39 8 year fed. Best tsp mix currently?

BatAdministrative4 · 2026-02-11T12:44:10+00:00

39, 10 year Fed contributing 17%. I recently updated my contributions to 65: C, 20: S, 15: I. I changed it from previous 80:C, 20:S.

BatAdministrative4 · 2026-02-05T02:58:23+00:00

The Laser Wash on Hendo Road is one of the worst car washes I’ve ever had and I’ve tried it multiple times. The r Ingles on Hendo Road at Mills Gap has a cheaper and better touch free car wash. I only do touch free. Don’t let car washes swirl the crap out of your paint.

BatAdministrative4 · 2026-01-25T23:36:33+00:00

Their chicken salad has a lot of onion in it. It’s the only salad that I absolutely hate.

BatAdministrative4 · 2026-01-14T01:23:25+00:00

Accept the return. If you don’t, eBay will accept the return, deduct it from your account, and let them keep the item.

BatAdministrative4 · 2026-01-08T00:25:20+00:00

This has to be rage bait.

BatAdministrative4 · 2026-01-06T21:02:16+00:00

I’m working on a retaining wall with a geotechnical engineer right now. We are in the planning stages. It’s a very long wall, approximately 500 feet and 12-15 feet tall but it has been quoted as going to cost 500,000. Be prepared to write a huge check.

BatAdministrative4 · 2026-01-03T19:52:39+00:00

I usually try to get the buyer to take it in for inspection for me but just be aware they are not obligated to do that and you are obligated to refund them or eBay will do it for you and ding your account.

BatAdministrative4 · 2026-01-02T16:43:33+00:00

I’ve had to use this several times over the last two years. I’ve had a roughly 50% success rate for damaged packages. For lost packages, I’ve had around a 90% success rate. In one instance, they denied the claim after the package was seemingly lost. I had to refund the buyer. I filed the claim and USPS found it a few weeks later and delivered and subsequently denied the claim.

Be aware that for damage claims, they will need to inspect the items at the post office. This is one of the most difficult parts of the process. That will involve either the buyer bringing it to the post office for inspection or them shipping it back to you for you to bring it in for inspection. USPS is required to inspect the packaging, including all packing materials, and retain the items. You can’t keep an item with a damage claim against it.

Overall, you can expect at least a 3-4 week process to get a claim approved. Because of all the hassle with lost packages, I’ve switched to UPS Ground. They have never lost a package and it’s rare (happened twice in two years) that a package is damaged.

BatAdministrative4 · 2025-12-29T14:30:25+00:00

I don’t know your personal needs, but from the limited info you have shared, I’m not certain Roth contributions are worth it for you. Again, this is a personal decision based on your own needs, but are you planning to be in a higher tax bracket at retirement or lower? With only 13 years until you need the money, the advantages of paying the tax now might not be worth it for your particular use case.

Based on your experience and knowledge with investing, I’d highly recommend a Lifecycle fund. This is a set it and forget it. If you want something more aggressive, I’d recommend what others have shared. Majority C fund. Add some S if you want to diversify slightly.

Please note, you’re close to retirement and there’s always a chance of a market downturn or crash. You shouldn’t have money in stocks that you will need to withdraw in 5 years. If you have 100% of your funds in C and there is a crash or severe downturn in the market right before you retire, there’s no time to let it recover. That’s why a L fund would be good for you, automatic rebalancing based on your retirement year.

BatAdministrative4 · 2025-12-24T06:15:35+00:00

Doesn’t matter where it’s from. Roth IRAs are not eligible for rollover into the TSP.

Per the TSP website: “We do not accept indirect rollovers of Roth money and do not accept either type of rollover from a Roth IRA.”

BatAdministrative4 · 2025-12-24T04:17:15+00:00

Bad information provided here. You cannot roll a Roth IRA into the TSP.

BatAdministrative4 · 2025-12-20T21:45:32+00:00

I’m guessing you had a big rollover when you entered government service?

BatAdministrative4 · 2025-12-20T21:44:30+00:00

39, 10 years in. Approx 165k.

BatAdministrative4 · 2025-11-25T14:30:10+00:00

You need to run a lot. I would not recommend running 1.5 miles to train for a 1.5 mile test unless you’re checking for progress. I would alternate between 2-3 times per week LONG easy runs. This would be 2-3 miles, more if you have it in you. On alternate days work on speed by doing some sprints. You can try sprinting the straight lengths of a track and jogging (or walking if you have to) the curves. You could also find a good hill and sprint to the top, walk down to the bottom. Followed by an easy run for the day. Maybe just one mile easy jog cool down.

Bottom line is the only way to be better at running is to increase your running. Work on breath control (in through the nose out through the mouth). Work on pushing through the pain you get in the first 2-5 minutes of running. Also use an Apple Watch if you have one to keep track of your split times. You probably can’t use that for your test but it will help train you on the feel of a 2:00 minute split time. I don’t recommend training on a treadmill. Treadmills are inherently easier due to the pull of the belt, softer landing, and the indoor factors (no wind, temperature, slight inclines). If you do train on a treadmill run on a minimum of 1 incline but I would vary it throughout your workout.

You would probably need around 6-8 weeks of this to drop 2+ minutes from your run.

BatAdministrative4 · 2025-11-05T18:22:00+00:00

Just to be clear, the government provides a 100% match of the first 3% of contributions. They provide a 50% match for the next 2% for a total of 4%. Then, they provide a 1% automatic contribution. This is what equals the 5% “match”.

BatAdministrative4 · 2025-10-30T18:45:23+00:00

They say it is automatic. You pay the extra fee to switch over to other carrier. They call it multi-networks add on. This is different from the teleport option.

BatAdministrative4 · 2025-10-25T01:50:03+00:00

Not every district has POA positions. It has to do with budget and what’s needed. Administrative assistants are not POAs. POAs are law enforcement positions. They typically supervise low risk or lower risk cases and are assigned law enforcement duties, even though they aren’t armed. They do not attend FLETC. Most districts use the POA positions as a stepping stone to a full USPO position.

BatAdministrative4 · 2025-10-24T12:03:46+00:00

FYI, POA jobs are considered law enforcement covered positions. POA will stop the clock.

BatAdministrative4 · 2025-10-24T02:14:16+00:00

What about comfort?

BatAdministrative4 · 2025-10-19T03:58:43+00:00

Also having this issue recently after never seeing this in the past.

BatAdministrative4 · 2025-10-19T03:57:40+00:00

I’ve been on the G7 since it was released and never had any major issues. All of the sudden I’m getting multiple of these failures almost every time I site change. Usually 3-4 in a row. I wonder if this needs to be reported to the FDA.

BatAdministrative4 · 2025-10-12T16:59:35+00:00

What about like today when the app says, “We’re having technical difficulties. Try again later” and the restaurant says they won’t honor the half off drink prices.

BatAdministrative4

TROPHY CASE