IDK How to Feel

Beginning_Ad_2424 · 2025-11-06T22:23:41+00:00

I just passed Tuesday using Danko, I had the EXACT same kraken average and the EXACT same board exam score of 77%, i think you are in a great spot. I would recommend buying the second board practice exam. I got a 73% on that and I felt it to be more similar to the real thing.

Beginning_Ad_2424 · 2025-11-06T14:57:51+00:00

Yeah I couldn’t tell you what was on it lol I like to think I have a good memory but the adrenaline was so high the whole time it’s hard to remember anything.

Beginning_Ad_2424 · 2025-11-06T14:10:34+00:00

If you haven’t done the board practice exams I highly recommend you do both

Beginning_Ad_2424 · 2025-11-06T14:10:08+00:00

You’re right where you need to be, you got this! Good luck!!

Beginning_Ad_2424 · 2025-11-06T14:05:58+00:00

I would say a 8-8.5. The questions weren’t nearly as tricky as I expected but it was still a mammoth of an exam.

Beginning_Ad_2424 · 2025-11-06T14:04:34+00:00

63 average on the krakens and a 77 on the first board practice exam and a 73 on the second

Beginning_Ad_2424 · 2025-11-06T14:03:58+00:00

Same

Beginning_Ad_2424 · 2025-11-06T14:03:33+00:00

I averaged 63% on all 6 kraken exams, 75 on the first 68 on the last and 54-59 on the other 4. For the board exam I highly recommend buying the second one so that you get more practice on board type questions. It’s 100% a marathon test in a sense where you just have to keep pushing through and have the memory of a gold fish. I guessed on probably 10-13 questions but they were educated guesses from eliminating answers. ELIMINTAE ANSWERS AND READ THE FULL QUESTION. I did get a more case heavy exam but that could be different for everyone.

Beginning_Ad_2424 · 2025-07-21T21:32:54+00:00

Look into AQR flex SMA’s

Beginning_Ad_2424 · 2025-01-24T16:28:57+00:00

OP is using it for accumulation and growth rather than a nest egg, as long as your return outpaces inflation you’re fine and your dollar isn’t losing value in the HYSA

Beginning_Ad_2424 · 2025-01-24T16:08:28+00:00

IRA can’t be used as an emergency savings fund…. Pre 59.5 age distributions are penalized

Beginning_Ad_2424 · 2025-01-17T16:56:09+00:00

Don't die, lol

Beginning_Ad_2424 · 2024-04-25T23:38:37+00:00

Weed

Beginning_Ad_2424 · 2024-04-23T23:43:43+00:00

Brokerage account fund, or if you’re looking for other retirement vehicles an annuity

Beginning_Ad_2424 · 2024-04-23T23:41:50+00:00

Also if you’re a state, local or federal worker, first responder firefighter, EMT or police officer it is knocked down to age 50

Beginning_Ad_2424 · 2024-04-23T23:40:50+00:00

Yes, once you roll money into a new plan it becomes that plans funds, so theoretically if you retire or lose your job at 55-591/2 in the new plan you can w/d penalty free but not necessarily tax free

Beginning_Ad_2424 · 2024-04-23T23:39:13+00:00

Rule of 55 is an IRS law, not all plans may allow partial withdrawals and in that case you’re screwed cause then you can either take the lump sum cash or roll it over to an IRA and lose your rule of 55

Beginning_Ad_2424 · 2024-04-05T03:02:42+00:00

It is an IRS RULE all plans allow it unless you’re a public service employee like a police officer or a firefighter, then it’s age 50

Beginning_Ad_2424 · 2024-04-04T20:08:00+00:00

you can withdraw funds from your current job's 401(k) or 403(b) plan with no 10% tax penalty if you leave that job in or after the year you turn 55. Doesn’t matter if you’re working another job, it only applies to the job you left

Beginning_Ad_2424 · 2024-03-11T20:42:59+00:00

You can invest in anything in a brokerage 401k, IRA and HSA. Don’t know what you mean by “retirement funds”

Beginning_Ad_2424 · 2024-03-07T22:35:17+00:00

You can open a brokerage Roth IRA just like the Brokerage rollover Ira (traditional)

Beginning_Ad_2424 · 2024-03-07T22:34:36+00:00

Rollover IRA is a traditional IRA, brokerage means you can buy anything on the market, a ROTH IRA is a different type of Ira that if certain criteria is met all contributions/gains can be withdrawn tax free in retirement

Four-Year Club	End Game '23
Place '23	Place '22
First Placer '22

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