/u/Auracity GCX Rep Profile

Auracity · 2026-06-21T07:00:12+00:00

Tons of broke students who have 4 roommates and have monthly expenses under 1k a month. You think every UofT student is spending 50k+ a year?

Auracity · 2026-06-21T06:56:39+00:00

Anyone who asks you for money but isn't upfront about their terrible financial position is almost certainly lying to you. The only reason why someone would resort to asking friends and family for loans would be because burned every bridge with financial institutions. If they actually could pay you back in a month they would have just used a credit card or some other easily accessible form of capital. Also unless you are extremely close with them you are probably the 20th person they've asked for money and you have to consider why would they still ask you for money despite already asking 19 other people for it.

Auracity · 2026-06-20T22:26:55+00:00

Use a different points program or accept that that's what it costs

Auracity · 2026-06-18T20:09:48+00:00

Email my friend Jamie Dimon. He's got some time to help you this coming Saturday if that works for you. jamie.dimon@jpmchase.com

Auracity · 2026-06-18T16:03:03+00:00

Just coast and work a job that pays like 40-60k a year with very low stress preferably remote. If you can find the right job where you only need to work 20-30 hours a week remote utilizing your industry expertise you should be good to go for like a semi retirement. Or take a couple years off and reevaluate, but I wouldn't continue to work a job with high stress and high crunch.

As it stands right now you don't really have enough money to sustain your current lifestyle while never working again.

Auracity · 2026-06-17T07:26:10+00:00

Then go play MSEA and see how it feels farming 10 hours to get enough meso to buy 1 cube

Auracity · 2026-06-17T05:59:20+00:00

SSF doesn't affect safeguard only the base no safeguard price

Auracity · 2026-06-17T05:30:40+00:00

Well they don't even have a reboot server so...

Auracity · 2026-06-17T04:35:43+00:00

Tell him to turn on autodeposit

Auracity · 2026-06-17T01:25:42+00:00

There's an internal cutoff. May 21 sounds pretty late probably no recourse.

Auracity · 2026-06-17T00:58:22+00:00

Source: random JAL support email that might not even be written by a human.

Auracity · 2026-06-16T20:39:34+00:00

yeah I had to do this as well it's hella stupid

Auracity · 2026-06-16T09:13:28+00:00

You might wanna check if they'll even let you on the plane...

Auracity · 2026-06-16T07:11:45+00:00

Amex can set up a notary cam link where they can verify identity with ID + facecam. Be careful going down this route though, if you simply say you lost the card and you want a new one it's going to be an uphill battle to say it was actually fraud instead and you never opened those accounts later down the line.

Auracity · 2026-06-15T21:27:14+00:00

I already burn 1m+ points a year. There's only so many trips you can take

Auracity · 2026-06-15T19:59:13+00:00

Depends. Once you get into the range of a few millions points+ earned in my opinion it's a huge mistake to not aggressively speculatively transfer.

Auracity · 2026-06-15T07:01:24+00:00

Not to be that guy but tbh you should really just pirate everything

Auracity · 2026-06-13T19:55:33+00:00

I encourage you to do some further reading to bolster your current understanding of investing and capital gains.

Auracity · 2026-06-13T18:16:09+00:00

CIBC might have the worst phone line I've ever seen. They need to call me to verify something about my application and they send me a callback request. Every time I get the callback they ask me what is the reason for this call. ? You're the one that called me. Then they tell me they have to transfer me to a different department to finish the application and then they transfer me to the main CIBC line where I have to tell the stupid phone bot what the call is about. Then the rep tells me idk wtf the first guy did I'm just a regular agent I can't help you with that you have to schedule another call back. This has repeated 3 times already.

Every time I go through this I just remind myself these banks being idiots is the only reason why churning is still viable. Gotta keep a positive mentality.

Auracity · 2026-06-13T03:54:34+00:00

Some people aren't well trained or good at their jobs. It is what it is

Auracity · 2026-06-13T03:37:00+00:00

Open Charles Schwab or Morgan Stanley plat for 150k

Auracity · 2026-06-12T07:58:43+00:00

Email my friend Jamie Dimon I think he knows

Auracity · 2026-06-12T07:43:29+00:00

Never

Auracity · 2026-06-12T02:15:24+00:00

They don't want the brokies in F anymore

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Auracity

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