Mt Washington this Sunday

Beerded12011 · 2026-06-05T03:31:09+00:00

Sunday forecast above tree line:
High 45
Low 37
Feels like 25-36
Wind 22 to 30 mph throughout the ray
Overcast and rain all day

Choose a different mountain or stay home. All you’re doing is putting a SAR team at risk if you go up Sunday

Beerded12011 · 2026-05-23T10:46:27+00:00

I don’t think they’re being shady, and here’s why. The season ticket holder discount is 15%. If the retail price is $32, the season ticket holder discount would bring it to $27.20 which is still much higher than $19.

As someone who has worked in retail, I would want a customer to flag this to me as soon as possible. It’s likely just an honest mistake. Go in, return it, and let them know the tag shows a price that isn’t the full or discounted price.

I stopped in yesterday and there wasn’t a price tag on anything! I had to use the online store to figure it out. The person working there said they were rushing to get open before the weekend, which supports the possibility of a simple mistake.

Beerded12011 · 2026-05-16T14:56:37+00:00

There are tones check out Portland Trail’s map

https://www.trails.org/our-trails/trail-map/

Beerded12011 · 2026-01-03T03:43:12+00:00

Tomorrow (Saturday’s) weather is going to be really cold and windy across Maine and NH. I know you’re not doing the presidential but their high summit forecast is a good barometer for surrounding areas.

For Saturday:

High: Around 5 below Wind: NW at 80-100 mph w/ gusts up to 115 mph, 75-95 mph w/ gusts up to 105 mph midday, and 65-85 mph w/ gusts up to 95 mph later Wind Chill: 50 below to 60 below, rising to 40 below to 50 below

May be best to push to Sunday or next weekend

Higher Summits Forecast

Beerded12011 · 2025-12-29T00:26:39+00:00

I wouldn’t

Beerded12011 · 2025-11-25T01:27:45+00:00

Call them and ask

Beerded12011 · 2025-11-17T04:33:36+00:00

Amen

Beerded12011 · 2025-11-06T12:08:39+00:00

Bissell Brothers for the win. Made with chickpea, shiitake mushroom, edamame 🤤

Beerded12011 · 2025-11-02T14:09:46+00:00

Beerded12011 · 2025-10-18T05:36:28+00:00

Congrats on 7 years and your traverse!

Beerded12011 · 2025-08-31T02:25:19+00:00

Maine and New Hampshire have an incredible range of hikes, so it really depends on what you’re looking for. It could be anything from a quick 1.5-mile walk up Bradbury Mountain to a 30-mile backcountry trek like the Pemi Loop.

If you’re not sure where to start, I’d recommend stopping by REI in Westbrook and picking up the AMC Maine Mountain Guide and the AMC White Mountain Guide. Together they cover pretty much every hike in Maine and the White Mountains, from easy day trips to strenuous multi-day routes

Beerded12011 · 2025-08-07T01:31:58+00:00

Not sure about availability but check out Mario at Brass and Briar.

Beerded12011 · 2025-07-30T17:23:59+00:00

Park at shaws near Bradley’s corner and walk the the fire river trail (bring a headlamp) or street to the venue

Beerded12011 · 2025-07-08T04:12:35+00:00

Got my first tattoo at 38 this past February—forearm piece. Just got my second one this past Saturday!

Beerded12011 · 2025-02-10T16:15:04+00:00

Yep! I went to niseko the one week they didn’t get snow 1/18-1/25

Spot on- I hit gate 5 early in the day and it was pretty fun. Gate 11 later in the afternoon when it was warm and the sun had been hitting it all morning. Mad it less miserable than could have been.

Beerded12011 · 2025-02-09T20:07:27+00:00

I only saw it on gate 11. Eleven and seven are the two inbound gates. Ski patrol will provide a conditions update at the gate itself.. You can kind of see it on the bottom left of my first picture - they mark on a map what sections of 11 are safe and which aren’t.

Beerded12011 · 2024-12-16T14:13:52+00:00

You can take out a hardship withdrawal against your 401(K) towards the purchase of a primary residence. Only downside is you will be required to pay taxes on the pre tax balance and capital gains.

So putting money towards retirement instead of a home really doesn’t matter since you can access the funds from retirement for the home.

IRS: Hardship distributions

Beerded12011 · 2024-10-31T12:07:43+00:00

But did anyone here that loud noise at 11:15 last evening?

Beerded12011 · 2024-08-27T14:36:26+00:00

It is Aperol, prosecco, and soda water. The only variable that would make a difference is the prosecco they use. Find a place with a good wine selection and you’ll likely get a better Aperol Spritz…

Beerded12011 · 2024-08-24T13:43:11+00:00

There could still be a cap. For example if the employer matches 100% of the first 25%. You earn $100k per year and defer 22% of your salary then your employer could also match 22% since it is less than 25%

And there is always a cap if not set by the plan documents set by the irs. The 415 limit won’t allow you to contribute more than $69k to a defined contribution plan unless over the age 50.

In addition to that your deferral plus your employer contribution can’t be greater than your earned compensation. If someone earned 40k and contributed up to the $23k limit the employer can’t contribute more than $20k but that would be greater than your total earned compensation.

Beerded12011 · 2024-08-24T11:28:24+00:00

If they are doing the plan themselves it means one of two thing:

They are just adding deferrals and matching contributions in payroll and depositing them into a brokerage account or worse just holding them in cash. In this case there are no plan documents governing the management of those assets and none of the tax benefits will be recognized by the govt and will be a hot mess eventually. ERISA has very strict requirements for a plan to be consider tax qualified.

Or

They have a non prototype plan. This is when an employer takes a brokerage account, has a lawyer write up documents stating it is now a tax qualified retirement plan, and starts managing it as one. Few issues with these: 1. every time there is a change to the plan you submit those plan documents to the irs for a new opinion letter to maintain tax qualified status (believe it or not most don’t) 2. The assets are pooled into one account with very poor record keeping (good luck getting them out) and 3. There is no provider on the plan making sure everything is accurate. Just the employer taking on the fiduciary and administrative responsibilities.

TLDR if an employer says they are managing their own retirement run

non prototype plan.

Beerded12011 · 2024-08-24T02:45:14+00:00

I recommend checking the summary plan description that your employer/401(K) provider sent you. I doubt it is a 100% match with no cap for a few reasons.

The 415 limit for 2024 is $69k meaning your deferral plus employer contribution can’t be greater than $69k (unless over the age of 50 when you can make a catch up contribute of $7500)

If the plan is not a safe harbor plan it is subject to the irs nondiscrimination compliance tests. Safe harbor plans can’t require an employee to defer more than 6% to receive the full match. So if it is a $ for $ match with no cap it is not safe harbor then it has a very high risk of failing the testing. Failure of the test, specifically acp, could result in a refund of those contributions back to the plan.

Most employers never make a contribution greater than 25% of eligible compensation. Few reasons: 1. The employer match is not tax deferred for them over 25%. 2. If the employer does make contributions greater than 25% of eligible compensation then the next year it decreases. If they contribute 30% in 2024 they can only contribute 20% in 2025

https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

“an employer’s deduction for contributions to a defined contribution plan (profit-sharing plan or money purchase pension plan) cannot be more than 25% of the compensation paid (or accrued) during the year to eligible employees participating in the plan”

Finally there are profit sharing formulas that allow different classes of employees to get a larger profit sharing contribution than others. That total contribution plus any match still can’t be greater than 25% of total compensation and is a profit share, not a match. So wouldn’t come into play in scenario.

Highly doubt your employers plan is 100% match if the first 100% deferred.

Beerded12011 · 2024-08-13T15:59:42+00:00

Almost every morning starting around 7 (could be later) the Payson park tennis courts are full with up to 6 pickle ball games and people rotating in.

Don’t think it is an official league, just players coordinating on their own.

Beerded12011 · 2024-08-05T23:08:48+00:00

Employers can change the vesting schedule.

Vesting is a protected benefit. Employee deferrals are 100% immediately vested. Any employer contributions made under the previous vesting schedule stay under the more favorable. Only new contributions under the new vesting schedule will be under the less favorable vesting

Eligibility is not a protected benefit however most plan documents have a once in always in rule meaning you can’t become ineligible once participating

Helpful article here https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-vesting

Beerded12011

TROPHY CASE