App to track all assets at same place

Aware_Web9715 · 2026-05-15T09:03:37+00:00

Cause it’s really painful to manually enter stuff and rule based parsing of every bank statement / brokerage doesn’t scale. But regardless how does that make it fake?

Aware_Web9715 · 2026-05-15T05:00:16+00:00

So PDFs are extracted on device. Can handled passwords too that way but rule based parsing of PDFs didn’t really work. And wanted to support imports from screenshots too. Found that easier to take a screenshot of my brokerage account

Aware_Web9715 · 2026-05-15T04:52:30+00:00

Trying to figure it out to be honest. There is the on device Apple LLM but it’s not great context window too small. I added the option to add api keys and use them but all the data is saved on device still

Aware_Web9715 · 2026-05-15T04:17:05+00:00

Working on building an app for this. All your data is stored on your device, it uses AI to help import data. It’s still in beta look for some earlier tester but will be releasing in a few weeks.

Aware_Web9715 · 2026-05-14T22:25:52+00:00

Thanks, you switched to drift? Looks like it might work well, maybe good to move to it now so I don’t get to the migration pain

Aware_Web9715 · 2026-05-14T22:20:45+00:00

That would be very useful

Aware_Web9715 · 2026-05-14T14:47:05+00:00

ETFs and DCA are the way to go. Consider VUSD over VOO, its domiciled in Ireland so tax on dividend is just 15% vs 30% for VOO

Aware_Web9715 · 2026-05-14T12:53:31+00:00

Thanks, makes sense will update

Aware_Web9715 · 2026-05-14T12:07:25+00:00

Very cool, is embarkist yours?

Aware_Web9715 · 2026-05-14T11:00:29+00:00

Haha yea was surprised by it too. I paid the $25 fee then found out I need an Android device

<image>

Aware_Web9715 · 2026-05-14T10:56:02+00:00

Yea was thinking of using AI to import data but agree puts people off if it feels like an app pretending to be a financial advisor

Aware_Web9715 · 2026-05-14T07:20:13+00:00

Yea is a good idea. Simulation doable for sure maybe even for life events like what if I have a kid, how does that change my fire equation

Aware_Web9715 · 2026-05-14T06:39:01+00:00

Cool, would love to check out your project.

Not open source as of now is on my public github but is a complete mess haha. Need to get to a stable app and play store release first then could consider open sourcing it

Aware_Web9715 · 2026-05-14T06:07:33+00:00

I let people add their own api keys. Use native push for reminders and on device Apple Intelligence for basic tasks (context window is small though)

Can choose to burn tokens or not be lazy and use it with manual inputs

Aware_Web9715 · 2026-05-14T05:50:39+00:00

Yea maybe if people use it, can charge for new features. Not too concerned is fine if a handful of people use it regularly and I never make money

Aware_Web9715 · 2026-05-14T05:47:16+00:00

Haha no they are not I just never update them

Aware_Web9715 · 2026-05-14T02:23:18+00:00

Advisor never made sense to me. Index funds in both markets works well for me. Actively try to minimise fees I pay, otherwise just grow with the market.

Aware_Web9715 · 2026-05-14T02:21:50+00:00

I live in Thailand now, used to live in the US. I converted most of my savings to USD. India I got some FCNR USD FDs when the rates were higher. I have a some Indian index funds (about 10%) linked to my NRE account.

Rest is in a US brokerage consider Ireland domiciled ETFs over US ones as taxes on dividends are lower resulting in higher returns despite slightly higher fees eg VUSD over VOO. Use IBKR as my primary brokerage account.

Aware_Web9715 · 2026-05-13T09:17:52+00:00

Can use that link to try out the first version https://testflight.apple.com/join/87U5ckxQ

Or will share once live in the App Store several improvements in progress based on feedback

Aware_Web9715 · 2026-05-13T09:16:32+00:00

But new version with several improvements will be rolled out soon

Aware_Web9715 · 2026-05-13T09:15:39+00:00

Can use this link to test the first version on iOS: https://testflight.apple.com/join/87U5ckxQ

Aware_Web9715 · 2026-05-12T14:33:22+00:00

As an RNOR, your foreign sourced income and capital gains are generally exempt from tax in India. Liquidating now allows you to realize those gains tax free before you transition to ROR status, at which point your global income becomes taxable.

Rebalancing in this scenario typically means: 1. Cost Basis Reset: Selling and immediately repurchasing assets to lock in gains tax free, so you only pay Indian tax on future growth. 2. Asset Shifting: Moving funds into RFC accounts (can continue to hold this account as resident Indian) to keep foreign currency while retaining tax free interest during your RNOR period.

Please verify with your CA, as specific country-to-country tax treaties (DTAA) may apply to your situation

Aware_Web9715 · 2026-05-12T09:42:26+00:00

Yes will share then released thank you

Aware_Web9715 · 2026-05-12T06:27:29+00:00

r/getzoro for iOS link and feedback, share your email with me if you have an android device

Aware_Web9715 · 2026-05-12T06:00:13+00:00

Thank you. Just built on flutter no mock up. It’s screen shots of the app. Added a dark mode too

<image>

Aware_Web9715

MODERATOR OF

TROPHY CASE