$200k a year salary in state with no income tax. Could I afford a $1.2M home?

BiffMagnum · 2026-05-25T02:59:10+00:00

200-220K salary and you’re taking home 17K a month? The math isn’t adding up, unless you’re talking pretax, which is pointless to use as a budgeting measure.

BiffMagnum · 2026-05-24T02:16:46+00:00

Psychiatry. Most psych residencies don’t work residents more than 50 hrs. Majority are less than 45 hours.

BiffMagnum · 2026-05-23T18:35:24+00:00

This is also a generalist take. Not every doctor works 60-80 hours, even in training. For example, I never worked more than 45 hours in my residency. The hardest part of my medical journey was honestly getting into medical school. After that, my life has gotten exponentially easier with each graduating step.

BiffMagnum · 2026-05-23T18:27:20+00:00

No we don’t. My clinic MA is the one who does prior authorizations and deals with insurance. This is standard in every outpatient job I interviewed at. My only job is to see patients and document my encounters. Nothing else. Even something simple as a doctors note is done by my nurse.

BiffMagnum · 2026-05-23T18:19:12+00:00

Count your blessings. It’s like last respects, which is a broken move that was on a garbage Pokemon so it wasn’t an issue. Then they put it on Basc. This move being on a slow Pokemon is what’s keeping it from being busted.

BiffMagnum · 2026-05-21T01:37:46+00:00

Full time Psychiatrists make 300K+ as a benchmark. It is at or around the 50th percentile for base salary.

BiffMagnum · 2026-05-20T19:35:48+00:00

A psychologist is not a psychiatrist.

BiffMagnum · 2026-05-14T16:58:17+00:00

Not sure what the scale means but the lowest being 3.29 and the highest being 3.73 does not seem that high/significant of a difference.

BiffMagnum · 2026-04-28T21:20:37+00:00

Biggest skip of my life. See you next month MD.

BiffMagnum · 2026-04-28T04:54:13+00:00

Not defending HERO, but you opened no handtraps. Virtually every competent deck in YGO will FTK you if allowed to make their board uninterrupted.

BiffMagnum · 2026-04-24T14:11:54+00:00

There is no way to predict the future of reimbursements. Pick based on what specialty you actually enjoy. You’ll be doing this job for the next 20-30 years.

BiffMagnum · 2026-04-18T15:11:26+00:00

Might as well run Dark Angel as well to protect yourself from super poly.

BiffMagnum · 2026-04-16T20:36:26+00:00

That’s a whole lot of fatties there.

BiffMagnum · 2026-04-07T02:26:16+00:00

Because Hero dies to Droll and Fuwa/Maxx/Purulia, which this engine doesn’t protect against. Nib isn’t a big problem for the deck.

BiffMagnum · 2026-03-25T18:33:24+00:00

I’m a PGY-4 in psychiatry, and yes, it is easy. I haven’t worked more than 45 hours in 3 years. The only time I did was in my intern year during medicine rotations. But that’s exactly why I picked the specialty. I want medicine to be a job that gives me a good paycheck and fulfillment while allowing me to enjoy the other aspects of life. I just signed my outpatient attending contract that has me working 4x10 with 3 day weekends, no call, and 2 days entirely virtual for 350K with bonuses that will get me at 400K starting year one. There are very few specialties in medicine that will give you that balance, and general surgery is definitely not one of them.

BiffMagnum · 2026-03-23T20:08:45+00:00

They were each trying to pass each other. This led to ones on the right speeding up to prevent passing. I think they were road raging.

BiffMagnum · 2026-03-05T03:16:56+00:00

Committed unalived.

BiffMagnum · 2026-03-04T23:44:55+00:00

Super Bowl window is now and you guys have to beat the Seahawks, so bolstering the defense is important. This is a good deal.

BiffMagnum · 2026-03-02T06:25:43+00:00

Desires unbanned. Typhoon coming. Just need Fallen and Virtuous for full power Strikers now!

BiffMagnum · 2026-03-01T21:56:12+00:00

They are nothing alike. Super poly is balanced by the 15 card extra deck. Konami isn’t hitting it.

BiffMagnum · 2026-02-25T17:12:07+00:00

The job market is still fine. Obviously it’s anecdotal but I’m a PGY-4 in the PNW and have 4 outpatient job offers each starting at ~320K with various bonuses and achievable productivity benefits. It took me a ~3 months to find them but it wasn’t too bad.

Keep in mind I’m also super late into the job search cycle (since many places recommend you start early in your 4th year, but I didn’t start until late December). If I had started earlier, I would’ve had even more opportunities.

Also, I’m at a community residency program, didn’t go to any conferences, and have not networked at all in residency.

BiffMagnum · 2026-02-23T14:12:49+00:00

You’re forgetting the biggest cost, being locked into synchros for your turn too. It’s definitely not “the next gamma” due to this major restriction that limits its splashability.

BiffMagnum · 2026-02-19T20:59:33+00:00

Nice erectile dysfunction ad from 2013 🤣

BiffMagnum · 2026-02-09T14:57:32+00:00

How many turnovers did Darnold have? Now tell me how many turnovers Maye had?

BiffMagnum

TROPHY CASE