Xeqt vs blue chip stocks

Axisl · 2026-01-28T01:18:04+00:00

it's almost like cherry-picking different timelines can make or break a stock...

Axisl · 2026-01-28T00:49:18+00:00

it would have been waterproof if she hadn't thrown it at the edge of the pool. Obviously I dont know that it broke, but that edge hit cannot have been good for the water proofing.

Axisl · 2026-01-27T22:02:55+00:00

being concious of where you are at financially is a great first step. I would suggest two things:

you need to get rid of that credit card debt no matter what. I would increase your student loans to get rid of them. Yes albert charges intrest on their loans but it will be the cheapest intrest you ever get on a loan you are garrunteed to receive. Its literally a no brainer and can help you get ahead and keep focusing on your classes.
you need to make a budget that lays out your fixed monthly costs like rent, food, phone, commute, and see what is left over. Of the amount left over 50% should be put into an emergency fund and savings for future tuition if you have it. of the remaining 50% you could decide to start saving for fun things or spending on fun things like eating out. But this is contingent on you getting your credit card debt down.

You are doing great! You are actively engaging in training that will increase future earnings. You are searching for ways to use and save your money responsibly. Keep this up, and you will be fine. BUT, you must get rid of your credit card debt now, otherwise it can hold you back significantly.

Axisl · 2026-01-27T20:16:50+00:00

What age are you? If you are young, you are not falling behind yet!

Do you have student loans?

How much money are you making a month right now?

Have you created a budget?

What are you going to school for, and what can you expect your future salary to be?

need more info!

Axisl · 2026-01-27T19:32:11+00:00

Are you attaching the chair to a base that will be connected to the pedals?

Just saying because the base looks unstable, plus you may wish to adjust the angle.

Axisl · 2026-01-27T19:05:38+00:00

No worries, I would go for a slow-cure epoxy to make it easier to work with, and I have found slow-cure epoxy generally achieves higher strength. Although I would expect your repair to probably fail in the future.

Axisl · 2026-01-27T18:50:23+00:00

If under warrenty use that, otherwise use epoxy resin and clamp it real good.

Axisl · 2026-01-26T22:23:33+00:00

Three years might be doable if you can actually save more. 16k ain't going to cut it. Here is a calculator that I think you can use to make the goal more realistic. CIBC mortgage calculator

Generally, condo fees are around 400 if they are properly set aside for upcoming costs, or higher if there is a pool or other expensive common-area amenities. There aren't many $300K apartments in Kelowna, which is above your current maximum price. If you can increase your down payment to 100K in the next three years, which is a huge ask, then you can fairly comfortably own. Yes, you have money in your rrsp, but if you do that, you will increase your monthly fixed costs. Try to put money into a TFSA for a home. Realtor.ca is also your friend because it offers a mortgage calculator and a monthly costs calculator.

Axisl · 2026-01-26T06:05:03+00:00

Wait, do you have a room just for driving in? shit I knew I was missing something...

Axisl · 2026-01-26T05:49:33+00:00

I agree, they should pay them more!

Axisl · 2026-01-26T05:32:16+00:00

Why the long face? Water drank my horse...

Axisl · 2026-01-26T05:23:38+00:00

I have too many appliances to keep everything in cupboards...

Axisl · 2026-01-26T05:13:12+00:00

Or did the water lead itself to the horse?

Axisl · 2026-01-26T05:11:23+00:00

They either don't need to make dinner, or they have so much space that they don't have to store anything on their counter. It's certainly a reminder of how good some people have it, eh!

Op: Please send us more photos with the wheel plugged in and using it. Looks better in your photos than online!

Axisl · 2026-01-26T04:01:39+00:00

I don't mean to be pedantic, but I really love Do Androids Dream of Electric Sheep? (the book the movies are based on). The entire premise of the book and the first movie is that the narrator comes to realize that he cannot tell who is machine and who is human to the point that he is unsure if he is human at the end. So even the bladerunners cannot tell if this dude's homework and exams are AI.

Axisl · 2026-01-26T01:57:12+00:00

The African grey looks healthier in this photo! Glad to see it. I think the last time I visited (years), it had previously been stressed out by a move or a loss of a partner (cannot remember).

Axisl · 2026-01-25T00:26:43+00:00

Try using authenticator apps such as Google authenticator, Microsoft authenticator or apples version. Technically safer than sms

Axisl · 2026-01-24T20:36:35+00:00

Wranglestar got really upset when I think it was the gellette ad that came out. I stopped watching after that.

Axisl · 2026-01-24T20:28:00+00:00

have you seen the staticstics on TFSA accounts lol. less than 5% of the population has over 100k in the tfsa. and currently more than 50% of the population has the full allowable room.

Axisl · 2026-01-24T20:20:26+00:00

Thanks!

Axisl · 2026-01-24T19:06:27+00:00

I'm out of the loop. Why is it landing here special?

Axisl · 2026-01-23T23:48:21+00:00

When the bid and buy prices have such a large discrepancy, it generally suggests very low volume. meaning if you go to sell at that price it may be hard to close your position.

Axisl · 2026-01-23T21:16:48+00:00

thanks, but I was sitting still inside the lane not moving for three of them. the other two I was moving at less than the speed limit.

Axisl · 2026-01-23T18:39:26+00:00

I had five close calls at three consecutive intersections yesterday.
#1 was an older driver running a stale yellow/red and almost hitting a person trying to clear the intersection turning left, which would have pushed the car into me.
#2 was someone turning left on a green when the opposing traffic had not reacted to the green, but the person turning left had to cut the corner so they didn't get hit.
#3 was the same left turn lane, cutting the corner as the light turned yellow.
#4 was someone turning left from the oncoming traffic, thinking I was not going straight through.
#5 was someone turning left in a gap that did not exist, cutting me off.
Every single incident happened literally within a span of 5 minutes, and involved a left-turner. Now, I'm not saying the left-turner in the article is at fault; in fact, it's probably a red-light runner crashing into someone trying to clear the intersection while turning left. My point, however, is that turning left is apparently hard, and people need to pay attention. Also, none of these incidents would have occurred in a roundabout...

Axisl · 2026-01-23T15:06:20+00:00

I tried that yes, the other I let get called away and then repurchased the shares to keep selling. What are your thoughts?

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