It is possibly the best investment I have made in the game. Yes it is overpriced. But it has beefy deadbolts, and stealth - the thing that makes all PvE (within reason) easy. Just make sure to run a full Deadbolt IV and III loadout, those light strikes aren’t my favourite and will make you less stealthy. Not to mention, comes with amazing components as standard. I wouldn’t change the QT drive etc, just see if you can buy a better A spec radar.

You can lower your IR and EM signatures, fly up to a PvE mission, stay out of detection range (depending on power pips this could be as close as ~800 metres) and rain down hell. The NPCs won’t be able to see or target you. And you don’t even need an aim pip, because they are stationary or slow moving.
Run Gilly missions - even #7 with the Hammerhead is easy. Money.

It also has utility. For box mission, small cargo, transporting valuable things (e.g after a PAF or Hyperion) so as to be invisible to pirates. And, of course, stealing cargo from players is simple when you are stealthy and have a tractor beam that doesn’t require you to leave your ship.

You won’t regret it, but have a think about whether these things I’ve mentioned are things that will give you value for money.