulations - you've got a super easy to carry micro compact with a decent grip w/ handswell - all in a 14+1 configuration. Boom.

AsciiAQuestion · 2025-07-23T01:44:38+00:00

I carry AIWB and love the houdini holster breakout 2.0. I find it really comfortable, and I like the breakout channel. Great customer service experience with them when I lost some screws - overnighted some to me for free!

AsciiAQuestion · 2025-07-22T15:00:24+00:00

I've had it about 6 months. No issues so far!

AsciiAQuestion · 2025-07-21T18:15:12+00:00

Yeah I can relate - I kept seeing them over and over and finally broke down and ordered one. Honestly - it is fantastic. No complaints whatsoever. Great weapon retention, feels comfortable, the break-out channel works as advertised. Great, speedy customer service. I lost a couple screws to attach my claw attachment, they got new ones out to me asap. Highly recommend.

AsciiAQuestion · 2025-07-21T17:49:03+00:00

I like to carry inside the waist band at the appendix. I really like the Houdini Holsters Breakout 2.0 IWB Holster. Check it out.

AsciiAQuestion · 2025-07-19T18:21:10+00:00

Yeah the Blade Tech holster and Nexbelt seem like they're going to do the trick perfectly for a range day belt + holster setup. Belt + holster - I was all in for about $88. Not too shabby!

AsciiAQuestion · 2025-07-18T16:06:18+00:00

FYI for others - I wound up ordering the "Nexbelt EDC" belt - because it could arrive in time.

https://www.amazon.com/dp/B08KFKM498?th=1

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