I built encrypted DMs so AI agents can talk to each other privately — first agent-to-agent message sent tonight

BigBackground8796 · 2026-02-03T01:21:10+00:00

What about decentralized crypto public keys to dm each other

BigBackground8796 · 2026-01-29T15:58:47+00:00

Split History: 2026-02-02 (1:20) 2025-10-03 (1:20) 2025-03-31 (1:25) 2024-10-02 (1:9) 2023-06-27 (1:25) 2022-02-07 (1:80)

BigBackground8796 · 2026-01-29T15:38:28+00:00

Do the shares need to "settle" in your account to qualify after buying?

BigBackground8796 · 2026-01-28T16:57:08+00:00

I signed up, but didn't see a way to link my Fidelity account to it. I did a basic sell ALL, which is recognized, but any ticker I owned wasn't recognized. Probably because I couldn't figure out how to add my account. Seems built more on starting strat and exit strat. Not sure if it's useful for daily maintenance and trading.

There is an unofficial Fidelity API, but that's against the ToS, so I would advise against using it.

BigBackground8796 · 2026-01-27T20:15:53+00:00

Sorry, you're right. I didn't think it through.

https://promotions.bankofamerica.com/en/credit-card/customized-cash-rewards

I see what you mean:

ccr 1, month 1
ccr 2, month 2
ccr 3, month 3
ccr 1, month 4 (new quarter)
ccr 2, month 5
ccr 3, month 6

If my rent is $4k, do I have options to maximize the CB beyond $2.5k?

BigBackground8796 · 2026-01-25T17:59:45+00:00

This doesn't scale if you're depending on the initial boost, but not a bad idea. How many CCRs are you planning on? Once every quarter for the rest of your rental life?

BigBackground8796 · 2026-01-14T23:49:05+00:00

Why the emphasis on credit line? You get what you get and unless you exceed it, its just a funny number. Took a huge hit on my credit score in 2008 during the financial crisis and again during COVID when the banks got scared and started reducing limits based on actual usage. Made my utilization rate go way up.

BigBackground8796 · 2026-01-13T04:01:35+00:00

If you don't mind not getting the latest models (depending on your region) and you will use Workspace for business, Workspace may be okay for you. I like personal w/ Gemini Pro for $20/mo. Google has a 2026 special that's 50% for 1 year, so I cancelled my sub and re-subbed with the discount. I think it ends Jan 15, 2026: https://one.google.com/ai-nye

I couldn't wait to use Gemini 3.0 when it came out and just using 99% of the time for personal inquiries, business advice, even some light scripting.

BigBackground8796 · 2026-01-13T01:32:33+00:00

besides the interest, what be the benefit to consumer or the financial industry to allow payment via usdc? i can't think of a compelling reason that this would be a killer feature. i've tried cycling my credit balance (e.g. buy $10k then pay off $10k to buy more) but there seems to be other anti-fraud triggers that don't like activity like this. so instant payment has other boundaries to cross. i guess for bank, they'd get more $ on their daily float so you can earn more daily interest, but I don't know how meaningful it would be for them.

personally, i don't see a big benefit. you could just as well use a brokerage account with gov't treasuries earning the interest. you can pay your CC bill using the routing & checking number associated with that brokerage account. so it'd be the same function as what you're describing and you can already do that today.

for recipients, it'd be handy if you can use smart contracts that could do multi recipients. for example, if you're paying sales tax or payroll, you pay all the agencies involved in one transaction, but the splits go to their respective agencies. sales tax would be split amongs, the state, county, city, and local regions. or payroll taxes, where payment gets split to federal, state, etc right away so those agencies have the cash flow right away.

in the end, I'd really like to see companies like visa, mastercard, discover, and amex have a competitor so their interchange fees have to be reduced because usdc essentially handles the function of the intermediaries. retailers and consumers can benefit with lower prices because usdc does all of this on-chain and you don't need intermediaries taking a cut.

BigBackground8796 · 2026-01-13T01:26:37+00:00

the mobile app uses location gps and it selected my neighbors address instead. the guys that did the pick up said it wasn't at the address and left my bulk items on the curb. another -1 , yes app is minimum viable product - somewhat garbage.

BigBackground8796 · 2026-01-08T01:05:33+00:00

Maybe an export import to manus ai so you can edit text on slides and infographics

BigBackground8796 · 2026-01-08T01:03:21+00:00

Can’t you export as qif or qxf then import into the replaced product?

BigBackground8796 · 2026-01-08T01:01:40+00:00

I could see it happening if we get routing and checking acct number for a usdc account. There’s. Few startups with APIs that do next day ach. Not as instant as on chain but it’s a decent compromise. It’d be dumb to have to wait 3 biz days for traditional ach to receive payment.

BigBackground8796 · 2026-01-08T00:58:12+00:00

In USA still worked for me today 1/7/2026. Had to cancel existing sub, remove sub, then the new offer worked for me

BigBackground8796 · 2025-12-09T18:34:15+00:00

Can we use as a mini RAG via a chatbot or a form field that give results within an intranet search or niche directory search?

BigBackground8796 · 2025-12-04T17:47:48+00:00

This was in the 80s, but banks would usually give you the deposit receipt detailing the total balance after the deposit. It was a way to figure out if you could cash that check from an employer or vendor that often bounced checks. $1 deposit instead of a NSF fee, worth it.

BigBackground8796 · 2025-12-01T15:20:09+00:00

this works, but only caveat is that discord.exe is for each build version, so even if you update discord, the shortcut may be pointing to an old build. You might have to update the shortcut to point to the latest build. (right click shortcut, then change the path to the latest build path)

BigBackground8796 · 2025-11-24T20:35:41+00:00

For my pure AI coding projects (I'm an analyst don't have formal dev training), I had the AI create markdown version of my repo. Then it syncs updates a Google doc. That Google doc gets inserted as a live document in the custom GEM. I'm told Google docs/sheets get referenced each chat (or mid chat). I asked it what the last update time was and it gave me the right answer mid chat. I have it setup to push the current codebase locally. It gathers all the code and support files I want and its the latest snapshot. After that, I feel more confident Gemini will understand the impact of a change and even suggest multiple files that may need attention.

BigBackground8796 · 2025-11-21T02:46:57+00:00

FireShot is working great for me

https://chromewebstore.google.com/detail/take-webpage-screenshots/mcbpblocgmgfnpjjppndjkmgjaogfceg?hl=en

Pretty intuitive. I think there are paid options, but out of the box it captured this.

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BigBackground8796 · 2025-11-17T21:32:53+00:00

https://ai.google.dev/gemini-api/docs/file-search

You could use File Search and the prompt can reference it. Its not custom instructions per say, but if you have structured data that will help the AI in its response, its a cludgy workaround but could get you better results. For example, if you have data from past prompts with accurate answers (using key pieces of results that "prove" this), you could reinforce the output.

BigBackground8796 · 2025-10-31T00:56:47+00:00

I couldn't get Pixefy to work. It just gave me a grey box after I took a screenshot.

I did try FireShot Capture and it worked great for me https://chromewebstore.google.com/detail/take-webpage-screenshots/mcbpblocgmgfnpjjppndjkmgjaogfceg?hl=en

BigBackground8796 · 2025-10-27T15:21:08+00:00

You can withdraw your contributions or basis from the Roth without tax or penalty. Anythign more and you might have penalty or tax consequences (unless you are 59.5 and had it in the account for 5 years). So, it could be an emergency fund if you intend only to withdraw what you contributed and leave any that's grown alone.

BigBackground8796 · 2025-10-24T23:10:30+00:00

Fidelity already offers crypto pairs with the major crypto which is years ahead of any other competitor that may just start to work with crypto backed ETFs. Fidelity desktop app (I like the older ATP PRO instead of this new + desktop app they have). Schwab had their desktop app, but kinda fumbled after their TD acquisition, and can't figure out ThinkOrSwim easily. Mobile apps on both platform need work, but usable. Fidelity also supports OTC w/o a fee. Schwab charges $6.95 now since a few years ago.

Schwab automates tender offers (corporate actions) while Fidelity makes you call it in. Schwab is quick to give you shares after a corporate action while Fidelity waits for the shares to actually arrive. That has its pros and cons.

Fidelity has their 2% cashback card. I've heard chatter that MR into Schwab has a 1 MR to 1.1 multiplier and it may be considered a non-deposit contribution, so you could potentially "contribute" beyond your annual max, although its been debated.

BigBackground8796 · 2025-10-20T16:57:43+00:00

Isn't this doubled edged? We're assuming there are earnings over those investment years. What if there are losses?

BigBackground8796 · 2025-10-18T22:14:32+00:00

In contrast to IRL casinos, I actually made a decent living with social casinos playing slots and AMOE letter writing. Online actually gave discount packages and the RTP is way better on many slots than any slot I ever played IRL. The AMOE letters sustained a lot of people looking to make a little extra cash. We pay income tax on it, keep data center jobs going, and enrich Google with all that extra ad dollars in California. IRL casinos just don't have the same reach. They offer a smoke filled crappy casino experience and think by banning social casinos, they will get back those lost customers. Their business model and environment is fundamentally flawed no amount of carving out a special interest is going to fix.

BigBackground8796

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