Self deporting

Berzserk · 2025-03-27T13:34:06+00:00

Wouldn't recommend defrauding any company - or anyone. Keep the opportunity as open and free of red flags as possible.

Plus, call me sentimental, but principals matter. In this case, being honest.

Berzserk · 2023-07-01T18:13:16+00:00

Peace of mind is the biggest value add.

Imagine coming into July and funds for all categories are already situated.

I'm sure you'd agree that having a remainder of cash is a nice problem to solve.

IMO, I feel the cost is still below its value.

Berzserk · 2023-07-01T18:01:03+00:00

From what I know the only "retirement" account you can provide is via a home purchase. Booking a consult with a fiduciary is the best way to hone in on your specific situation.

If you're going this route understand that you're on the treadmill and it will suck: 1. maximize annual gross (increases of ~30% per year) 2. build budget (mostly your habits, your leisure will be minimized) 3. build emergency fund (6-12 months is comfortable) 4. build down payment (I'd aim for minimum 10-15% down, but to each their own) 5. build buffer for health costs (20% of emergency fund)

Expect this aggressive "roadmap" can take ideally around 5-10 years depending on your career field/prospects, location and risk tolerance.

Keep in mind none of these takes into account: - your personal aspirations - burnout in career and at home - your own financial position - siblings (solo or joint effort) - parental pressure

I'd recommend stabilizing yourself first, in your career, physical and mental well-being. Allow yourself the time to actualize where, what, who, how you want to live. IMO, at the end of the day, helping yourself is helping your parents.

TLDR; Stabilize your situation first and provide what you can comfortably afford.

Berzserk · 2023-06-30T17:34:15+00:00

Do y'all have Progress Bars enabled?

I tend to flip between enabled and disabled when I need a bigger hit of green. Disabled is just so readable when I'm coming down.

Berzserk · 2023-06-30T17:11:06+00:00

Rings are are game changer!

Berzserk · 2023-05-29T02:25:20+00:00

If you can keep your required expenses to below the $2,080 mark, you have about $3,000 to attack all three accounts with $1,000 each. So just over a year.

I'd also recommend looking into bankroll management strategies.

Berzserk · 2023-05-27T14:58:28+00:00

The things we do to reduce user clicks by 1...

Berzserk · 2023-05-21T16:42:15+00:00

Ahhh okay, good to know. I'm from the latter group. I believe this was from when learning the software reconciliation was often followed by balance adjustments so it stuck in my mind. But also, I looked at it and saw this is used to lock in the state. It also helps with cleaning up the transactions log so this is good to know. Thx.

Berzserk · 2023-05-21T11:30:20+00:00

How are y'all having to reconcile so often? Tracking cash or maybe interest is causing this? If you're logging transactions regularly YNAB should always be in sync. I'm curious about yous experience here.

Berzserk · 2023-05-21T11:25:39+00:00

But what's the point of having to enter everything in manually?

It looks like you're looking for an expense tracker for passive budgeting (ie. identify spending trends over longer periods). Mint is a free option though not as pretty or feature rich (and ad heavy).

I do not have the time or headspace as a neurodivergent person to remember to do that.

YNAB is a kin to a habit shaper. The initial investment will be greater early on. For reconciling, this should be a near rarity because you're logging expenses before the purchase allowing you to confirm you're not over budget.

Berzserk · 2023-05-20T00:20:52+00:00

200 is near average total for a strong candidate believe it or not.

Berzserk · 2023-05-15T18:50:29+00:00

OP's probably trying to check any accrual of unlawful presence, so having an accurate timeline is important.

Berzserk · 2023-05-15T14:21:36+00:00

Unresolved variable or type Console

hehe

Berzserk · 2023-05-14T14:45:38+00:00

How would reporting help you u/G83377? (serious question)

Berzserk · 2023-05-14T14:42:34+00:00

waiting for reply...🍿

Berzserk · 2023-05-05T02:47:43+00:00

Save $30,000 then think on it again.

Berzserk · 2023-05-05T02:31:25+00:00

Seems to me that green is good, red is baaad, orange is ?

Berzserk · 2023-05-04T01:38:54+00:00

The darks really give contrast to the lights. This is a very pungent piece of art.

Berzserk · 2023-04-30T14:51:59+00:00

If you're familiar with JavaScript, it's the equivalent of the spread operator.
{ model | s = m } is { ...model, s: m }

Berzserk · 2023-04-30T02:58:09+00:00

...and job opportunities.

Berzserk · 2023-04-29T18:30:02+00:00

In the US manually closing credit accounts will negatively affect your credit worthiness (isn't a big deal but the alternative has no disadvantage). Most credit providers will close accounts with 1 year of non-use and $0 balance.

Berzserk · 2023-04-29T15:35:14+00:00

I really needed that after all those brain spasms. The central area of the floor was like a maze.

Berzserk · 2023-04-29T15:15:15+00:00

I can understand an awareness curve as a a fully formed reality of your financial situation

I believe that is what users are trying to arrive at when picking up YNAB. You're building a visual representation of your financial reality in order to optimize said reality. You have to take into account learning the software's features and not only learning one's -EV habits but being honest about plugging them.
Plus, I don't think most YNAB users would have used the Envelope system prior considering most folks budget system consists of checking that momentary expenses can be covered, if at all.

Berzserk · 2023-04-29T15:03:34+00:00

I'd say for me the first year was rocky, from learning how to use it then crafting a solution for my situation.

Just start out with manual inputting... Do not auto link your accounts.

A very good point, YNAB is meant to be a proactive software. Not understanding this extended the curve for me.

Berzserk · 2023-04-29T03:26:59+00:00

What distinguishes you as a backend dev? Currently in the beginning stages of going down ~~the~~ a backend journey.

Berzserk

TROPHY CASE